I didn’t used to scare myself when looking at my reflection in a mirror. Ha! For me it was this: I'd had cataracts developing for over a decade. Looking in the mirror the morning after the first surgery, I was shocked to see I'd aged ten years! On a financial note, thanks to Medicare and Medigap G, no out-of-pocket cost for that shock beyond the monthly premiums.
Here's a handy use for the Google Keep notes app that's in the right edge panel of the web Gmail window. Say you have a group of people you occasionally need to email, and you don't want them in your contacts, nor do you want the complication of a Google group just for this. I create a note and title it with the group name. In the note I list the email addresses separated by commas. Then to address the email, I simply open that note, do a quick copy of the batch of addresses, and paste them all at once into the To: (or Bcc:) field.
an accommodation to folks that are too sensitive Perhaps if you were an HD commenter who in recent weeks has been targeted with abuse, you would feel differently. I noticed on 3/27 when the experiment removing downvotes began that I immediately felt happy again to be reading HD. Life is difficult enough without having such additional negativity intruding. Thank you, Elaine and Bogdan!
Wow, you are correct! I stopped earning when I retired midway through 2021, so I didn't bump up against this special case. Apparently SS says in that first partial year if you earn more than the monthly limit ($2,040 in 2026), then you "aren't retired"(!) so that month's benefit is indeed lost. So glad you knew that!
I’ll reduce my hours to stay under the earnings limit You could work more if you want, since if you exceed the earnings limit while under FRA, the temporarily withheld benefits on the excess are returned through higher monthly payments once you reach FRA.
I would prefer we keep the upvote tally for the article but lose the votes, both up and downvotes, on the comments. Agreed. However, when I asked Jonathan whether he would do this, he said no, he wanted to keep both upvotes and downvotes on the comments because he felt they served a purpose, i.e., for the community to show strong disapproval. He even said he'd rather add a downvotes option to the article itself than remove downvotes from the comments. To me, explaining disagreement in a comment helps keep HD more civil than with an anonymous downvote.
There are links at the top right to About (which includes Writers), as well as to Forum, Guide, Articles, and Checkup. To see them, the window needs to be nearly full-screen width.
Well, Jonathan even used to joke about his WSJ columns, "One of the things that I tell people is there are basically only 20 personal finance stories, which means that I've written each of those stories 50 times..." That's why I find the unique personal experiences and perspectives about these topics at HD so valuable. Perhaps you could contribute some of yours?
Comments
The quote was "Don't just do something; stand there" (swapping the word pairs of the familiar other saying). quoteinvestigator.com explores it.
Post: Resist the Urge to Act
Link to comment from April 11, 2026
Your comparison that a stock token is like "a gift card issued by a retailer" helped me wrap my head around this. Thank you!
Post: Stock Tokens
Link to comment from April 11, 2026
I didn’t used to scare myself when looking at my reflection in a mirror. Ha! For me it was this: I'd had cataracts developing for over a decade. Looking in the mirror the morning after the first surgery, I was shocked to see I'd aged ten years! On a financial note, thanks to Medicare and Medigap G, no out-of-pocket cost for that shock beyond the monthly premiums.
Post: Getting Older
Link to comment from April 9, 2026
Here's a handy use for the Google Keep notes app that's in the right edge panel of the web Gmail window. Say you have a group of people you occasionally need to email, and you don't want them in your contacts, nor do you want the complication of a Google group just for this. I create a note and title it with the group name. In the note I list the email addresses separated by commas. Then to address the email, I simply open that note, do a quick copy of the batch of addresses, and paste them all at once into the To: (or Bcc:) field.
Post: Simplify Everything
Link to comment from April 4, 2026
an accommodation to folks that are too sensitive Perhaps if you were an HD commenter who in recent weeks has been targeted with abuse, you would feel differently. I noticed on 3/27 when the experiment removing downvotes began that I immediately felt happy again to be reading HD. Life is difficult enough without having such additional negativity intruding. Thank you, Elaine and Bogdan!
Post: Let the Arrows Speak for Themselves
Link to comment from March 28, 2026
Wow, you are correct! I stopped earning when I retired midway through 2021, so I didn't bump up against this special case. Apparently SS says in that first partial year if you earn more than the monthly limit ($2,040 in 2026), then you "aren't retired"(!) so that month's benefit is indeed lost. So glad you knew that!
Post: Wrapping It Up
Link to comment from March 27, 2026
I’ll reduce my hours to stay under the earnings limit You could work more if you want, since if you exceed the earnings limit while under FRA, the temporarily withheld benefits on the excess are returned through higher monthly payments once you reach FRA.
Post: Wrapping It Up
Link to comment from March 27, 2026
I would prefer we keep the upvote tally for the article but lose the votes, both up and downvotes, on the comments. Agreed. However, when I asked Jonathan whether he would do this, he said no, he wanted to keep both upvotes and downvotes on the comments because he felt they served a purpose, i.e., for the community to show strong disapproval. He even said he'd rather add a downvotes option to the article itself than remove downvotes from the comments. To me, explaining disagreement in a comment helps keep HD more civil than with an anonymous downvote.
Post: Where are the ladies?
Link to comment from March 26, 2026
There are links at the top right to About (which includes Writers), as well as to Forum, Guide, Articles, and Checkup. To see them, the window needs to be nearly full-screen width.
Post: Where are the ladies?
Link to comment from March 25, 2026
Well, Jonathan even used to joke about his WSJ columns, "One of the things that I tell people is there are basically only 20 personal finance stories, which means that I've written each of those stories 50 times..." That's why I find the unique personal experiences and perspectives about these topics at HD so valuable. Perhaps you could contribute some of yours?
Post: Where are the ladies?
Link to comment from March 25, 2026