large, heavy boxes filled with randomly selected items thrown in there and either vaguely or wrongly labeled Long ago, early in my now-ended marriage we moved four times in 16 months. I did most of the packing. What worked for me was to label the boxes not with contents but with numbers, and then just keep an easily editable and searchable numbered list on the computer — and wait to seal the boxes at the last minute. Dana, glad to hear your move is behind you!
Best wishes for clear weather at your Valencia trip, Mark! We had 4 minutes of totality at the solar eclipse in a clear sky here in 2024 at our northern Ohio CCRC — even the wild geese on the backyard pond went quiet and still during that unique darkness.
if your age begins with the number eight, the can of shaving cream you buy today just might be a lifetime supply. Older residents at my CCRC have been heard to joke that they don't buy green bananas.
I have a little box full of pressed 4-, 5-, 6-, and 7-leaf clovers that I used to find as a youth when told to get out of the house and go play (alone, because no friends living close by). Tip: if you find one, keep looking — they tend to grow in clusters.
I found the articles using the search box labeled "Search Site" that's available on HumbleDollar pages (at the top or at the bottom). I just used the words direct index and several articles came up. I didn't include the links because I've read that embedding more than one link requires moderation. I'll try just listing the links here: Kernen
https://humbledollar.com/2021/08/going-direct/ Zaccardi
https://humbledollar.com/2021/10/build-your-own/ Grossman
https://humbledollar.com/2025/02/one-stock-at-a-time/ R L
https://humbledollar.com/forum/tax-efficient-investing-for-retirees-with-high-net-worth-direct-indexing/
There have been a few HumbleDollar posts; search for, e.g., "Going Direct" by Phil Kernen (Aug 23, 2021) "Build Your Own?" by Mike Zaccardi (Oct 10, 2021) "One Stock at a Time" by Adam Grossman (Feb 16, 2025) "Tax Efficient Investing for Retirees with High Net Worth: Direct Indexing?" by R L (May 8, 2025)
The safety dimension is also worth considering ... as we age. Night vision deteriorates. Don't forget cataracts. For years mine had been slowly developing and I'd been getting more and more anxious about both night and daytime driving. I sold my car the day before arriving at my CCRC. Within a year I had the cataract surgeries, and I'm still glad not to be driving. Lots of our residents have happily stopped driving. No fear of isolation, of course, living in a community. I take advantage of our frequent free bus trips in and out of town, and, now that I've also had the desperately needed hip replacement, I walk or ride my semirecumbent (nonelectric: flat Ohio terrain) trike all over town. There's also a free driver-driven e-bus operating on a daytime fixed-loop shuttle route around town that includes our CCRC. If driverless technology with pickup and drop-off communication can eventually handle e-bus transportation here, too, I'll be interested to try it.
Comments
Living at home would require her to contribute maximum annual limits in her employer 401(k). Brilliant!
Post: Celebrating the Win
Link to comment from June 11, 2026
Which AI tools are the best to use? I'm concerned that my financial data would be scraped and used somehow by [who knows what or whom?].
Post: How to Use AI With Your Portfolio
Link to comment from June 9, 2026
large, heavy boxes filled with randomly selected items thrown in there and either vaguely or wrongly labeled Long ago, early in my now-ended marriage we moved four times in 16 months. I did most of the packing. What worked for me was to label the boxes not with contents but with numbers, and then just keep an easily editable and searchable numbered list on the computer — and wait to seal the boxes at the last minute. Dana, glad to hear your move is behind you!
Post: Moving is Expensive!
Link to comment from May 31, 2026
Instead of putting this idea in a comment to this post, it would make an excellent separate post to the HD forum.
Post: Lifetime Supply
Link to comment from May 23, 2026
Best wishes for clear weather at your Valencia trip, Mark! We had 4 minutes of totality at the solar eclipse in a clear sky here in 2024 at our northern Ohio CCRC — even the wild geese on the backyard pond went quiet and still during that unique darkness.
Post: Lifetime Supply
Link to comment from May 21, 2026
if your age begins with the number eight, the can of shaving cream you buy today just might be a lifetime supply. Older residents at my CCRC have been heard to joke that they don't buy green bananas.
Post: Lifetime Supply
Link to comment from May 21, 2026
I have a little box full of pressed 4-, 5-, 6-, and 7-leaf clovers that I used to find as a youth when told to get out of the house and go play (alone, because no friends living close by). Tip: if you find one, keep looking — they tend to grow in clusters.
Post: The Mirrored Funnel
Link to comment from May 11, 2026
I found the articles using the search box labeled "Search Site" that's available on HumbleDollar pages (at the top or at the bottom). I just used the words direct index and several articles came up. I didn't include the links because I've read that embedding more than one link requires moderation. I'll try just listing the links here: Kernen https://humbledollar.com/2021/08/going-direct/ Zaccardi https://humbledollar.com/2021/10/build-your-own/ Grossman https://humbledollar.com/2025/02/one-stock-at-a-time/ R L https://humbledollar.com/forum/tax-efficient-investing-for-retirees-with-high-net-worth-direct-indexing/
Post: Direct Indexing Anyone?
Link to comment from May 11, 2026
There have been a few HumbleDollar posts; search for, e.g., "Going Direct" by Phil Kernen (Aug 23, 2021) "Build Your Own?" by Mike Zaccardi (Oct 10, 2021) "One Stock at a Time" by Adam Grossman (Feb 16, 2025) "Tax Efficient Investing for Retirees with High Net Worth: Direct Indexing?" by R L (May 8, 2025)
Post: Direct Indexing Anyone?
Link to comment from May 10, 2026
The safety dimension is also worth considering ... as we age. Night vision deteriorates. Don't forget cataracts. For years mine had been slowly developing and I'd been getting more and more anxious about both night and daytime driving. I sold my car the day before arriving at my CCRC. Within a year I had the cataract surgeries, and I'm still glad not to be driving. Lots of our residents have happily stopped driving. No fear of isolation, of course, living in a community. I take advantage of our frequent free bus trips in and out of town, and, now that I've also had the desperately needed hip replacement, I walk or ride my semirecumbent (nonelectric: flat Ohio terrain) trike all over town. There's also a free driver-driven e-bus operating on a daytime fixed-loop shuttle route around town that includes our CCRC. If driverless technology with pickup and drop-off communication can eventually handle e-bus transportation here, too, I'll be interested to try it.
Post: Ageing and the Open Road
Link to comment from May 2, 2026