AUTHOR: Margaret Fallon on 9/25/2024 FIRST: Jonathan Clements on 9/25/2024 | RECENT: Linda Grady on 9/26/2024
Comments
My deepest condolences to Elaine, June, Hannah, Henry, Irina, Nicholas & Andrew. Jonathan was a Giant in the financial world, giving wisdom & guidance to millions of people through the WSJ, Sunday newspapers, Humble Dollar & his books. He will be greatly missed by all of us.
RIP Jonathan.
Sad, I think we all wanted Jonathan to be around forever, having always benefited from his wisdom & writing. In my opinion, he is one of the best personal finance writers as he always made concepts, even complex ones, clear, concise & easy to read/understand while always engaging the reader.
In my humble opinion, it needs to be made right, so Elaine can take the kind of baths she wants to take. She stated above that this was something she was looking forward to, so it's important to her. If she likes soaking baths, an insufficient water level doesn't accomplish it, there's no enjoyment in it. That's what she likes to do to relax. When I was a member of a gym in another city, it had a hot tub next to the pool, it was a very enjoyable experience being covered by hot bubbling water, but it wouldn't have been if I wasn't covered by the water, I wouldn't even have bothered getting in. J. you maybe running roughshod over your wife's feelings. If someone bought you a bike & it only went halfway up the hill, would you stick with it or spend the extra 1 to 2k to get a fully functional one you would enjoy. Often people do a renovation & unfortunately have to spend thousands more correcting something to make it right. In this case, it's maybe 1 or 2k, you will move on from it, you'll forget about it after a few months, plus you'll make more money in the stock market over time. Making it right shows Elaine that you value her & your relationship over money, not making it right, may cause her to become resentful & may cause a rift in your relationship.
You say "I’d rather see a tiny cement clinic at the end of a dirt path." So would I. You may like some of these global charities that work to alleviate extreme poverty around the world while working to lift people up & improve their lives. The beauty is, we can have a profound impact on other people's lives, people who may not have been as fortunate as we have been, to have had access to a free education, clean drinking water & other basic necessities many of us in the western world have always taken for granted. For people who may not have a lot to give, you can buy some of their gifts for people in dire need, such as a goat, a cow or some chickens, a seeding kit, a baby kit, help a child stay in school & so on.... Concern Worldwide, Goal Global, Oxfam, Unicef, World Vision, International Rescue Committee, Save the Children, Feed the Children, Smile Train, Samaritan's Purse. I also love your concern & support for children leaving foster care. This is so important because support stops for many of them at age 18 & many become homeless.
Try Stride, not sure if it will offer different results, I haven't tried it but I heard a pharmacy chain was partnering with them. Let us know if they're any good. Many people are looking for plans right now.
Schwab, initial charge, $300, then $30.00 per month, Garrett Planning Network, XY Planning Network or the Fee Only Network. Vanguard also has advisors.
Comments
My deepest condolences to Elaine, June, Hannah, Henry, Irina, Nicholas & Andrew. Jonathan was a Giant in the financial world, giving wisdom & guidance to millions of people through the WSJ, Sunday newspapers, Humble Dollar & his books. He will be greatly missed by all of us. RIP Jonathan.
Post: Farewell Friends
Link to comment from September 23, 2025
Thank you for taking this on & welcome Bogdan.
Post: Quick Intro
Link to comment from September 21, 2025
Sad, I think we all wanted Jonathan to be around forever, having always benefited from his wisdom & writing. In my opinion, he is one of the best personal finance writers as he always made concepts, even complex ones, clear, concise & easy to read/understand while always engaging the reader.
Post: Jonathan and website update
Link to comment from September 21, 2025
In the US, not even $11,000 a month can buy you dignity at the end of your life | Social care | The Guardian
Post: Assisted Living: How Will You Choose?
Link to comment from May 11, 2025
She's likely been using it since they moved back in & found it to be unsatisfactory, hence this post.
Post: Replacing the Replacement
Link to comment from March 7, 2025
In my humble opinion, it needs to be made right, so Elaine can take the kind of baths she wants to take. She stated above that this was something she was looking forward to, so it's important to her. If she likes soaking baths, an insufficient water level doesn't accomplish it, there's no enjoyment in it. That's what she likes to do to relax. When I was a member of a gym in another city, it had a hot tub next to the pool, it was a very enjoyable experience being covered by hot bubbling water, but it wouldn't have been if I wasn't covered by the water, I wouldn't even have bothered getting in. J. you maybe running roughshod over your wife's feelings. If someone bought you a bike & it only went halfway up the hill, would you stick with it or spend the extra 1 to 2k to get a fully functional one you would enjoy. Often people do a renovation & unfortunately have to spend thousands more correcting something to make it right. In this case, it's maybe 1 or 2k, you will move on from it, you'll forget about it after a few months, plus you'll make more money in the stock market over time. Making it right shows Elaine that you value her & your relationship over money, not making it right, may cause her to become resentful & may cause a rift in your relationship.
Post: Replacing the Replacement
Link to comment from March 6, 2025
You say "I’d rather see a tiny cement clinic at the end of a dirt path." So would I. You may like some of these global charities that work to alleviate extreme poverty around the world while working to lift people up & improve their lives. The beauty is, we can have a profound impact on other people's lives, people who may not have been as fortunate as we have been, to have had access to a free education, clean drinking water & other basic necessities many of us in the western world have always taken for granted. For people who may not have a lot to give, you can buy some of their gifts for people in dire need, such as a goat, a cow or some chickens, a seeding kit, a baby kit, help a child stay in school & so on.... Concern Worldwide, Goal Global, Oxfam, Unicef, World Vision, International Rescue Committee, Save the Children, Feed the Children, Smile Train, Samaritan's Purse. I also love your concern & support for children leaving foster care. This is so important because support stops for many of them at age 18 & many become homeless.
Post: Give It Away Already
Link to comment from January 26, 2025
Try Stride, not sure if it will offer different results, I haven't tried it but I heard a pharmacy chain was partnering with them. Let us know if they're any good. Many people are looking for plans right now.
Post: The Most Wonderful Time of the Year
Link to comment from December 4, 2024
Schwab, initial charge, $300, then $30.00 per month, Garrett Planning Network, XY Planning Network or the Fee Only Network. Vanguard also has advisors.
Post: Finding a flat-fee financial advisor
Link to comment from October 20, 2024
Blackrock is working on turning part of 401ks into annuities for future retirees. Retirement income solutions for the next generation | BlackRock
Post: I’m depressed, not very optimistic about retirement by R Quinn
Link to comment from October 6, 2024