If I had a concentrated position with large gains that I didn't need to sell, I'd probably forget about it and leave it to my heirs. Then they can immediately sell it for no gain.
I'm not sure it's much better. A balanced fund would be rebalancing and selling bonds to buy stocks in a down stock market. Don't you want to keep your target asset allocation?
Comments
Or an extended market index fund like VXF.
Post: Managing Investment Risk
Link to comment from February 28, 2026
It's withdrawal
Post: A Rule of Thumb Is Not a Plan
Link to comment from February 26, 2026
The maximum long term capital gains rate is 23.8% including NIIT.
Post: Critique my investment strategy or lack thereof
Link to comment from February 25, 2026
Earnings count as ordinary income but may well be taxed at 0% for an 18-year-old.
Post: Trump Account
Link to comment from February 25, 2026
If I had a concentrated position with large gains that I didn't need to sell, I'd probably forget about it and leave it to my heirs. Then they can immediately sell it for no gain.
Post: A Very Sensible Conclusion
Link to comment from February 18, 2026
You're looking at the wrong account. Look at how much bigger your Roth is!
Post: Should You Stop Contributing To Your IRA?
Link to comment from February 16, 2026
Generating income doesn't have to mean dividends, it could be selling shares.
Post: The 34% Return I’m Glad I Missed
Link to comment from February 15, 2026
I'm not sure it's much better. A balanced fund would be rebalancing and selling bonds to buy stocks in a down stock market. Don't you want to keep your target asset allocation?
Post: Sell America
Link to comment from February 14, 2026
Yet another non-inflation-indexed threshold. Like for how much Social Security is taxed, and the exclusions for home sales. What others are there?
Post: Yes, I am a NIIT wit
Link to comment from February 11, 2026
If the marginal rate is 20%.
Post: 2026 Charitable Contributions
Link to comment from February 10, 2026