I steadfastly hold to a washing machine that is nearing 50 years old. A newer model would likely be less durable and incapable of a stand-alone spin cycle for hand wash. I enjoy, however, with each utility bill the savings associated with a four year old heat pump hot water heater.
Thanks, mytime, for offering this viewpoint. Though definitely not a popular view, it is one I share. If only our system was based on flat tax, treating individuals as equals.
I don't have verbal passwords, but they seem very worthwhile. When I call Fidelity to transact business or ask questions about my account, they require a voice check. That I believe is less secure. For security reasons, keeping audio of one's voice off the internet and answering machines is likely important.
Your background and expertise, gnussen, would be a good fit to the boards of many non-profits. Consider volunteering for an organization in your local area whose mission you believe in. In no time, you will likely be on its finance committee or board. Volunteering will enhance your resume, introduce you to a new circle of connections, and can provide much satisfaction as you continue the job search. Those in turn might just help you secure a new position.
Such beautiful reflections, Andrew. Thanks. Not ever having been to Asia, I am continually impressed by the apparent warmth of the people in a favorite TV show, Cycle Around Japan. Seeing it has made the Japanese fans' consideration for others at the recent FIFA World Cup games all the more relatable.
I am saddened to think of those needing to take on credit card debt. But I have read on this site praise for various credit card rewards programs. Were it not for the former, those rewards programs likely would not exist. So many of us are complicit in wanting the system to continue to disadvantage others.
Thank you, William, for this update. I value your recommendations and have saved the article to my tax file. Being just two years away from my first QCD (at age 70.5, from an inherited IRA), I have begun planning for them. My hope is that QCDs can eventually be accomplished with a few digital clicks, as are grants now from donor advised funds.
Just an FYI - IRMAA payers who do not yet collect SS have monthly Medicare billing only. Medicare.gov will however accept online payments in advance of billing. I've paid early when it has been advantageous for tax purposes.
Comments
I steadfastly hold to a washing machine that is nearing 50 years old. A newer model would likely be less durable and incapable of a stand-alone spin cycle for hand wash. I enjoy, however, with each utility bill the savings associated with a four year old heat pump hot water heater.
Post: Laundered
Link to comment from October 3, 2026
Thanks, mytime, for offering this viewpoint. Though definitely not a popular view, it is one I share. If only our system was based on flat tax, treating individuals as equals.
Post: Widow’s Penalty Redux
Link to comment from September 27, 2026
I don't have verbal passwords, but they seem very worthwhile. When I call Fidelity to transact business or ask questions about my account, they require a voice check. That I believe is less secure. For security reasons, keeping audio of one's voice off the internet and answering machines is likely important.
Post: Two Fraudulent Attempts to Withdraw Funds in Two Days
Link to comment from September 22, 2026
How do you manage to select great movies to stream? Finding one always seems hit or miss to me.
Post: My Favorite Room
Link to comment from September 18, 2026
Your background and expertise, gnussen, would be a good fit to the boards of many non-profits. Consider volunteering for an organization in your local area whose mission you believe in. In no time, you will likely be on its finance committee or board. Volunteering will enhance your resume, introduce you to a new circle of connections, and can provide much satisfaction as you continue the job search. Those in turn might just help you secure a new position.
Post: Being terminated…
Link to comment from September 13, 2026
Wonderful contexts, W.D., thanks. Not only is keeping up with the Joneses unwise, but the world's resources cannot continue to support doing so.
Post: The Economy of Expectations
Link to comment from September 6, 2026
Such beautiful reflections, Andrew. Thanks. Not ever having been to Asia, I am continually impressed by the apparent warmth of the people in a favorite TV show, Cycle Around Japan. Seeing it has made the Japanese fans' consideration for others at the recent FIFA World Cup games all the more relatable.
Post: A Place At The Table
Link to comment from August 26, 2026
I am saddened to think of those needing to take on credit card debt. But I have read on this site praise for various credit card rewards programs. Were it not for the former, those rewards programs likely would not exist. So many of us are complicit in wanting the system to continue to disadvantage others.
Post: Americans and their credit cards
Link to comment from August 25, 2026
Thank you, William, for this update. I value your recommendations and have saved the article to my tax file. Being just two years away from my first QCD (at age 70.5, from an inherited IRA), I have begun planning for them. My hope is that QCDs can eventually be accomplished with a few digital clicks, as are grants now from donor advised funds.
Post: New in 2025 – Code Y on 1099-R box 7 for QCD’s
Link to comment from August 22, 2026
Just an FYI - IRMAA payers who do not yet collect SS have monthly Medicare billing only. Medicare.gov will however accept online payments in advance of billing. I've paid early when it has been advantageous for tax purposes.
Post: Preparing for SS at Age 70….. How Do I Transition to Monthly Part B Premium Deduction?
Link to comment from August 18, 2026