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S Phillips

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    • Understood. Thanks for replying.

      Post: “Most Revealing Question in Personal Finance”

      Link to comment from June 5, 2025

    • 2%? What do you think about the Fed’s 2% inflation target?

      Post: “Most Revealing Question in Personal Finance”

      Link to comment from June 4, 2025

    • I like this idea :-)

      Post: Sharing What We Read: Book Reviews for HD Readers

      Link to comment from May 5, 2025

    • Rarely do I use checks but I will probably continue until I’m down to having only a handful left. I don’t want to waste them. I like getting a canceled check as proof of payment. Zelle’s security is questioned by Clark Howard on Clark.com. Maybe one of the contributors could ask for our personal experiences with Zelle versus Venmo versus others? I worked a few summers as a bank teller, and we were trained to go by the written out words not the numbers in the number box. Call me old-fashioned but I think the United States Postal Service is a solid example that both major parties have cooperated on and historically done well in government. I think that anything we can imagine has probably happened somewhere, but dropping mail in a collection box is very secure from theft or having being opened altered for check fraud and that the stories in the news are kind of a lot of negativity that the news media has all the time anyway.

      Post: It’s 2025. Do you send checks by mail?

      Link to comment from April 27, 2025

    • After doing them by myself with paper forms many years things got a little complicated. So I went to a CPA firm. This year I worked with that same CPA firm I’ve been with for over 30 years and I did the Return with TurboTax myself at the same time. I downloaded some of those forms and uploaded them but others I entered manually.

      Post: Now taxes are filed, I have a question: How did you prepare your taxes? 

      Link to comment from April 22, 2025

    • Agreed. And I’m an example of falling for it, foolishly thinking critical logic would help make the world - or at least HD - a better place LOL I need to remember that I don’t have to attend every partisan, political argument I’m invited to attend.

      Post: No financial wisdom here other than ….

      Link to comment from April 13, 2025

    • I don’t mean the OP any disrepect but I don’t like partisanship here. I get it that people want other people in government to be involved in our personal finances. So, it’s hard to escape politics. But can’t we avoid partisanship? How did readers feel about lumber tariffs two men imposed? Back in June 6, 2022 USA Today reporter Terry Collins reported on lumber prices. Collins quoted Jonathan Paine of the National Lumber Material and Dealers Association, “The Biden Administration last year doubled tariffs on Canadian Lumber imports  from 9% to 17.9%.” Has the OP mentions “one man” and tariffs but has the OP not seen the videos one woman supporting tariffs not so long ago? I’m thinking the first casualty of partisanship is truth.

      Post: No financial wisdom here other than ….

      Link to comment from April 13, 2025

    • 1930? Thank you. I had forgotten Smoot-Hawley was AFTER the the stock market crash.

      Post: No financial wisdom here other than ….

      Link to comment from April 13, 2025

    • That is the answer to the OP’s question.

      Post: No financial wisdom here other than ….

      Link to comment from April 13, 2025

    • Are you also looking for a discussion of how to protect the paycheck you earned last Friday for the work you did for others last week? To protect savings, simply save in an interest bearing account. Don’t play the market. Inflation always shows up first in the stoke market according to a book from 1973 title The Dying of Money, if I remember correctly. Inflation (an expansion of the supply of money or credit) is always and everywhere a government phenomenon, paraphrasing Milton Friedman. I like my index funds going up the last few years but the majority of voters wanted change. The result is politics on Humble Dollar.

      Post: No financial wisdom here other than ….

      Link to comment from April 13, 2025

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