We have adopted a similar path as others have shared. Matching IRA contributions. Roth for our saver, Regular IRA for our spender. one side benefit is it allows us to open conversations about investment choices and long term planning. We also involve both “kids” on our charitable giving. We walked them through why we set up a Donor Advised Fund, and we jointly select who we support with donations each year.
Comments:
We have adopted a similar path as others have shared. Matching IRA contributions. Roth for our saver, Regular IRA for our spender. one side benefit is it allows us to open conversations about investment choices and long term planning. We also involve both “kids” on our charitable giving. We walked them through why we set up a Donor Advised Fund, and we jointly select who we support with donations each year.
Post: Gifts With Interest
Link to comment from March 9, 2022