Arnold Hold

Comments:

• Considering holding off on the Covid shot since I recently had Covid, and was pretty miserable for a large part of August and early September...figure I might have some natural immunity for the time being. Have been getting the shots in the past, but still didn't help this summer. Feel okay now, but still feel a bit weak, and the only shot I'm planning to get this fall is a flu shot.

  Post: Jabs Anyone?

  Link to comment from September 21, 2024

• Jonathan - this is really sad news and I wish you the best. You know, Humble Dollar is really a unique website that personalizes issues that fosters financial understanding with excellent writers. That's a great legacy that you founded, and can't be understated. It is the reason this site is one of my favorites for years. Thank you for what you've done, and wish you well in your ongoing treatment.

  Post: The C Word

  Link to comment from June 15, 2024

• Interesting article, and what other considerations did you have looking at these CCRC options? Specifically how did you compare the facilities you looked at against each other separately from what you mentioned?

  Post: Getting in Line

  Link to comment from March 30, 2024

• While taking account of your current prescriptions is important, beware of a new health issue that crops up with prescriptions that may be covered at substantial co-payments or not at all. All for saving a buck, but a changing health situation can leave you stuck till next open enrollment, and maybe just sticking with a little more expensive drug plan is worth the peace of mind and maybe even less costly. This is what insurance addresses, unexpected bills, which definitely are unknown and can be big.

  Post: Taking My Medicine

  Link to comment from January 2, 2024

• Maybe another rule to consider is to at least take a quick look at all your accounts, including insurance claims. The day after Christmas received the quarterly Medicare statement, and noticed there was over $12,000 in fraudulent charges applied out of state against my Medicare number and supplement policy. Spent a couple of hours on the phone with Medicare, and while there is no financial liability on my part,I was told to expect a new Medicare card with a new Medicare number shortly and to start using this card immediately...that was quite a surprise and guess your Medicare card is really like a credit card. Apparently this was a computer hack from one of the medical providers I've been to in the past, it is also annoying that my medical records have incorrect medical records due to this so this needs to be sorted out also. So, consider glancing at everything, not just financial documents.

  Post: 24 Rules for 2024

  Link to comment from December 30, 2023

• Interesting observations, though amusingly financial consolidation seems to create new stuff to deal with. The details to handle don't stop, they are just different and consolidation does help to stay organized but does not end paperwork confusion.

  Post: Look All Ways

  Link to comment from November 20, 2023

• Liked the article with some real good points about just moving on from possessions, rather than continuing to lug them along for generations. Though, the seemingly obligatory reference to climate change is pointless here, changing weather is going to take a toll on anything exposed outside.

  Post: Let the Elephants Go

  Link to comment from November 16, 2023

• Melanoma is really sneaky as there is usually no pain early on. About thirteen years ago had a spot on my shoulder that didn't look right, went to a dermatologist who immediately biopsied this dark spot. Came back as Stage 3 melanoma, had surgery within two weeks after this biopsy and to this day it looks like I lost a fight on my left shoulder from the surgery scarring. Anyway, worked out okay and still to this day go to the dermatologist every six months and occasionally something is removed and a few have been positive, but caught early enough to not cause a problem. If something doesn't look right on your skin, check it out, don't wait.

  Post: Doctor’s Orders

  Link to comment from October 16, 2023

• Acknowledging that some of these home upgrades are energy and cost efficient, why should taxpayers be paying for this stuff? If these choices make sense, homeowners should do it on their own dime, and they'd probably still be saving money.

  Post: Powerful Savings

  Link to comment from September 21, 2023

• Have been hesitant over the years to pick up dental insurance, but changed my mind on this a couple of years ago. The bills really started to mount up so I asked my regular dentist who do they accept under a PPO dental plan and signed up a few years ago for about $600 a year for a plan with a $2500 maximum. What's really nice is that the limit may not seem very high, but since it is a PPO the bills are discounted substantially, similarly to a PPO for someone under age 65. For myself, the savings have been in the thousands of dollars on a net basis.

  Post: What Medicare Misses

  Link to comment from August 15, 2023