I appreciate other people‘s advice. Of course I don’t always take it, but I still enjoy getting it. That’s one of the reasons why I am here at humble dollar.
It was television before social media although I think social media seems worse. It’s also politicians and non-political news (if there is such a thing) telling them that they deserve this and that and that the politician will give it to them or that someone has cheated them out of it whatever it is.
I agree with you. Also, my four are 25 to 31.
in addition to social media promises now, there were television and television, advertisement promises yesteryear, and worst of all there are unkept political
promises about how good things can be in the future although that future doesn’t materialize and in some cases gets even worse than the present. All that and more breeds discontent and statements like were in the Wall Street Journal article.
It seems odd to me that the major financial retirement vehicle is an originally obscure tax code provision. I’d prefer zero inflation instead of purposefully trying for 2% inflation which cuts the value of savings in half over a working person’s career. So, we could earn while young and save for the future knowing our savings would have buying power equal to today, not just in things like technology, which improve but also in the basics like healthcare, housing, education, food, etc. I don’t think the retirement crisis is necessarily widespread though. I’ve had many tenants whose only income is Social Security. They all have a nice place to live and a couple of them live where I used to live in properties that I bought, moved from, then rented. Their utilities are affordable and they don’t lack food. My eyes show me that the basics are covered in my area. So I should also be able to live solely on Social Security. HD readers probably know people who live only on Social Security and still save. Do I sometimes forgive rent and debts and help people? Yes. I don’t think I would’ve 100% had to though but there’s too much to say about that to address in a simple reply post.
Comments
I brought through USAA several times, but unfortunately they ended the program a few years ago.
Post: Buying a car in retirement
Link to comment from July 19, 2026
I appreciate other people‘s advice. Of course I don’t always take it, but I still enjoy getting it. That’s one of the reasons why I am here at humble dollar.
Post: Do some seniors make life more difficult for themselves?
Link to comment from February 22, 2026
I have all 3 also. I tend to like Schwab the most. Easy website.
Post: Schwab or Vanguard?
Link to comment from January 18, 2026
The public debt works the same way.
Post: The impossibility of defining needs.
Link to comment from January 10, 2026
It was television before social media although I think social media seems worse. It’s also politicians and non-political news (if there is such a thing) telling them that they deserve this and that and that the politician will give it to them or that someone has cheated them out of it whatever it is.
Post: The impossibility of defining needs.
Link to comment from January 10, 2026
Sounds like the majority in your area are voting for people who think they need to tax and spend your money more than you need your money.
Post: The impossibility of defining needs.
Link to comment from January 10, 2026
Is the safety net smaller now than it was in 1960 or 1930 or before? I wouldn’t think so?
Post: The impossibility of defining needs.
Link to comment from January 10, 2026
I think maybe we do need to help them understand about delaying gratification.
Post: The impossibility of defining needs.
Link to comment from January 10, 2026
I agree with you. Also, my four are 25 to 31. in addition to social media promises now, there were television and television, advertisement promises yesteryear, and worst of all there are unkept political promises about how good things can be in the future although that future doesn’t materialize and in some cases gets even worse than the present. All that and more breeds discontent and statements like were in the Wall Street Journal article.
Post: The impossibility of defining needs.
Link to comment from January 10, 2026
It seems odd to me that the major financial retirement vehicle is an originally obscure tax code provision. I’d prefer zero inflation instead of purposefully trying for 2% inflation which cuts the value of savings in half over a working person’s career. So, we could earn while young and save for the future knowing our savings would have buying power equal to today, not just in things like technology, which improve but also in the basics like healthcare, housing, education, food, etc. I don’t think the retirement crisis is necessarily widespread though. I’ve had many tenants whose only income is Social Security. They all have a nice place to live and a couple of them live where I used to live in properties that I bought, moved from, then rented. Their utilities are affordable and they don’t lack food. My eyes show me that the basics are covered in my area. So I should also be able to live solely on Social Security. HD readers probably know people who live only on Social Security and still save. Do I sometimes forgive rent and debts and help people? Yes. I don’t think I would’ve 100% had to though but there’s too much to say about that to address in a simple reply post.
Post: How do you really feel about 401k plans?
Link to comment from January 10, 2026