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Mike Gaynes

I've been a home-based PR consultant for nearly 30 years -- now mostly for small medical device companies -- after a spectacularly undistinguished career in TV news. I live in Bremerton, Washington, where I still referee soccer, sing barbershop, perform in local theater, pump a little iron and deliver for Meals on Wheels.

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  • Thank you! I knew the magazine had a significant circulation, but I have been startled by the number of responses I have gotten from people who saw it.

    Post: A Contrarian View of a Mortgage 

    Link to comment from August 20, 2025

  • Same here, Jack. I don’t understand the stuff, and to me the volatility isn’t worth the risk. Especially to my stomach lining.

    Post: Supercharging Your Retirement with Crypto: A Wise Move, or a Risky Bet?

    Link to comment from August 8, 2025

  • Greg, I can absolutely relate to the tut-tutting and refusal to buy. I will only service my one addiction in this world, Diet Pepsi, if it’s on sale, and then I buy it in bulk. Matter of principle. I believe most Americans relate to grocery prices on a similarly visceral level, whether or not affordability is an issue, and there will be great anger at these increases. But for those who weigh every penny of their grocery costs — the folks I talked to yesterday while delivering Meals on Wheels – there’s more fear than anger.

    Post: Reacting to the Tariffs

    Link to comment from August 8, 2025

  • I was speaking of mankind in general. Most of human civilization was still on a barter economy, as with your examples of cattle and salt, until the last 1000 years or so.

    Post: How Important Is Money?

    Link to comment from July 18, 2025

  • David, did you miss that particular cultural touchstone? One of the best songs of its era. ”I want my MTV…”

    Post: My Favourite Day: Retirement Payday Wednesday

    Link to comment from July 9, 2025

  • Patrick, I totally agree with your final sentiment. It was only after I took my first walk through a Chinese hutong, and then later got off a train in the Chinese countryside, that I truly understood how much I had won life’s lottery by being born where I was, into the situation I was, and at the time I was. So many of the circumstances of our lives are dependent on factors we have no control over – the conditions under which we come into the world.

    Post: Lucky Us and the Generational Divide

    Link to comment from July 6, 2025

  • Dan, I’m sure that any wise advisor would have suggested you do it your way rather than mine! Congrats on being able to buy a house so young. I was in my late 30s and still living paycheck to paycheck before I could start. Also, my final home will still have something on the mortgage when I leave it feet first. At 3% I have no intention of paying it off.

    Post: Spend Nothing

    Link to comment from June 26, 2025

  • I love the “snacks” expression. I’m gonna remember that one and apply it to my day.

    Post: Beyond the Balance Sheet: Investing in Yourself

    Link to comment from June 23, 2025

  • I just figure that any investment requiring that much advertising is a really good idea for the promoter and a really bad idea for everybody else.

    Post: What About Gold?

    Link to comment from June 4, 2025

  • Do you at least get a free meal too?

    Post: Staying Alive

    Link to comment from May 11, 2025

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