On watching the Tour de France...and other bike races...I find it better to watch the highlights on YouTube the following day. Perhaps you can see a race in person near where you live this summer. That's always exciting.
I've also found that news can be addicting and mentally unhealthy. Recently it's reminded me of my behavior during the early days of COVID. Last week I deleted the news apps from my phone which has helped to keep my news reading to maybe once or twice a day.
Interesting. I agree that late adoption of tech is best unless it's for security purposes (e.g., passkeys, 2fa, etc.) I've avoided IoT, partly for security reasons and partly for not needing it. I can't imagine why I would need remote access to things in my home. Wi-Fi7 - what would I need the extra bandwidth or lower latency for---gaming? Currently use less than 100mbs internet and everything works fine. I just don't have the use case for more network.
I use passkeys whenever available and so far very few problems. I save them in 1Password which I've used for about 2 years. Passkeys are more convenient and safer but they're most convenient when using the phone rather than web. Still plenty of places use 2-factor and they almost all allow the use of an authenticator app for the 2nd factor rather than email or text. I expect the shift to passkeys will take several years but will continue since passwords alone are so weak and many people can't handle 2-factor.
I also found myself in France (Bordeaux) in 1983-84 and enjoyed 10 francs to the dollar. I was overwhelmed by consumer choice in wine and so had to create a heuristic - oldest bottle under 10 francs. C'est la vie. Thanks for your article.
My experience in paying for my children’s college was different than yours. My wife and I funded 529s as much as possible and it did not have a big impact on the financial aid determination. Income had a much bigger impact than savings on financial aid eligibility. It resulted in about 1/3 savings, 1/3 loans, 1/3 current income. Both kids chose to go to private 4-year colleges and the final cost was surprisingly similar to our state’s public university due to differences in financial aid. I also think they experienced a much more diverse group of students at the out-of-state private schools than they would have gotten at our state school. It's worked out well for them. Of course it was a financial struggle during those years and we just had two children. All the best to you.
Comments
On watching the Tour de France...and other bike races...I find it better to watch the highlights on YouTube the following day. Perhaps you can see a race in person near where you live this summer. That's always exciting.
Post: Tasting Retirement
Link to comment from April 28, 2025
I've also found that news can be addicting and mentally unhealthy. Recently it's reminded me of my behavior during the early days of COVID. Last week I deleted the news apps from my phone which has helped to keep my news reading to maybe once or twice a day.
Post: Lesson Five From Taking Care of a 102 yo in Her Last Year of Life- Politics and the News Has the Potential to Ruin Relationships
Link to comment from April 20, 2025
Middle class, yes, but everybody is above average.
Post: Are you wealthy or just rich? By Dick Quinn
Link to comment from December 21, 2024
Interesting. I agree that late adoption of tech is best unless it's for security purposes (e.g., passkeys, 2fa, etc.) I've avoided IoT, partly for security reasons and partly for not needing it. I can't imagine why I would need remote access to things in my home. Wi-Fi7 - what would I need the extra bandwidth or lower latency for---gaming? Currently use less than 100mbs internet and everything works fine. I just don't have the use case for more network.
Post: Wi-Fi 7: Hit Snooze by David Powell
Link to comment from December 4, 2024
I think living near family and friends trumps living in a lower-cost or beautiful-weather place.
Post: The quest for a comfortable retirement. RDQ
Link to comment from December 1, 2024
I use passkeys whenever available and so far very few problems. I save them in 1Password which I've used for about 2 years. Passkeys are more convenient and safer but they're most convenient when using the phone rather than web. Still plenty of places use 2-factor and they almost all allow the use of an authenticator app for the 2nd factor rather than email or text. I expect the shift to passkeys will take several years but will continue since passwords alone are so weak and many people can't handle 2-factor.
Post: Passkeys, anyone? by 1PF
Link to comment from December 1, 2024
I've never understood why insurance companies can't infer that you're a good driver from the fact that you've only had two claims in 50 years.
Post: My Big Brother
Link to comment from November 6, 2024
I also found myself in France (Bordeaux) in 1983-84 and enjoyed 10 francs to the dollar. I was overwhelmed by consumer choice in wine and so had to create a heuristic - oldest bottle under 10 francs. C'est la vie. Thanks for your article.
Post: French Connection
Link to comment from April 15, 2024
My experience in paying for my children’s college was different than yours. My wife and I funded 529s as much as possible and it did not have a big impact on the financial aid determination. Income had a much bigger impact than savings on financial aid eligibility. It resulted in about 1/3 savings, 1/3 loans, 1/3 current income. Both kids chose to go to private 4-year colleges and the final cost was surprisingly similar to our state’s public university due to differences in financial aid. I also think they experienced a much more diverse group of students at the out-of-state private schools than they would have gotten at our state school. It's worked out well for them. Of course it was a financial struggle during those years and we just had two children. All the best to you.
Post: A Real Education
Link to comment from March 7, 2024
Loved your story about flexible financing.
Post: Keeping It Together
Link to comment from January 19, 2024