The online NYTIMES has a habit of changing the date of some artcles the first days after they have been published. It is now dated the 23rd but it was dated the 24th when I first saw it.
The Medicare report states that the greater than the expected increase in Part B costs are mainly due to a greater than estimated increase in hospital outpatient and physician charges for medication administration. There has been a signicant growth in FDA approval of very expensive drug infusions, including one or two for early Alzheimer's disease.
While many GE appliances are made (or at least assembled) in America, the GE appliance division was sold to the Chinese company Haier in 2016. The CCRC we moved into has non-profile GE appliances despite being an upscale expensive facility. We replaced the range with a GE Profile induction range and will soon replace the poor performing GE dishwasher that received a rating in the 40s from Consumer Reports with a Bosch (which is also made in America). The side-by-side GE meets our needs but the water filter costs $55 and needs to be replaced more frequently than expected which I'm sure added a few dollars to the annual increase in our monthly fees.
Thanks, Rick. Given that many of us on HD are seniors I thought I would add the link to the draft of 1040-SR.
https://www.irs.gov/pub/irs-dft/f1040s--dft.pdf
Rob Berger, who has an excellent YouTube channel with 276k subscribers, recently said that the only person he has ever met who claims to have religiously followed the 4% (4.7%) rule for many years is Bill Bengen.
Correct. It would have been better if I had replied directly to Bob Zwick. In addition to confusing the median with the mean, his statement about outliers is incorrect.
The mean (arithmetic, geometric, harmonic, logarithmic), median, and mode are all measures of the average. The most appropriate measure of the average value depends on what you are measuring.
For the most part, I agree with your buy and hold strategy. That said there is a difference between the number of days the market has been at an all time high and the number of days that the price to sales and price to earnings ratios have been at all time highs.
Comments
The online NYTIMES has a habit of changing the date of some artcles the first days after they have been published. It is now dated the 23rd but it was dated the 24th when I first saw it.
Post: Thank you, Jonathan
Link to comment from September 26, 2025
The Medicare report states that the greater than the expected increase in Part B costs are mainly due to a greater than estimated increase in hospital outpatient and physician charges for medication administration. There has been a signicant growth in FDA approval of very expensive drug infusions, including one or two for early Alzheimer's disease.
Post: Unhealthy Inflation Expectations?
Link to comment from September 23, 2025
Could you clarify what you mean by all wiped away?
Post: The Gnashing of Teeth
Link to comment from September 20, 2025
While many GE appliances are made (or at least assembled) in America, the GE appliance division was sold to the Chinese company Haier in 2016. The CCRC we moved into has non-profile GE appliances despite being an upscale expensive facility. We replaced the range with a GE Profile induction range and will soon replace the poor performing GE dishwasher that received a rating in the 40s from Consumer Reports with a Bosch (which is also made in America). The side-by-side GE meets our needs but the water filter costs $55 and needs to be replaced more frequently than expected which I'm sure added a few dollars to the annual increase in our monthly fees.
Post: Have you purchased an appliance lately? Talk about sticker shock.
Link to comment from September 19, 2025
Thanks, Rick. Given that many of us on HD are seniors I thought I would add the link to the draft of 1040-SR. https://www.irs.gov/pub/irs-dft/f1040s--dft.pdf
Post: Draft 2025 Form 1040 Schedule
Link to comment from September 18, 2025
Rob Berger, who has an excellent YouTube channel with 276k subscribers, recently said that the only person he has ever met who claims to have religiously followed the 4% (4.7%) rule for many years is Bill Bengen.
Post: Are you actually using the 4% rule?
Link to comment from September 17, 2025
Correct. It would have been better if I had replied directly to Bob Zwick. In addition to confusing the median with the mean, his statement about outliers is incorrect.
Post: There is no magic number – and it sure isn’t $1 million
Link to comment from September 13, 2025
The mean (arithmetic, geometric, harmonic, logarithmic), median, and mode are all measures of the average. The most appropriate measure of the average value depends on what you are measuring.
Post: There is no magic number – and it sure isn’t $1 million
Link to comment from September 13, 2025
We have MA and still have the B and D premiums and IRMAA deducted from our SS benefits.
Post: Healthcare spending and premiums during a post age-65 retirement- facts and ideas.
Link to comment from September 7, 2025
For the most part, I agree with your buy and hold strategy. That said there is a difference between the number of days the market has been at an all time high and the number of days that the price to sales and price to earnings ratios have been at all time highs.
Post: What Could Possibly Go Wrong?
Link to comment from September 2, 2025