This is really bombshell stuff that has flown under the radar. Appealing claim denials likely will take a serious amount of time, especially for older Medicare patients who already have a limited life expectancy. Thanks for bringing this up, now wondering what are the rest of the procedures that will require pre-authorization as you mentioned only three with fourteen to go.
Don't hear much about your appetite shrinking as the calendar turns, but it is real. A king size meal will leave you feeling queasy, so skimpy meals, more like grazing, are the way to go. Interestingly, after a few years your clothes will be loose and with some resembling drapes, so update to a smaller size as the weight is probably gone forever...nice post.
Bought a used 1962 Rambler for $350, what a piece of junk. The end came quickly, about eight months, when the transmission which had buttons by the dashboard would no longer respond in reverse. Forward only and definitely no parallel parking, this was American Motors quality...poor.
A Honda with 99,000 miles probably still has plenty of miles to go, and if you drive it less than 10,000 miles a year you easily should affordably get 5 or 6 more years out of the car. A few years back had an older Buick that drove decently, but one day while opening the driver side door a strong wind gust caught the door and bent the frame of the door...this was in January. Checked with a couple of body shops about a repair and they said, no guarantees on air leaks with a fix. The car was freezing even with the heat on, so two days after this happened, dug out the car title and bought a new car immediately...a Honda Accord, runs fine.
Like your attitude as you're clearly dealing with some rough health issues. To add, do retirement on your own terms while still listening for good ideas. Frankly, I believe a decent night of sleep without rushing to get going in the morning is fantastic.
Good points, but Roosevelt I believe was intent on making sure Social Security could not be taken away ever. He certainly expected Social Security to last being a legacy from his presidency.
Considering holding off on the Covid shot since I recently had Covid, and was pretty miserable for a large part of August and early September...figure I might have some natural immunity for the time being. Have been getting the shots in the past, but still didn't help this summer. Feel okay now, but still feel a bit weak, and the only shot I'm planning to get this fall is a flu shot.
Jonathan - this is really sad news and I wish you the best. You know, Humble Dollar is really a unique website that personalizes issues that fosters financial understanding with excellent writers. That's a great legacy that you founded, and can't be understated. It is the reason this site is one of my favorites for years. Thank you for what you've done, and wish you well in your ongoing treatment.
Interesting article, and what other considerations did you have looking at these CCRC options? Specifically how did you compare the facilities you looked at against each other separately from what you mentioned?
While taking account of your current prescriptions is important, beware of a new health issue that crops up with prescriptions that may be covered at substantial co-payments or not at all. All for saving a buck, but a changing health situation can leave you stuck till next open enrollment, and maybe just sticking with a little more expensive drug plan is worth the peace of mind and maybe even less costly. This is what insurance addresses, unexpected bills, which definitely are unknown and can be big.
Comments
This is really bombshell stuff that has flown under the radar. Appealing claim denials likely will take a serious amount of time, especially for older Medicare patients who already have a limited life expectancy. Thanks for bringing this up, now wondering what are the rest of the procedures that will require pre-authorization as you mentioned only three with fourteen to go.
Post: A major Medicare benefit just vanished
Link to comment from July 6, 2025
Don't hear much about your appetite shrinking as the calendar turns, but it is real. A king size meal will leave you feeling queasy, so skimpy meals, more like grazing, are the way to go. Interestingly, after a few years your clothes will be loose and with some resembling drapes, so update to a smaller size as the weight is probably gone forever...nice post.
Post: The aging appetite, dealing with leftovers and buying for two seasoned citizens: Rant by RDQ
Link to comment from June 14, 2025
Bought a used 1962 Rambler for $350, what a piece of junk. The end came quickly, about eight months, when the transmission which had buttons by the dashboard would no longer respond in reverse. Forward only and definitely no parallel parking, this was American Motors quality...poor.
Post: Stepping In It
Link to comment from May 28, 2025
A Honda with 99,000 miles probably still has plenty of miles to go, and if you drive it less than 10,000 miles a year you easily should affordably get 5 or 6 more years out of the car. A few years back had an older Buick that drove decently, but one day while opening the driver side door a strong wind gust caught the door and bent the frame of the door...this was in January. Checked with a couple of body shops about a repair and they said, no guarantees on air leaks with a fix. The car was freezing even with the heat on, so two days after this happened, dug out the car title and bought a new car immediately...a Honda Accord, runs fine.
Post: How have you decided when it’s worth it to fix an old car?
Link to comment from May 23, 2025
Like your attitude as you're clearly dealing with some rough health issues. To add, do retirement on your own terms while still listening for good ideas. Frankly, I believe a decent night of sleep without rushing to get going in the morning is fantastic.
Post: Tasting Retirement
Link to comment from April 25, 2025
Good points, but Roosevelt I believe was intent on making sure Social Security could not be taken away ever. He certainly expected Social Security to last being a legacy from his presidency.
Post: RDQ There is so much to rant about these days. Let’s go for the people who don’t believe facts-perhaps about Social Security
Link to comment from April 12, 2025
Considering holding off on the Covid shot since I recently had Covid, and was pretty miserable for a large part of August and early September...figure I might have some natural immunity for the time being. Have been getting the shots in the past, but still didn't help this summer. Feel okay now, but still feel a bit weak, and the only shot I'm planning to get this fall is a flu shot.
Post: Jabs Anyone?
Link to comment from September 21, 2024
Jonathan - this is really sad news and I wish you the best. You know, Humble Dollar is really a unique website that personalizes issues that fosters financial understanding with excellent writers. That's a great legacy that you founded, and can't be understated. It is the reason this site is one of my favorites for years. Thank you for what you've done, and wish you well in your ongoing treatment.
Post: The C Word
Link to comment from June 15, 2024
Interesting article, and what other considerations did you have looking at these CCRC options? Specifically how did you compare the facilities you looked at against each other separately from what you mentioned?
Post: Getting in Line
Link to comment from March 30, 2024
While taking account of your current prescriptions is important, beware of a new health issue that crops up with prescriptions that may be covered at substantial co-payments or not at all. All for saving a buck, but a changing health situation can leave you stuck till next open enrollment, and maybe just sticking with a little more expensive drug plan is worth the peace of mind and maybe even less costly. This is what insurance addresses, unexpected bills, which definitely are unknown and can be big.
Post: Taking My Medicine
Link to comment from January 2, 2024