Mark! I hope you're both enjoying the heck out of your adventures. There has got to be some kind of scale at which your already spent trick no longer works. Can I trick myself to not fret over spending my retirement savings by considering it already spent the minute I earmarked those dollar amounts in 'the plan'? I wish that would work but I know I am going still have a hard time when the paycheck stops.
Interesting perspective Jo Bo. Hard to quantify the vigilance and hassle factor when just running the numbers for sure. I will keep this in mind. Thank you
Hey Michael! I think our coverage is excellent but I'm only paying single rates AND signed up for the HDP...by design those premiums are lower. I wonder if the planning and comparisons should maybe all consider premiums PLUS deductible to get a clearer picture... You got me thinking.
Thank you for this article. Lots of learning happening this morning. Mostly stop preaching to my fat-walleted brother that he's doing it all wrong. Hahaha.
Comments
I rather like your idea of adding more layers of spending over time. You don't have to go from a frugal saver to an enthusiastic spender overnight.
Post: Taking It With You
Link to comment from September 5, 2026
Mark! I hope you're both enjoying the heck out of your adventures. There has got to be some kind of scale at which your already spent trick no longer works. Can I trick myself to not fret over spending my retirement savings by considering it already spent the minute I earmarked those dollar amounts in 'the plan'? I wish that would work but I know I am going still have a hard time when the paycheck stops.
Post: The Intentional Spendthrift
Link to comment from August 23, 2026
Interesting perspective Jo Bo. Hard to quantify the vigilance and hassle factor when just running the numbers for sure. I will keep this in mind. Thank you
Post: COBRA insurance: No need to fear the bite
Link to comment from August 16, 2026
Good to know Mark! Thanks
Post: COBRA insurance: No need to fear the bite
Link to comment from August 16, 2026
Thanks John.
Post: COBRA insurance: No need to fear the bite
Link to comment from August 16, 2026
Myron I cannot tell you how much I love this response. That advice and the link could save so many people hours of frustration.
Post: COBRA insurance: No need to fear the bite
Link to comment from August 16, 2026
Interesting Boomer. I AM in Florida and so is my elderly mother... who I think has UHC. Small world.
Post: COBRA insurance: No need to fear the bite
Link to comment from August 16, 2026
Hey Michael! I think our coverage is excellent but I'm only paying single rates AND signed up for the HDP...by design those premiums are lower. I wonder if the planning and comparisons should maybe all consider premiums PLUS deductible to get a clearer picture... You got me thinking.
Post: COBRA insurance: No need to fear the bite
Link to comment from August 16, 2026
Thanks Rick!
Post: COBRA insurance: No need to fear the bite
Link to comment from August 16, 2026
Thank you for this article. Lots of learning happening this morning. Mostly stop preaching to my fat-walleted brother that he's doing it all wrong. Hahaha.
Post: Widow Tax
Link to comment from July 25, 2026