For iOS users: I noted that during one of the seemingly endless updates to TT 2024 throughout 2025, that the ability to utilize “What-If” scenario planning now includes the ability to utilize 2025 tax rules/limits information available at the time of that update. Sure feels that there’s more changes on the way, but for now, this helps avoid having to “fudge” as much information from 2024. I am presuming that the same would have been done for PC users as well, but not sure until you check the “What-If” document header for the options you want to put into play for your scenarios. Cheers!
Mark, thank you for the article and the intro to “turf fire”. I guessed it was peat logs and a quick review of an article confirmed it. Very interesting - cutting tools, harvesting, drying - heavy stuff and all hard work. Really need to get on with an extended stay on the Emerald Isle. Got in my, “learn at least one new thing each day” to-do item early today! Slán agus beannacht. https://www.irishamericanmom.com/what-is-irish-turf/
Ditto for Apple iOS versions previous to Sonora(?) xx.xx. My 2017 iMac is stuck at Ventura - a “no-go” for 2025 TT. I have the 27” version - much easier on the eyes - but, alas, there has yet to be a new iMac release and current models are 24” and already “older versions”. I’m looking forward to a new iMac release as my current model is slowwww but it has served me well. I may have to try H&R software again or get a message to Tim to speed it up over there in the spaceship. FYI - I used to buy the new TT Software prior to current year end for the same reasons you mention. While this tactic worked in previous years, the 2024 software did not work at all until we were into January, 2025. Never got a good answer as to why from the customer service reps at TT. No fear, I still was able to get close enough using the 2023 software. I’ve found the best TT software pricing, with a bonus or two included, when purchased at Costco. Even though the price dropped a bit more about a month later, they refunded me the difference.
Having known a person with detailed working knowledge of the scrap and rework rate at a well known U.S. based appliance parts maker, it comes as no surprise to see the repair rates and costs of every aspect of appliances continue to skyrocket. Worse, it just seems to be acceptable and part of the, “that’s how we’ve always done it” mentality.
If you happen to have a public water utility or a terrific well water supply and you’re happy with the taste, etc., you may be able to purchase a bypass plug for the filter and go without one. Strange but they never seem to advertise these. Learned about them from the parts guy in the appliance store service dept. Filters for our fridge just went up $10. What a gimmick. “Just do what the little light on the fridge tells you to do.”
Sadly, I can point to the exact day as “a friend” sold his 60 shares, tired of waiting for some signs of life from the company. Oracle’s stock price left the atmosphere the very next day and Larry had his 24+ hours of hyper-fame before the price reached apex and came back to a lower orbit and Musk retook the helm. Good for Larry. I’d settle for #2 in that roster.
Thank you, Adam, for yet another insightful article with some good ideas to investigate. While the tech sector has been a wonderful ride, allowing for a 200%+ three year gain that I would have never imagined, especially after a bad-timing early retirement with significant issue$ that came out of left field, right field, the dugout, and…… Even better results, actually, when considering that I’ve been tapping my investments to clear out debt, help others and more. It is a great feeling, for us, to be free and clear of a mortgage and a car payment. It’s been a slow process chipping away at long term, high gain holdings. It’s not easy to back away from a winning horse at least until there’s the bad week or even a really bad down day. And yes, I watch the tax implications carefully in decision making but also have learned you need to be careful not to let the tax tail wag the dog. The other half of the problem is, what on earth do I invest in now? Pork and beans, clothing, etc aren’t too exciting as investments. That’s the proverbial third half of the problem of a profitable run when you checked your portfolio over several years to see how much you made that day or week, not IF you did. To be clear here, we have been extremely fortunate over the long run. Nothing more. Not looking for a vacation home, Lambo or the like. It’s just time to lower the risk factor. Best to all.
Comments
Sounds like you’re a “rich man”, in more ways than $. Bravo!
Post: Fantasy Retirement Billable Hours
Link to comment from November 24, 2025
Spot on.
Post: Don’t Let Mr Market Bully You: A Gentle Reminder of Your Built-In Protection
Link to comment from November 23, 2025
For iOS users: I noted that during one of the seemingly endless updates to TT 2024 throughout 2025, that the ability to utilize “What-If” scenario planning now includes the ability to utilize 2025 tax rules/limits information available at the time of that update. Sure feels that there’s more changes on the way, but for now, this helps avoid having to “fudge” as much information from 2024. I am presuming that the same would have been done for PC users as well, but not sure until you check the “What-If” document header for the options you want to put into play for your scenarios. Cheers!
Post: Heads-up for TurboTax Desktop Users (& 2025 Tax Planning)
Link to comment from November 10, 2025
Mark, thank you for the article and the intro to “turf fire”. I guessed it was peat logs and a quick review of an article confirmed it. Very interesting - cutting tools, harvesting, drying - heavy stuff and all hard work. Really need to get on with an extended stay on the Emerald Isle. Got in my, “learn at least one new thing each day” to-do item early today! Slán agus beannacht. https://www.irishamericanmom.com/what-is-irish-turf/
Post: Joined up Thinking??
Link to comment from November 3, 2025
Ditto for Apple iOS versions previous to Sonora(?) xx.xx. My 2017 iMac is stuck at Ventura - a “no-go” for 2025 TT. I have the 27” version - much easier on the eyes - but, alas, there has yet to be a new iMac release and current models are 24” and already “older versions”. I’m looking forward to a new iMac release as my current model is slowwww but it has served me well. I may have to try H&R software again or get a message to Tim to speed it up over there in the spaceship. FYI - I used to buy the new TT Software prior to current year end for the same reasons you mention. While this tactic worked in previous years, the 2024 software did not work at all until we were into January, 2025. Never got a good answer as to why from the customer service reps at TT. No fear, I still was able to get close enough using the 2023 software. I’ve found the best TT software pricing, with a bonus or two included, when purchased at Costco. Even though the price dropped a bit more about a month later, they refunded me the difference.
Post: Heads-up for TurboTax Desktop Users (& 2025 Tax Planning)
Link to comment from October 23, 2025
Having known a person with detailed working knowledge of the scrap and rework rate at a well known U.S. based appliance parts maker, it comes as no surprise to see the repair rates and costs of every aspect of appliances continue to skyrocket. Worse, it just seems to be acceptable and part of the, “that’s how we’ve always done it” mentality.
Post: Have you purchased an appliance lately? Talk about sticker shock.
Link to comment from October 11, 2025
If you happen to have a public water utility or a terrific well water supply and you’re happy with the taste, etc., you may be able to purchase a bypass plug for the filter and go without one. Strange but they never seem to advertise these. Learned about them from the parts guy in the appliance store service dept. Filters for our fridge just went up $10. What a gimmick. “Just do what the little light on the fridge tells you to do.”
Post: Have you purchased an appliance lately? Talk about sticker shock.
Link to comment from October 11, 2025
Sadly, I can point to the exact day as “a friend” sold his 60 shares, tired of waiting for some signs of life from the company. Oracle’s stock price left the atmosphere the very next day and Larry had his 24+ hours of hyper-fame before the price reached apex and came back to a lower orbit and Musk retook the helm. Good for Larry. I’d settle for #2 in that roster.
Post: Managing Concentration Risk
Link to comment from October 4, 2025
Thank you, Adam, for yet another insightful article with some good ideas to investigate. While the tech sector has been a wonderful ride, allowing for a 200%+ three year gain that I would have never imagined, especially after a bad-timing early retirement with significant issue$ that came out of left field, right field, the dugout, and…… Even better results, actually, when considering that I’ve been tapping my investments to clear out debt, help others and more. It is a great feeling, for us, to be free and clear of a mortgage and a car payment. It’s been a slow process chipping away at long term, high gain holdings. It’s not easy to back away from a winning horse at least until there’s the bad week or even a really bad down day. And yes, I watch the tax implications carefully in decision making but also have learned you need to be careful not to let the tax tail wag the dog. The other half of the problem is, what on earth do I invest in now? Pork and beans, clothing, etc aren’t too exciting as investments. That’s the proverbial third half of the problem of a profitable run when you checked your portfolio over several years to see how much you made that day or week, not IF you did. To be clear here, we have been extremely fortunate over the long run. Nothing more. Not looking for a vacation home, Lambo or the like. It’s just time to lower the risk factor. Best to all.
Post: Managing Concentration Risk
Link to comment from October 4, 2025
Or use up what is close to its “expiration date” that they have a lot of.
Post: I’ll take the “best” thing on the menu says Quinn
Link to comment from September 17, 2025