Nony Edwards

Comments:

• Our son purchased a modest house in 2007 using a small inheritance from his grandfather as down payment. This allowed him to avoid the mortgage insurance cost - did you have mortgage insurance on your first house? My brief google indicates that it was introduced in the 70's. Not a necessity, a requirement. In 2007 our daughter had the same inheritance. Then 2008. Necessity? Our son's home recently required massive repair work - sewer destroyed by roots, etc. In the process it was determined that he will also need expensive remediation for radon gas. Did we even know about radon gas and the health issues that exposure caused back in the 60's and 70's? So is this a necessity . . . or a requirement? His youngest just turned 16. When I turned 15.5 I took Driver's Ed as an elective in my public high school. At 16 I took a test and started driving the family car whenever I could get the keys. Not so today. We have learned so much about how young minds work and how to protect ourselves while on the road, etc. State laws have multiplied to respond to this knowledge and the cost of complying with those laws is huge. It will cost him thousands of $s to get yet another child in the driver's seat. One more small step to responsibly launching a human into the world. Necessity or requirement? If only he had two incomes, but he is a single father of two now. Single fathers were not very common when we were starting out. Necessity. The world has changed. But one thing that hasn't changed is that there are still people who work hard, and do the best they can.

  Post: How did it all work for us? Why not now?

  Link to comment from September 26, 2024

• My condolences on the death of your mother in law. May her memory be a blessing to you and your family. Your post is so valuable, I will be adding "final arrangements" to my list. Thank you

  Post: Final Arrangements, a Learning Curve (from Dana/DrLefty)

  Link to comment from August 19, 2024

• Thank you for Humble Dollar, and especially for these articles regarding your cancer diagnosis. I have begun working on a "digital estate" for my family. All other estate details were taken care of many years ago (upon retirement). I credit you with the nudge

  Post: On the Clock

  Link to comment from August 17, 2024