“The first order of business was to create a standardized grocery list which could be used each week and was easily modified. Importantly, it also needed to follow the geography of the store.” Wow. It’s a bit freaky how much we think alike! I created the same sort of list when COVID first hit and I wanted to get in and out of the store quickly. I still use it today.
I’d like to think of it as a black swan event, but it’s apparently not too far-fetched as this recent news item depicts: https://www.youtube.com/watch?v=sA6D3UuQAZI
I recall a number of banks closing down HELOCs in 2008 during the financial crisis. I was relieved to have some cash on hand when the bank pulled mine. Personally, I’ve never lost sleep over the opportunity cost of cash but I won’t forget that unpleasant surprise from the bank.
Comments
I noticed the same thing and am also curious. Anyway, it’s always great to read Dennis here.
Post: Value of Waiting
Link to comment from February 8, 2026
Here’s a timely Morningstar article on the subject by Allan Roth: https://www.morningstar.com/markets/why-international-stocks-still-matter-diversifying-beyond-us-winners-2026?utm_medium=referral&utm_campaign=linkshare&utm_source=link
Post: International allocation
Link to comment from January 13, 2026
“The first order of business was to create a standardized grocery list which could be used each week and was easily modified. Importantly, it also needed to follow the geography of the store.” Wow. It’s a bit freaky how much we think alike! I created the same sort of list when COVID first hit and I wanted to get in and out of the store quickly. I still use it today.
Post: Grocery Shopping for the Mildly Obsessed
Link to comment from January 6, 2026
I totally agree there are plenty more pressing matters to lose sleep over. Then again, this particular crime hit pretty close to home…
Post: Can we be completely safe?
Link to comment from December 17, 2025
I’d like to think of it as a black swan event, but it’s apparently not too far-fetched as this recent news item depicts: https://www.youtube.com/watch?v=sA6D3UuQAZI
Post: Can we be completely safe?
Link to comment from December 17, 2025
Schwab money market fund
Post: Where to Keep Cash
Link to comment from December 12, 2025
Thanks, Chris. And Bill, you hit the nail on the head: https://humbledollar.com/forum/rules-of-the-road-by-jonathan-clements/
Post: Where to Keep Cash
Link to comment from December 10, 2025
Translation, please?
Post: Where to Keep Cash
Link to comment from December 10, 2025
I recall a number of banks closing down HELOCs in 2008 during the financial crisis. I was relieved to have some cash on hand when the bank pulled mine. Personally, I’ve never lost sleep over the opportunity cost of cash but I won’t forget that unpleasant surprise from the bank.
Post: Where to Keep Cash
Link to comment from December 6, 2025
Ah, Proposition 19. I see the logic now. Thanks!
Post: Discussing money matters with friends- a slippery slope
Link to comment from November 10, 2025