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S Phillips

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    • The humor was easy for me to see, and it gave me a couple of chuckles. I appreciate that.

      Post: Health Insurance Double Take

      Link to comment from November 23, 2025

    • Not 100% sure but I think it’s some microwaves have something radioactive in them and it’s not advised to take that apart.

      Post: Replacement of Kitchen Appliances

      Link to comment from November 23, 2025

    • Thanks Dan. That was a wonderful and different sort of post. :-)

      Post: The Kids Are Alright

      Link to comment from November 23, 2025

    • If you/we had overheard them talking about how reasonable the load is on their fund purchases and how confident they are that their active fund managers will beat the market, I wonder if the thoughts and the comments might differ?

      Post: I Don’t Like to Judge…But.

      Link to comment from November 9, 2025

    • “…just keep your judgement to yourself.” That gave me quite a chuckle.

      Post: I Don’t Like to Judge…But.

      Link to comment from November 9, 2025

    • Understood. Thanks for replying.

      Post: “Most Revealing Question in Personal Finance”

      Link to comment from June 5, 2025

    • 2%? What do you think about the Fed’s 2% inflation target?

      Post: “Most Revealing Question in Personal Finance”

      Link to comment from June 4, 2025

    • I like this idea :-)

      Post: Sharing What We Read: Book Reviews for HD Readers

      Link to comment from May 5, 2025

    • Rarely do I use checks but I will probably continue until I’m down to having only a handful left. I don’t want to waste them. I like getting a canceled check as proof of payment. Zelle’s security is questioned by Clark Howard on Clark.com. Maybe one of the contributors could ask for our personal experiences with Zelle versus Venmo versus others? I worked a few summers as a bank teller, and we were trained to go by the written out words not the numbers in the number box. Call me old-fashioned but I think the United States Postal Service is a solid example that both major parties have cooperated on and historically done well in government. I think that anything we can imagine has probably happened somewhere, but dropping mail in a collection box is very secure from theft or having being opened altered for check fraud and that the stories in the news are kind of a lot of negativity that the news media has all the time anyway.

      Post: It’s 2025. Do you send checks by mail?

      Link to comment from April 27, 2025

    • After doing them by myself with paper forms many years things got a little complicated. So I went to a CPA firm. This year I worked with that same CPA firm I’ve been with for over 30 years and I did the Return with TurboTax myself at the same time. I downloaded some of those forms and uploaded them but others I entered manually.

      Post: Now taxes are filed, I have a question: How did you prepare your taxes? 

      Link to comment from April 22, 2025

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