Seems that way. Your tone is always that of a know it all and when someone calls you out you either deny or take a holier than thou tone. It would be nice if you could comment on financial topics without the attitude. Thanks
I think RDQ is impervious to down votes or comments. I think he just wants attention and he gets it by ranting on topics he knows will garner strong responses.
Fully agree. The value of this website derives from members sharing their ideas and more importantly their actions around personal finance/retirement etc...without any agenda to sell anything to anyone. If the sight becomes a place where individuals air their political grievances and bias, those of us who simply want a place to learn and talk about retirement challenges will go elsewhere. Thanks for keeping true to your mission.
Agree, I value HD for its focus on personal finance as it relates to retirement as well as some of the non-financial topics that are posted. It seems like there is no where to hide from the politics. I think we can talk about policies that affect retirement without pushing political agendas. I know that for me, I will be less interested in following HD if it turns into just another place for political arguments.
Personally I would try to get whatever insurance pay out I could get and relocate as quickly as possible out of southern CA. This does assume I’d have no important obligations forcing me to stay there. I can’t imagine investing years and all the struggles you list just to rebuild. The other issue is that the threat of fires in vulnerable areas of California will probably only increase given the political priorities there.
Don't take this too seriously but are you the retirement police? I mean you are certainly entitled to your opinion of what retirement but why is it so important to prove others wrong in they way they've defined their retirements? I really enjoy hearing others share their journeys after retiring from the careers they've had for 30 or 40 years. I think even the word retirement means very little. In my "retirement" I don't actually earn income but pursue several volunteer activities, hike at least a couple days a month, play competitive tennis, read a couple of books a week, spend time at the gym, do a lot of the cooking and housework while my wife continues in her career. I would still enjoy all of these activities even if someone were paying me to do them. This state of being is very different than the work I did for 35 years for a large corporation - while I enjoyed my career, the degree of freedom, interest and passion was no where near what I live now. So yes many people retire from jobs or careers that they performed for decades and yet go on to do things they love and earn some money.
Sure, let go of the 1950's definition of retirement. Working part time, pursuing something you truly enjoy, or starting a small business like 3 months of tax work each year is certainly a great way to wind down from a stressful fulltime career and improve your financial health. There is no law that stipulates you can never earn income again after you retire.
Comments
Do you know if the analysis assumes what a single person needs for retirement or for a couple? thx
Post: How Much to Save to Retire?
Link to comment from September 7, 2025
Seems that way. Your tone is always that of a know it all and when someone calls you out you either deny or take a holier than thou tone. It would be nice if you could comment on financial topics without the attitude. Thanks
Post: re RDQ’s “down arrows” —> My 1 cent :
Link to comment from August 31, 2025
I think RDQ is impervious to down votes or comments. I think he just wants attention and he gets it by ranting on topics he knows will garner strong responses.
Post: re RDQ’s “down arrows” —> My 1 cent :
Link to comment from August 31, 2025
Do you ever concede a point to anybody Dick? You like to poke the bear and get reactions from people.
Post: Rehashing the age 70 thing. Tell Dear Dickie what is it that he doesn’t get about SS at age 70?
Link to comment from August 22, 2025
Fully agree. The value of this website derives from members sharing their ideas and more importantly their actions around personal finance/retirement etc...without any agenda to sell anything to anyone. If the sight becomes a place where individuals air their political grievances and bias, those of us who simply want a place to learn and talk about retirement challenges will go elsewhere. Thanks for keeping true to your mission.
Post: Let’s Be Adults
Link to comment from April 23, 2025
Agree, I value HD for its focus on personal finance as it relates to retirement as well as some of the non-financial topics that are posted. It seems like there is no where to hide from the politics. I think we can talk about policies that affect retirement without pushing political agendas. I know that for me, I will be less interested in following HD if it turns into just another place for political arguments.
Post: No financial wisdom here other than ….
Link to comment from April 14, 2025
What does total PITA mean???
Post: Have you opened up your IRS Account?
Link to comment from February 20, 2025
Personally I would try to get whatever insurance pay out I could get and relocate as quickly as possible out of southern CA. This does assume I’d have no important obligations forcing me to stay there. I can’t imagine investing years and all the struggles you list just to rebuild. The other issue is that the threat of fires in vulnerable areas of California will probably only increase given the political priorities there.
Post: Would You Rebuild?
Link to comment from January 12, 2025
Don't take this too seriously but are you the retirement police? I mean you are certainly entitled to your opinion of what retirement but why is it so important to prove others wrong in they way they've defined their retirements? I really enjoy hearing others share their journeys after retiring from the careers they've had for 30 or 40 years. I think even the word retirement means very little. In my "retirement" I don't actually earn income but pursue several volunteer activities, hike at least a couple days a month, play competitive tennis, read a couple of books a week, spend time at the gym, do a lot of the cooking and housework while my wife continues in her career. I would still enjoy all of these activities even if someone were paying me to do them. This state of being is very different than the work I did for 35 years for a large corporation - while I enjoyed my career, the degree of freedom, interest and passion was no where near what I live now. So yes many people retire from jobs or careers that they performed for decades and yet go on to do things they love and earn some money.
Post: Bridge the Gap
Link to comment from November 14, 2024
Sure, let go of the 1950's definition of retirement. Working part time, pursuing something you truly enjoy, or starting a small business like 3 months of tax work each year is certainly a great way to wind down from a stressful fulltime career and improve your financial health. There is no law that stipulates you can never earn income again after you retire.
Post: Bridge the Gap
Link to comment from November 14, 2024