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philip durand

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    • Fully agree. The value of this website derives from members sharing their ideas and more importantly their actions around personal finance/retirement etc...without any agenda to sell anything to anyone. If the sight becomes a place where individuals air their political grievances and bias, those of us who simply want a place to learn and talk about retirement challenges will go elsewhere. Thanks for keeping true to your mission.

      Post: Let’s Be Adults by Jonathan Clements

      Link to comment from April 23, 2025

    • Agree, I value HD for its focus on personal finance as it relates to retirement as well as some of the non-financial topics that are posted. It seems like there is no where to hide from the politics. I think we can talk about policies that affect retirement without pushing political agendas. I know that for me, I will be less interested in following HD if it turns into just another place for political arguments.

      Post: No financial wisdom here other than ….

      Link to comment from April 14, 2025

    • What does total PITA mean???

      Post: Have you opened up your IRS Account?

      Link to comment from February 20, 2025

    • Personally I would try to get whatever insurance pay out I could get and relocate as quickly as possible out of southern CA. This does assume I’d have no important obligations forcing me to stay there. I can’t imagine investing years and all the struggles you list just to rebuild. The other issue is that the threat of fires in vulnerable areas of California will probably only increase given the political priorities there.

      Post: Would You Rebuild?

      Link to comment from January 12, 2025

    • Don't take this too seriously but are you the retirement police? I mean you are certainly entitled to your opinion of what retirement but why is it so important to prove others wrong in they way they've defined their retirements? I really enjoy hearing others share their journeys after retiring from the careers they've had for 30 or 40 years. I think even the word retirement means very little. In my "retirement" I don't actually earn income but pursue several volunteer activities, hike at least a couple days a month, play competitive tennis, read a couple of books a week, spend time at the gym, do a lot of the cooking and housework while my wife continues in her career. I would still enjoy all of these activities even if someone were paying me to do them. This state of being is very different than the work I did for 35 years for a large corporation - while I enjoyed my career, the degree of freedom, interest and passion was no where near what I live now. So yes many people retire from jobs or careers that they performed for decades and yet go on to do things they love and earn some money.

      Post: Bridge the Gap

      Link to comment from November 14, 2024

    • Sure, let go of the 1950's definition of retirement. Working part time, pursuing something you truly enjoy, or starting a small business like 3 months of tax work each year is certainly a great way to wind down from a stressful fulltime career and improve your financial health. There is no law that stipulates you can never earn income again after you retire.

      Post: Bridge the Gap

      Link to comment from November 14, 2024

    • Great points. Especially the point about those over 40 being more responsible for anything we don't like in the present. I also think we tend to glamorize and revise our own histories. Forgetting some of our own mistakes and weaknesses. I think the world is actually a harder more complicated place for those under 40. As you say, I'm not sure I would be as successful if I was coming of age in this decade. I really admire the young people I see who are working hard and facing these challenges.

      Post: Those Who Follow by Jonathan Clements

      Link to comment from November 1, 2024

    • Disappointed this forum seems to be trending towards a political blog. I see some comments about how this discussion is necessary due to its impact on your portfolio. Poor excuse for airing political grievances on what is supposed to be a retirement blog. Folks, are you not getting enough political opinions/arguments on TV, online and in the mail from this current election cycle. Do you all really want to argue about your political opinions here when many of us just want a place to talk about retirement issues? Also do you really think you are going to change anyone's mind on who they are going to vote for? Take a deep breath, life will go on regardless of who or what party seems to have won the next election.

      Post: Stay Informed

      Link to comment from October 3, 2024

    • you articulated my point better than I could. thanks

      Post: Stay Informed

      Link to comment from October 2, 2024

    • This is a great retirement forum and while I think politics are obviously important, I think political discussion should be pursued in other places. Some of you couldn't help making your own political opinions known. Don't we have enough of this in our lives?

      Post: Stay Informed

      Link to comment from October 2, 2024

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