We are about 60% equities, 30% bonds and 10% cash across traditional/Roth IRAs and taxable account. 44%: US total/blend/value, large/mid/small cap index (VTI, SCHB, SCHX, SCHD, VO, VB) 16%: Foreign developed and emerging (VEA, VWO) 30%: Intermediate/short-term total, corporate, treasury (SCHZ, SPIB, VGIT, IGSB, VGSH) 10%: CD ladder, ultra-short and money market (SGOV, SWVXX) Continuing to simplify funds to total market, lifestyle or target date, assuming my spouse outlives me and is not interested in managing choices.
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We are about 60% equities, 30% bonds and 10% cash across traditional/Roth IRAs and taxable account. 44%: US total/blend/value, large/mid/small cap index (VTI, SCHB, SCHX, SCHD, VO, VB) 16%: Foreign developed and emerging (VEA, VWO) 30%: Intermediate/short-term total, corporate, treasury (SCHZ, SPIB, VGIT, IGSB, VGSH) 10%: CD ladder, ultra-short and money market (SGOV, SWVXX) Continuing to simplify funds to total market, lifestyle or target date, assuming my spouse outlives me and is not interested in managing choices.
Post: What’s in your portfolio ?
Link to comment from June 14, 2026