gnussen623

Comments

• Or worse yet, fund managers will quietly tuck these illiquid, fee rich products into their popular target date and balanced funds without most retail shareholders ever noticing.

  Post: Endowment Lessons

  Link to comment from February 21, 2026

• Good luck to you and your son with your real estate venture!

  Post: Helping Adult Children

  Link to comment from February 8, 2026

• Thank you Marilyn for opening my eyes to the possibility that I might be punishing my son for choosing to be independent, rather than doing what would have been financially prudent. Something I need to think more about. Also, raising that he and his wife may not readily accept the help is another good point.

  Post: Helping Adult Children

  Link to comment from February 8, 2026

• Once a parent, always a parent. I really appreciate your insights. I guess I didn’t view my daughter as benefiting from her choices to the extent I probably need to. I just thought she was being smart.

  Post: Helping Adult Children

  Link to comment from February 8, 2026

• Thanks Mark, I appreciate the comment, but this is not a true blind spot, because I see this disparity as a function of their choices. My son chose to rent upon graduation where my daughter chose to move home and save money. She is also much more conservative with her spending than he is. The real question I guess is that if I give him money for a downpayment, how do I “even it out” for my daughter who may not need the help, or do I even need to even things out? To your point, she has already benefited from our generosity in other ways.

  Post: Helping Adult Children

  Link to comment from February 8, 2026

• Thanks. That is the exact outcome that I would be hoping for! Glad to hear things worked out for you!

  Post: Helping Adult Children

  Link to comment from February 8, 2026

• Thanks Jeff, I agree that every situation is different and appreciate the vote of confidence in our decision-making! Good luck to your son. I imagine this is a difficult time for your family. Kudos to your other son for being so supportive.

  Post: Helping Adult Children

  Link to comment from February 8, 2026

• Thanks Bill. I will have to give this some more thought. Even though it is given without strings, have you ever found yourself questioning the way the money is spent?

  Post: Helping Adult Children

  Link to comment from February 8, 2026

• Thanks Winston. This has been on my mind recently as both my mother and mother in law (both 90+) approach end of life and are reflecting on how their remaining assets will benefit their children and our families. I wonder (often aloud) whether or not they would have enjoyed seeing their children, grandchildren and great grandchildren benefit from their hard work and financial discipline more if they allocated some of it while they were still able to watch them benefit. My conclusion is that the depression-era generation has a strong, paralyzing fear of running out of money.

  Post: Helping Adult Children

  Link to comment from February 8, 2026

• Thank you for your response. I am very sorry to hear about the health issues your family is experiencing and wish them all well. I hope my post did not come off as tone deaf. I appreciate how fortunate I am that my kids situations are entirely due to their decisions and not events outside of their control. Best wishes to you and your family.

  Post: Helping Adult Children

  Link to comment from February 8, 2026