Like your attitude as you're clearly dealing with some rough health issues. To add, do retirement on your own terms while still listening for good ideas. Frankly, I believe a decent night of sleep without rushing to get going in the morning is fantastic.
Good points, but Roosevelt I believe was intent on making sure Social Security could not be taken away ever. He certainly expected Social Security to last being a legacy from his presidency.
Considering holding off on the Covid shot since I recently had Covid, and was pretty miserable for a large part of August and early September...figure I might have some natural immunity for the time being. Have been getting the shots in the past, but still didn't help this summer. Feel okay now, but still feel a bit weak, and the only shot I'm planning to get this fall is a flu shot.
Jonathan - this is really sad news and I wish you the best. You know, Humble Dollar is really a unique website that personalizes issues that fosters financial understanding with excellent writers. That's a great legacy that you founded, and can't be understated. It is the reason this site is one of my favorites for years. Thank you for what you've done, and wish you well in your ongoing treatment.
Interesting article, and what other considerations did you have looking at these CCRC options? Specifically how did you compare the facilities you looked at against each other separately from what you mentioned?
While taking account of your current prescriptions is important, beware of a new health issue that crops up with prescriptions that may be covered at substantial co-payments or not at all. All for saving a buck, but a changing health situation can leave you stuck till next open enrollment, and maybe just sticking with a little more expensive drug plan is worth the peace of mind and maybe even less costly. This is what insurance addresses, unexpected bills, which definitely are unknown and can be big.
Maybe another rule to consider is to at least take a quick look at all your accounts, including insurance claims. The day after Christmas received the quarterly Medicare statement, and noticed there was over $12,000 in fraudulent charges applied out of state against my Medicare number and supplement policy. Spent a couple of hours on the phone with Medicare, and while there is no financial liability on my part,I was told to expect a new Medicare card with a new Medicare number shortly and to start using this card immediately...that was quite a surprise and guess your Medicare card is really like a credit card. Apparently this was a computer hack from one of the medical providers I've been to in the past, it is also annoying that my medical records have incorrect medical records due to this so this needs to be sorted out also. So, consider glancing at everything, not just financial documents.
Interesting observations, though amusingly financial consolidation seems to create new stuff to deal with. The details to handle don't stop, they are just different and consolidation does help to stay organized but does not end paperwork confusion.
Liked the article with some real good points about just moving on from possessions, rather than continuing to lug them along for generations. Though, the seemingly obligatory reference to climate change is pointless here, changing weather is going to take a toll on anything exposed outside.
Melanoma is really sneaky as there is usually no pain early on. About thirteen years ago had a spot on my shoulder that didn't look right, went to a dermatologist who immediately biopsied this dark spot. Came back as Stage 3 melanoma, had surgery within two weeks after this biopsy and to this day it looks like I lost a fight on my left shoulder from the surgery scarring. Anyway, worked out okay and still to this day go to the dermatologist every six months and occasionally something is removed and a few have been positive, but caught early enough to not cause a problem. If something doesn't look right on your skin, check it out, don't wait.
Comments
Like your attitude as you're clearly dealing with some rough health issues. To add, do retirement on your own terms while still listening for good ideas. Frankly, I believe a decent night of sleep without rushing to get going in the morning is fantastic.
Post: Tasting Retirement
Link to comment from April 25, 2025
Good points, but Roosevelt I believe was intent on making sure Social Security could not be taken away ever. He certainly expected Social Security to last being a legacy from his presidency.
Post: RDQ There is so much to rant about these days. Let’s go for the people who don’t believe facts-perhaps about Social Security
Link to comment from April 12, 2025
Considering holding off on the Covid shot since I recently had Covid, and was pretty miserable for a large part of August and early September...figure I might have some natural immunity for the time being. Have been getting the shots in the past, but still didn't help this summer. Feel okay now, but still feel a bit weak, and the only shot I'm planning to get this fall is a flu shot.
Post: Jabs Anyone?
Link to comment from September 21, 2024
Jonathan - this is really sad news and I wish you the best. You know, Humble Dollar is really a unique website that personalizes issues that fosters financial understanding with excellent writers. That's a great legacy that you founded, and can't be understated. It is the reason this site is one of my favorites for years. Thank you for what you've done, and wish you well in your ongoing treatment.
Post: The C Word
Link to comment from June 15, 2024
Interesting article, and what other considerations did you have looking at these CCRC options? Specifically how did you compare the facilities you looked at against each other separately from what you mentioned?
Post: Getting in Line
Link to comment from March 30, 2024
While taking account of your current prescriptions is important, beware of a new health issue that crops up with prescriptions that may be covered at substantial co-payments or not at all. All for saving a buck, but a changing health situation can leave you stuck till next open enrollment, and maybe just sticking with a little more expensive drug plan is worth the peace of mind and maybe even less costly. This is what insurance addresses, unexpected bills, which definitely are unknown and can be big.
Post: Taking My Medicine
Link to comment from January 2, 2024
Maybe another rule to consider is to at least take a quick look at all your accounts, including insurance claims. The day after Christmas received the quarterly Medicare statement, and noticed there was over $12,000 in fraudulent charges applied out of state against my Medicare number and supplement policy. Spent a couple of hours on the phone with Medicare, and while there is no financial liability on my part,I was told to expect a new Medicare card with a new Medicare number shortly and to start using this card immediately...that was quite a surprise and guess your Medicare card is really like a credit card. Apparently this was a computer hack from one of the medical providers I've been to in the past, it is also annoying that my medical records have incorrect medical records due to this so this needs to be sorted out also. So, consider glancing at everything, not just financial documents.
Post: 24 Rules for 2024
Link to comment from December 30, 2023
Interesting observations, though amusingly financial consolidation seems to create new stuff to deal with. The details to handle don't stop, they are just different and consolidation does help to stay organized but does not end paperwork confusion.
Post: Look All Ways
Link to comment from November 20, 2023
Liked the article with some real good points about just moving on from possessions, rather than continuing to lug them along for generations. Though, the seemingly obligatory reference to climate change is pointless here, changing weather is going to take a toll on anything exposed outside.
Post: Let the Elephants Go
Link to comment from November 16, 2023
Melanoma is really sneaky as there is usually no pain early on. About thirteen years ago had a spot on my shoulder that didn't look right, went to a dermatologist who immediately biopsied this dark spot. Came back as Stage 3 melanoma, had surgery within two weeks after this biopsy and to this day it looks like I lost a fight on my left shoulder from the surgery scarring. Anyway, worked out okay and still to this day go to the dermatologist every six months and occasionally something is removed and a few have been positive, but caught early enough to not cause a problem. If something doesn't look right on your skin, check it out, don't wait.
Post: Doctor’s Orders
Link to comment from October 16, 2023