Can anyone link a website(s) that calculates the optimal claiming age, comparing income streams from claiming early to income streams from claiming late? I would like to estimate my crossover point. Thanks!
"and next to impossible to know what capital gains will be paid out by their mutual funds" Most mutual fund companies post capital gain distribution estimates in November-December for investors to use for tax-planning. For example: Vanguard (Nov 15 & Dec 9, 2021):
https://advisors.vanguard.com/tax-center/tax-season-calendar/current-year Schwab:
https://www.schwabassetmanagement.com/resources/distributions-and-tax-center Others:
https://www.morningstar.com/articles/1065314/capital-gains-roundup-2021-edition
It would be interesting to factor in the purchase of Marketplace health insurance (Affordable Care Act health insurance) on this decision (for those pre-age 65).
Comments:
Can anyone link a website(s) that calculates the optimal claiming age, comparing income streams from claiming early to income streams from claiming late? I would like to estimate my crossover point. Thanks!
Post: Covering the Basics
Link to comment from March 22, 2023
"and next to impossible to know what capital gains will be paid out by their mutual funds" Most mutual fund companies post capital gain distribution estimates in November-December for investors to use for tax-planning. For example: Vanguard (Nov 15 & Dec 9, 2021): https://advisors.vanguard.com/tax-center/tax-season-calendar/current-year Schwab: https://www.schwabassetmanagement.com/resources/distributions-and-tax-center Others: https://www.morningstar.com/articles/1065314/capital-gains-roundup-2021-edition
Post: Getting to Zero
Link to comment from November 6, 2021
https://www.bogleheads.org/wiki/Calculating_personal_returns
Post: Weighting Returns
Link to comment from November 6, 2021
It would be interesting to factor in the purchase of Marketplace health insurance (Affordable Care Act health insurance) on this decision (for those pre-age 65).
Post: Getting to Zero
Link to comment from November 6, 2021