Hello Edmund,
I know delayed gratification works. One of the good things I did is not take SS until 70 and I have their notification letter about not gaining any more from waiting longer framed on the wall.
For me, a great decision as I chose to not worry about breaking even in that regard, but to max my retirement income for a more care free one. I've done the same for all my incomes and now have time, and the money to enjoy!
Thanks Ed,
Yes, talking with your partner in life is a worthwhile endeavor. A pastor made the point to the congregation that when two people, or a family focus on a project, he gave the example of going camping, it serves to bring closeness to the people.
Now, having alignment to the same goals in the adventure has to be possible though. Good Work!
Thanks Ed.
My yoga teacher is concentrating on our lower legs and ankles to stop falls, hopefully. You might tell your patients... "Information with out action is futile, but, action with out information is fatal"
I try to tell my sons to 'do the right things when you are young, so you can do the right things when you are old'. Teaching money skills, helps folk be on the upward side of the 'K' IF they practice the information in their daily lives.
You are on the spot I think Lester. I was worried about ROI in my accumulation phase of wealth. Now, I find not thinking about that so freeing. But recently, I did open a MM account that my credit union offered. It gives 3.25% but, compounded daily.
So, hey, switching money to my checking in the same CR is simple and I have $2k a month automatically moved to it so it grows enough for me.
I also have a good real estate portfolio with a small investment in the Market.
Paid for rental homes provide a lower risk income and a nice inheritance to pass on with no investment worries about what some business with which I have zero control is doing in the background. Sure, I still have risks, but the 'paid for' status affords a huge cushion. Someone said.."Problems simply disappear, when you can write a check."
Comments
I have plenty of excess dollars so don't care about 'investments' anymore. Much less stress now. . .
Post: Slow on the Draw
Link to comment from May 9, 2026
Hello Edmund, I know delayed gratification works. One of the good things I did is not take SS until 70 and I have their notification letter about not gaining any more from waiting longer framed on the wall. For me, a great decision as I chose to not worry about breaking even in that regard, but to max my retirement income for a more care free one. I've done the same for all my incomes and now have time, and the money to enjoy!
Post: Slow on the Draw
Link to comment from May 9, 2026
Thanks Ed, Yes, talking with your partner in life is a worthwhile endeavor. A pastor made the point to the congregation that when two people, or a family focus on a project, he gave the example of going camping, it serves to bring closeness to the people. Now, having alignment to the same goals in the adventure has to be possible though. Good Work!
Post: A Bit More Humble
Link to comment from April 18, 2026
Joining a class does get me to do the right stuff. The extra folk doing that with me is always good. ;-)
Post: Frugal Fitness
Link to comment from March 14, 2026
Thanks Ed. My yoga teacher is concentrating on our lower legs and ankles to stop falls, hopefully. You might tell your patients... "Information with out action is futile, but, action with out information is fatal"
Post: Frugal Fitness
Link to comment from March 14, 2026
I try to tell my sons to 'do the right things when you are young, so you can do the right things when you are old'. Teaching money skills, helps folk be on the upward side of the 'K' IF they practice the information in their daily lives.
Post: Economic Trends
Link to comment from March 14, 2026
You are on the spot I think Lester. I was worried about ROI in my accumulation phase of wealth. Now, I find not thinking about that so freeing. But recently, I did open a MM account that my credit union offered. It gives 3.25% but, compounded daily. So, hey, switching money to my checking in the same CR is simple and I have $2k a month automatically moved to it so it grows enough for me.
Post: Where to Keep Cash
Link to comment from December 6, 2025
I also have a good real estate portfolio with a small investment in the Market. Paid for rental homes provide a lower risk income and a nice inheritance to pass on with no investment worries about what some business with which I have zero control is doing in the background. Sure, I still have risks, but the 'paid for' status affords a huge cushion. Someone said.."Problems simply disappear, when you can write a check."
Post: Lessons from First Brands
Link to comment from November 2, 2025
Hi Mark, We will see... https://www.npr.org/2025/08/10/g-s1-69741/changing-world-order-series
Post: Are You Invested in International Markets?
Link to comment from October 11, 2025
I feel there's a push to have the dollar dethroned as the world currency for the benefit of those who are at the top of the power stack.
Post: Are You Invested in International Markets?
Link to comment from October 11, 2025