I admire you’re the “glass is half full” attitude. Somehow in my career of 36 years in big pharmaceutical industry I avoided this situation. Nothing I did….just lucky on my part. Based on your comments you were prepared and you continue to manage this bump in your career path. Prayers that all works out and you end up in a new and better direction.
The pondering should be behind you. You answered your question “But the memories and enjoyment we’ve taken from those precious 240 days of use during the last six years have been priceless.” Enjoy!
Thanks for publishing. With the exception of a local bank account we are all under the same roof with Schwab. It does increase transparency and add simplicity. I have had all wills etc revised and reviewed by a second attorney.
My wife and I took another step this year, I’m 72 and she is 70, and both in good health. We included our two adult children in our financial review, plan and outlook. My thought behind inviting them into this space, I want them keeping and eye of me for mistakes or issues as I advance in age. Odds are my wife will survive me and she will solicit there help at that time so why not get ahead start.
I suggest a spreadsheet showing the payments for each year. One column starting at FRA and the the second column starting at 70. See where the totals meet. My wife and I started at FRA.
Johnathan you are so right. Ten things could go well in a day and one could be a disappointment……we find the one disappointment clouds our mind. Here’s a quote I try to live by.
“It is impossible to be grateful and unhappy at the same time.” Matthew Kelly
I’m better off financially today than I was four years ago, a blessing for sure. Those who have accumulated financial security and have invested well and eliminated debt are probably living in a similar bubble.
The majority of the population is struggling with debt and inflation.
Thanks for your blog. I feel we spend may to much energy searching for the best possible financial returns. It appears to me you have focused your energy on identifying and executing the strategy you are most comfortable with. Great job! My wife and I are blessed in many ways. We have a financial
planner we like and trust. As far as laying down a floor; between three modest pensions and social security we can pay our monthly obligations. This allows us to be a bit more aggressive with our investment accounts.
Comments
Much like going to the casino……..
Post: Supercharging Your Retirement with Crypto: A Wise Move, or a Risky Bet?
Link to comment from August 8, 2025
I admire you’re the “glass is half full” attitude. Somehow in my career of 36 years in big pharmaceutical industry I avoided this situation. Nothing I did….just lucky on my part. Based on your comments you were prepared and you continue to manage this bump in your career path. Prayers that all works out and you end up in a new and better direction.
Post: Conserving Cash
Link to comment from July 13, 2025
The pondering should be behind you. You answered your question “But the memories and enjoyment we’ve taken from those precious 240 days of use during the last six years have been priceless.” Enjoy!
Post: More Than Money: Our Holiday Home
Link to comment from June 29, 2025
Thanks for publishing. With the exception of a local bank account we are all under the same roof with Schwab. It does increase transparency and add simplicity. I have had all wills etc revised and reviewed by a second attorney. My wife and I took another step this year, I’m 72 and she is 70, and both in good health. We included our two adult children in our financial review, plan and outlook. My thought behind inviting them into this space, I want them keeping and eye of me for mistakes or issues as I advance in age. Odds are my wife will survive me and she will solicit there help at that time so why not get ahead start.
Post: Breaking Up Is Hard To Do
Link to comment from March 7, 2025
Kim, yes, saying “no” is so important. Anytime we say no we are also saying yes to another dynamic. Enjoy your book.
Post: The Burgeoning Boomers
Link to comment from January 16, 2025
My grown children would identify me with being cheap. I consider myself a value person. 😃
Post: My Spending Rules
Link to comment from September 28, 2024
I suggest a spreadsheet showing the payments for each year. One column starting at FRA and the the second column starting at 70. See where the totals meet. My wife and I started at FRA.
Post: Quinn asks himself, Is delaying Social Security to age 70 the right decision?
Link to comment from September 22, 2024
Johnathan you are so right. Ten things could go well in a day and one could be a disappointment……we find the one disappointment clouds our mind. Here’s a quote I try to live by. “It is impossible to be grateful and unhappy at the same time.” Matthew Kelly
Post: Never Quite Enough
Link to comment from September 21, 2024
I’m better off financially today than I was four years ago, a blessing for sure. Those who have accumulated financial security and have invested well and eliminated debt are probably living in a similar bubble. The majority of the population is struggling with debt and inflation.
Post: Quinn ponders – Are you better off than you were four years ago?
Link to comment from September 19, 2024
Thanks for your blog. I feel we spend may to much energy searching for the best possible financial returns. It appears to me you have focused your energy on identifying and executing the strategy you are most comfortable with. Great job! My wife and I are blessed in many ways. We have a financial planner we like and trust. As far as laying down a floor; between three modest pensions and social security we can pay our monthly obligations. This allows us to be a bit more aggressive with our investment accounts.
Post: Laying Down a Floor
Link to comment from September 15, 2024