Both me and my wife started our career 40 years ago working for Texas State Government. At that point we have to contribute 3% of our income to retirement system. It is kind of force upon us, since we do not have any idea about retirement. I left the state after 12 years, when I turn 60 a few years ago, I got a monthly check around $1,600/month for life plus I will be qualified for state health insurance when I am on Medicare at 65. My wife worked with the State for 25 years, then retired from the State at 52 with a monthly pension of $4,500/month plus full medical benefits for life. She came back to work for Texas county last 12 years, any now qualify for county retirement of $3,000/month. So, in a year or two, we have 3 pensions and social security plus free health care. So I can say double incomes and pensions are the best for us, just pure lucky. We also stay in our current house for 25 years, the one before for 10 years, that I think save us a lot of money. Noted that the State/County only pay 70-80% of private companies.
Food you can by cheaper stuffs, but rent, utilities, insurance, health care, tax, stuffs for your kids, and many others ... the prices will be increased and there is nothing we can do.
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Both me and my wife started our career 40 years ago working for Texas State Government. At that point we have to contribute 3% of our income to retirement system. It is kind of force upon us, since we do not have any idea about retirement. I left the state after 12 years, when I turn 60 a few years ago, I got a monthly check around $1,600/month for life plus I will be qualified for state health insurance when I am on Medicare at 65. My wife worked with the State for 25 years, then retired from the State at 52 with a monthly pension of $4,500/month plus full medical benefits for life. She came back to work for Texas county last 12 years, any now qualify for county retirement of $3,000/month. So, in a year or two, we have 3 pensions and social security plus free health care. So I can say double incomes and pensions are the best for us, just pure lucky. We also stay in our current house for 25 years, the one before for 10 years, that I think save us a lot of money. Noted that the State/County only pay 70-80% of private companies.
Post: In retirement a pension is a advantage. Are two family incomes during working years an advantage as well?
Link to comment from August 8, 2025
Food you can by cheaper stuffs, but rent, utilities, insurance, health care, tax, stuffs for your kids, and many others ... the prices will be increased and there is nothing we can do.
Post: Reacting to the Tariffs
Link to comment from August 8, 2025
Same here in TX. We are over 65 and pay more than 10K/year for 700K home.
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Your number of MRI for Japan is way off. MRI units density by country 2021 | Statista
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