Javier: I enjoyed reading your post and you shared some good questions. The "benefit" I will share regarding our personal finances is about 99% from reading Humble Dollar and Bogleheads forums. Great information in those sites and FREE! As for your second question, my opinion is that financial planners are looking too much at those with heftier asset amounts, thus missing a lot of potential clients. Some do their learning on these sites, so are DIY. Other potential clients may not be disposed to read Humble Dollar and/or Bogleheads, so they may not be inclined to seek out financial planners. Again, just my opinion, certainly not based on any validated statistics.
That 7-year window would have adverse effects on federal revenue that investors have known about all along. Doesn't seem appropriate to change such laws that only benefit some rather than all.
Great post, Richard! We certainly enjoy our "paydays": 3rd Wednesdays for her SS benefit, and last business day of the month for our state pensions. When my SS benefit begins, we'll add another payday on the 4th Wednesday of the month! RMD's will likely be taken as QCD's to do good for our church and avoid taxable income. 1 traditional IRA and 3 Roth IRA's will likely not ever be touched by us, but legacies to our daughter, son, and their families. Feeling fortunate!
Comments
What a fantastic memorial post! And also a great reminder of your quality writing. Thanks, Jonathan!
Post: Mourning the World
Link to comment from June 5, 2026
Javier: I enjoyed reading your post and you shared some good questions. The "benefit" I will share regarding our personal finances is about 99% from reading Humble Dollar and Bogleheads forums. Great information in those sites and FREE! As for your second question, my opinion is that financial planners are looking too much at those with heftier asset amounts, thus missing a lot of potential clients. Some do their learning on these sites, so are DIY. Other potential clients may not be disposed to read Humble Dollar and/or Bogleheads, so they may not be inclined to seek out financial planners. Again, just my opinion, certainly not based on any validated statistics.
Post: The Quiet Failure of Good Advice
Link to comment from May 30, 2026
That 7-year window would have adverse effects on federal revenue that investors have known about all along. Doesn't seem appropriate to change such laws that only benefit some rather than all.
Post: Should Retirees Get a Temporary Flat Tax Window on IRA and 401(k) Withdrawals?
Link to comment from May 18, 2026
Agreed! I hate that "feature"! My car doesn't have it and my wife's car has a button to push to disable it.
Post: HumbleDollar’s HumbleDrivers
Link to comment from May 13, 2026
Thanks, Marilyn!
Post: Tax Season Wrap up
Link to comment from May 12, 2026
Thanks, Dan!
Post: Tax Season Wrap up
Link to comment from May 12, 2026
Thanks, Rick! I will check into it.
Post: Tax Season Wrap up
Link to comment from May 12, 2026
Where does one find training to help others in this way?
Post: Tax Season Wrap up
Link to comment from May 11, 2026
Great post, Richard! We certainly enjoy our "paydays": 3rd Wednesdays for her SS benefit, and last business day of the month for our state pensions. When my SS benefit begins, we'll add another payday on the 4th Wednesday of the month! RMD's will likely be taken as QCD's to do good for our church and avoid taxable income. 1 traditional IRA and 3 Roth IRA's will likely not ever be touched by us, but legacies to our daughter, son, and their families. Feeling fortunate!
Post: The never ending payday
Link to comment from May 9, 2026
Good to know and I'm sure we all anticipate the other pre-articles!
Post: Jonathan’s Advice for 2026 Graduates
Link to comment from May 7, 2026