I put money in Marcus a while back, but for the past couple of years Vanguard Federal Money Market fund has paid more. I now have a hundred bucks at Marcus.
If I had a concentrated position with large gains that I didn't need to sell, I'd probably forget about it and leave it to my heirs. Then they can immediately sell it for no gain.
Comments
If you're taking RMDs and not spending all of that money, it can make sense to reinvest in a taxable account.
Post: Always an investor?
Link to comment from March 11, 2026
I have TIPS in Roth and taxable. Knowing what I know now, I'd keep them out of taxable due to the phantom income that gets taxed every year.
Post: New to building a CD or Bond Ladder?
Link to comment from March 5, 2026
I put money in Marcus a while back, but for the past couple of years Vanguard Federal Money Market fund has paid more. I now have a hundred bucks at Marcus.
Post: New to building a CD or Bond Ladder?
Link to comment from March 2, 2026
Or an extended market index fund like VXF.
Post: Managing Investment Risk
Link to comment from February 28, 2026
It's withdrawal
Post: A Rule of Thumb Is Not a Plan
Link to comment from February 26, 2026
The maximum long term capital gains rate is 23.8% including NIIT.
Post: Critique my investment strategy or lack thereof
Link to comment from February 25, 2026
Earnings count as ordinary income but may well be taxed at 0% for an 18-year-old.
Post: Trump Account
Link to comment from February 25, 2026
If I had a concentrated position with large gains that I didn't need to sell, I'd probably forget about it and leave it to my heirs. Then they can immediately sell it for no gain.
Post: A Very Sensible Conclusion
Link to comment from February 18, 2026
You're looking at the wrong account. Look at how much bigger your Roth is!
Post: Should You Stop Contributing To Your IRA?
Link to comment from February 16, 2026
Generating income doesn't have to mean dividends, it could be selling shares.
Post: The 34% Return I’m Glad I Missed
Link to comment from February 15, 2026