AUTHOR: Randy Dobkin on 7/18/2024 FIRST: baldscreen on 7/18/2024 | RECENT: Mark Eckman on 7/20/2024
Comments
Not only is there no redeeming value in those drinks, the artificial sweeteners (aspartame, sucralose, acesulfame) aren't good for your gut. I used to drink Coke Zero but switched to making iced green tea sweetened with stevia (which isn't quite as bad for the gut).
If you're planning on setting up a rolling bond ladder, I'd go with Fidelity, since you can auto-roll with no time out of the investment. With Schwab you wait a week or so on the rollover as your cash earns only bank interest.
Vanguard has the easiest to use money market funds. You can have your settlement fund in VMFXX, which pays more interest due to lower expenses. At Schwab you have to manually buy a money market fund every time something in your account throws off cash.
Comments
Not only is there no redeeming value in those drinks, the artificial sweeteners (aspartame, sucralose, acesulfame) aren't good for your gut. I used to drink Coke Zero but switched to making iced green tea sweetened with stevia (which isn't quite as bad for the gut).
Post: DIET, Did I Eat That
Link to comment from January 18, 2026
The limit is $19,000.
Post: Tell me my error in thinking
Link to comment from January 16, 2026
Good to hear from a fellow ESGV investor!
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Link to comment from January 16, 2026
Keep in mind you can't use your HSA for Medigap.
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Link to comment from January 15, 2026
You could invest in an extended market index fund such as FZIPX to complement a fund on this list.
Post: Market Concentration in Index Funds
Link to comment from January 15, 2026
If you're planning on setting up a rolling bond ladder, I'd go with Fidelity, since you can auto-roll with no time out of the investment. With Schwab you wait a week or so on the rollover as your cash earns only bank interest.
Post: Schwab or Vanguard?
Link to comment from January 14, 2026
Vanguard has the easiest to use money market funds. You can have your settlement fund in VMFXX, which pays more interest due to lower expenses. At Schwab you have to manually buy a money market fund every time something in your account throws off cash.
Post: Schwab or Vanguard?
Link to comment from January 14, 2026
Yes, but one is state tax free and the other is not.
Post: RMDs, account withdrawals, 4% simplified- MAYBE?
Link to comment from January 13, 2026
The Treasury fund available at Fidelity is FZFXX. Dick, go to Positions in your taxable account, click on Cash, then Change Core Position.
Post: RMDs, account withdrawals, 4% simplified- MAYBE?
Link to comment from January 13, 2026
That's Joneses
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Link to comment from January 12, 2026