HD recently posted about the use of iBonds from Treasury Direct. They should be looked at in terms of investing your cash that is not tax-deferred. My use of bond funds is to constantly ensure that in retirement I will have sufficient cash to withdraw funds to make my RMD. Having needed cash available via TD and iBonds that are held long enough is something I can deal with. I haven't had to mess with them since the kids are now grown and have families of their own. The HD article is worth reading. I hope it was HD :)
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HD recently posted about the use of iBonds from Treasury Direct. They should be looked at in terms of investing your cash that is not tax-deferred. My use of bond funds is to constantly ensure that in retirement I will have sufficient cash to withdraw funds to make my RMD. Having needed cash available via TD and iBonds that are held long enough is something I can deal with. I haven't had to mess with them since the kids are now grown and have families of their own. The HD article is worth reading. I hope it was HD :)
Post: Should you buy bond funds or individual bonds?
Link to comment from September 25, 2021