After reviewing my EOB I reported that I had returned a CPAP machine the day it was delivered and the provider still charged for it. I was told that there was nothing to be done, they had delivered the machine. End of discussion. So much for being responsible and taking action.
We just spent $500. to put new tires on my husband's 1990 4-Runner. We replaced 14 year old tires and it feels like we have a new vehicle. Now my husband is wondering if he will feel like a new man if he replaces his 10 year old hiking boots!
Wishing Connie a speedy recovery. Please know that when it comes to the Electronic Medical Record (EMR), the sharing of information is required by Medicare/Medicaid (CMS). Basically, CMS doesn't pay if the bill doesn't come through an EMR. Insurance companies followed and also require medical providers to bill via an EMR. HIPAA stands for Health Information Portability and Accountability Act signed into law in 1996. It primarily had the objectives of enabling workers to carry forward healthcare insurance between jobs and prohibiting discrimination against beneficiaries with pre-existing health conditions. It does not require that medical information be withheld from fellow medical providers unless a patient requests. In the state of Colorado, where I formerly trained providers to access information via a hospital EMR, it is also required that "next provider notification" be maintained. In other words - the next medical provider who sees a patient for a condition is required to have all medical information regarding that condition available via an EMR. Even if the first medical provider is not aware of who the next provider will be. The information is accessed via CORHIO - the Colorado Regional Health Information Organization. Every state is covered by a "RHIO". Every credentialed medical provider has access to the RHIO. An EMR has been proven to improve medical outcomes. Medical information is "on record". It can be accessed easily. My experience tells me that if I were seeing a provider who does not value the EMR enough to utilize it in their decision making, I would consider them to be hindering medical care to their patient, me. Patient contributions to the information stored in the EMR is vital to the success of medical care. I know that the same questions are repeated even if you see a provider 2 days in a row. However, it is vital. I personally experienced a drug interaction that would never have been caught by my provider unless I provided (and questioned) information. His crystal ball was on the blitz that day. It is a team effort. This information is not something you should be concerned about while sitting in the waiting room as your bride is undergoing any medical procedure. It is not a perfect system. But hopefully a (very) little bit of clarification will help in the future. My best to you both
Do you have suggestions for how to use 2FA on joint accounts? And in the event of one account owner passing? And in the situation where one account owner not being as "tech savy" as another?
Thank you for your articles re: Medicare - a totally confusing subject that is difficult to understand by even the most well informed. One additional point to consider in trying to sort through this "gordian knot" is that if Part D/Drug coverage is not acquired at the age of 65, there will be a substantial penalty to pay if drug coverage is ever needed in the future. So even the healthiest among us, who take no prescription medications, are well advised to pick up some kind of drug coverage when making Medicare choices.
Our financial advisor recently switched firms. We have a good relationship, trust him, he is informed about our circumstances, feel comfortable that we would be well taken care of in the event of one of us passing. How do we decide if we follow him or stay with original firm and work with a new advisor. Which category would have the best guidance for this situation?
US ideology assumes that child care is a private family matter — and thus privately funded. We live in a country who's economy is based on two incomes and one stay-at-home parent. Let's not even consider how the pandemic impacted childcare/education. The US spends less on families and children than other advanced countries, ranking 30th out of 33. One in six children live in poverty.I have always believed in smaller government/less spending/lower taxes. Now I ask the question - and what if we don't? What if we don't make it easy for both parents to work outside the home? What if we don't provide our children with healthy living - food/shelter/healthcare, etc. What if we don't step up and support our families?I would also point out that - generally speaking (as the mother of a single father and granddaughter of a single father) - Mothers continue to remain the primary responsible party where children are concerned. What happens when we don't support women?
Comments:
After reviewing my EOB I reported that I had returned a CPAP machine the day it was delivered and the provider still charged for it. I was told that there was nothing to be done, they had delivered the machine. End of discussion. So much for being responsible and taking action.
Post: Quinn thinks “free” is a dirty word.
Link to comment from November 17, 2024
Congratulations and many blessings on your impending/recent marriage!
Post: No Slowing Down
Link to comment from July 28, 2024
We just spent $500. to put new tires on my husband's 1990 4-Runner. We replaced 14 year old tires and it feels like we have a new vehicle. Now my husband is wondering if he will feel like a new man if he replaces his 10 year old hiking boots!
Post: Humble Bragging by Jonathan Clements
Link to comment from July 18, 2024
Wishing Connie a speedy recovery. Please know that when it comes to the Electronic Medical Record (EMR), the sharing of information is required by Medicare/Medicaid (CMS). Basically, CMS doesn't pay if the bill doesn't come through an EMR. Insurance companies followed and also require medical providers to bill via an EMR. HIPAA stands for Health Information Portability and Accountability Act signed into law in 1996. It primarily had the objectives of enabling workers to carry forward healthcare insurance between jobs and prohibiting discrimination against beneficiaries with pre-existing health conditions. It does not require that medical information be withheld from fellow medical providers unless a patient requests. In the state of Colorado, where I formerly trained providers to access information via a hospital EMR, it is also required that "next provider notification" be maintained. In other words - the next medical provider who sees a patient for a condition is required to have all medical information regarding that condition available via an EMR. Even if the first medical provider is not aware of who the next provider will be. The information is accessed via CORHIO - the Colorado Regional Health Information Organization. Every state is covered by a "RHIO". Every credentialed medical provider has access to the RHIO. An EMR has been proven to improve medical outcomes. Medical information is "on record". It can be accessed easily. My experience tells me that if I were seeing a provider who does not value the EMR enough to utilize it in their decision making, I would consider them to be hindering medical care to their patient, me. Patient contributions to the information stored in the EMR is vital to the success of medical care. I know that the same questions are repeated even if you see a provider 2 days in a row. However, it is vital. I personally experienced a drug interaction that would never have been caught by my provider unless I provided (and questioned) information. His crystal ball was on the blitz that day. It is a team effort. This information is not something you should be concerned about while sitting in the waiting room as your bride is undergoing any medical procedure. It is not a perfect system. But hopefully a (very) little bit of clarification will help in the future. My best to you both
Post: We are off to the hospital for surgery today and dealing with the most inefficient health care system possible
Link to comment from July 5, 2024
Do you have suggestions for how to use 2FA on joint accounts? And in the event of one account owner passing? And in the situation where one account owner not being as "tech savy" as another?
Post: For Safety’s Sake
Link to comment from June 25, 2023
Thank you for your articles re: Medicare - a totally confusing subject that is difficult to understand by even the most well informed. One additional point to consider in trying to sort through this "gordian knot" is that if Part D/Drug coverage is not acquired at the age of 65, there will be a substantial penalty to pay if drug coverage is ever needed in the future. So even the healthiest among us, who take no prescription medications, are well advised to pick up some kind of drug coverage when making Medicare choices.
Post: D Is for Dilemma
Link to comment from June 16, 2023
BTW we are several years retired and the picture of passive investors.
Post: Start Here, Go Anywhere
Link to comment from May 29, 2023
Our financial advisor recently switched firms. We have a good relationship, trust him, he is informed about our circumstances, feel comfortable that we would be well taken care of in the event of one of us passing. How do we decide if we follow him or stay with original firm and work with a new advisor. Which category would have the best guidance for this situation?
Post: Start Here, Go Anywhere
Link to comment from May 29, 2023
Regarding our representatives being tuned into these concerned, here is an interesting article.
Post: Bringing Up Baby
Link to comment from May 19, 2022
US ideology assumes that child care is a private family matter — and thus privately funded. We live in a country who's economy is based on two incomes and one stay-at-home parent. Let's not even consider how the pandemic impacted childcare/education. The US spends less on families and children than other advanced countries, ranking 30th out of 33. One in six children live in poverty. I have always believed in smaller government/less spending/lower taxes. Now I ask the question - and what if we don't? What if we don't make it easy for both parents to work outside the home? What if we don't provide our children with healthy living - food/shelter/healthcare, etc. What if we don't step up and support our families? I would also point out that - generally speaking (as the mother of a single father and granddaughter of a single father) - Mothers continue to remain the primary responsible party where children are concerned. What happens when we don't support women?
Post: Bringing Up Baby
Link to comment from May 19, 2022