Red Flag alert when couples have separate accounts. IF SO make sure you have copies of their accounts forever and the same with tax returns. KEEP THEM FOREVER. Divorce is rampant and raises its ugly head in settling finances in divorce
As Bernstein said "When you won the game. cash in your chips". When you reach your goal cut back your work and enjoy the fruits of your labor. An extra X amount of dollars will not bring you better health or happiness
A Heloc is great to have in case you need to fund your ira or whatever. Usually minimal feeb to apply and small yearly charge. You might be able nowadays to deduct the interest on tax return
The entire Medicare system in drowning in gross over treatment and considerable fraud. When patients have no skin or minimal skin the game they do not care about fees being charged.
I could care less how wealthy one is but to pay these exorbitant fees does nothing to help your children as they think it's the norm. Hopefully they will no better with time
Random Walk by Malkiel is the winner that taught me and millions that indexing is the winning strategy and I read it around 1976. history has proven it 100% true and will remain so.
don't go off the rails with active or alternative investing
Comments
we are due for as downturn or worse; a black swan event in this crazy political environment
Post: Don’t Let Mr Market Bully You: A Gentle Reminder of Your Built-In Protection
Link to comment from February 8, 2026
Red Flag alert when couples have separate accounts. IF SO make sure you have copies of their accounts forever and the same with tax returns. KEEP THEM FOREVER. Divorce is rampant and raises its ugly head in settling finances in divorce
Post: The High Cost of Financial Advice: A Tale of Two Portfolios Revisited
Link to comment from February 6, 2026
As Bernstein said "When you won the game. cash in your chips". When you reach your goal cut back your work and enjoy the fruits of your labor. An extra X amount of dollars will not bring you better health or happiness
Post: The Right Time to Retire Isn’t Always the Optimal Time
Link to comment from February 5, 2026
living in fla with an income of almost 400k and 20% eff tax rate-whats better
Post: Your effective tax rate
Link to comment from February 1, 2026
A Heloc is great to have in case you need to fund your ira or whatever. Usually minimal feeb to apply and small yearly charge. You might be able nowadays to deduct the interest on tax return
Post: Advice I give to anyone who’ll listen!
Link to comment from January 31, 2026
The entire Medicare system in drowning in gross over treatment and considerable fraud. When patients have no skin or minimal skin the game they do not care about fees being charged.
Post: Medicare Advantage- heads up‼️
Link to comment from January 30, 2026
I could care less how wealthy one is but to pay these exorbitant fees does nothing to help your children as they think it's the norm. Hopefully they will no better with time
Post: Money to burn?
Link to comment from January 26, 2026
Another great book Simple Wealth by Nick Murray The 4 pillars by Bernstein and bogle's books
Post: Your two best investing books—and do you also keep an End-of-Life “family binder”?
Link to comment from January 21, 2026
Random Walk by Malkiel is the winner that taught me and millions that indexing is the winning strategy and I read it around 1976. history has proven it 100% true and will remain so. don't go off the rails with active or alternative investing
Post: Your two best investing books—and do you also keep an End-of-Life “family binder”?
Link to comment from January 5, 2026
5 yrs BEFORE RETIREMENT know what SORR means!!!
Post: If You Could Rewind 5 Years Before Retirement… What Would You Change?
Link to comment from December 27, 2025