AUTHOR: Kenneth Tobin on 7/17/2024 FIRST: Rick Connor on 7/17/2024 | RECENT: Rick Connor on 7/17/2024
Comments
My philosophy in retirement is to have a portfolio that allows me to sleep well
Of course you need to understand SORR. ask yourself at retirement if you could afford a 50% equity loss and maintain lifestyle. That has happened twice this century. Just be a well educated investor and use index funds as that's the 50yr proven method superior to any other methodology
Every patientnt in the US for the most part is paying a different fee than anyone else. It is a bookkeeping nightmare. Go in to a pharmacy and you might pay a buck or 60 cents to fill a script as I did last week. KISS is the best system and pay our docs the fees they do deserve
The overwhelming majority of these charlatans that call themselves advisors are just that; quacks. If you really cannot buy index funds on your own, do hire a fee based CFP
is a ftia the same as a myga???? if so just like a cd at higher rate but not FDIC insured
nice article about avoiding SORR; something every pre-retiree has to prevent
if you do not want to educate yourself on investing, which is quite easy with one or two great books, a fee based advisor would work just fine
paying an arm fee is overkill and will surely be obsolete in short order
even .3% is 3k per million
Comments
My philosophy in retirement is to have a portfolio that allows me to sleep well Of course you need to understand SORR. ask yourself at retirement if you could afford a 50% equity loss and maintain lifestyle. That has happened twice this century. Just be a well educated investor and use index funds as that's the 50yr proven method superior to any other methodology
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Link to comment from September 2, 2025
65-75 gogo yrs. 75-85. slow go. 85-95 logo
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Link to comment from August 6, 2025
just read a book or two by bogle or malkiel or wm Bernstein to educate yourself. a 2nd grader can do it
Post: The Good Advisor
Link to comment from July 29, 2025
Been with Aetna for many yrs. Thought all the carriers had similar benefits Its only 20% of Medicare payment
Post: Seeking Input on Medicare Supplement Carriers
Link to comment from July 27, 2025
Every patientnt in the US for the most part is paying a different fee than anyone else. It is a bookkeeping nightmare. Go in to a pharmacy and you might pay a buck or 60 cents to fill a script as I did last week. KISS is the best system and pay our docs the fees they do deserve
Post: I have a challenge for you. It’s one of the most significant financial and controversial issues facing the U.S.
Link to comment from July 15, 2025
The overwhelming majority of these charlatans that call themselves advisors are just that; quacks. If you really cannot buy index funds on your own, do hire a fee based CFP
Post: The High Cost of Financial Advice: A Tale of Two Portfolios
Link to comment from July 14, 2025
is a ftia the same as a myga???? if so just like a cd at higher rate but not FDIC insured nice article about avoiding SORR; something every pre-retiree has to prevent
Post: The unexpected detour to deccumulation, finding peace in fixed income
Link to comment from June 19, 2025
how does a ftia work.
Post: The unexpected detour to deccumulation, finding peace in fixed income
Link to comment from June 19, 2025
when the mkt is up 5% in May historically since 1950 the yearly return every yr since is around 20%. read it at Barons
Post: Tariffs and our retirement assets
Link to comment from June 3, 2025
if you do not want to educate yourself on investing, which is quite easy with one or two great books, a fee based advisor would work just fine paying an arm fee is overkill and will surely be obsolete in short order even .3% is 3k per million
Post: The Silent Compounding Cost of a 1% Fee
Link to comment from May 31, 2025