AUTHOR: Larry on 6/12/2026 FIRST: greg_j_tomamichel on 6/13 | RECENT: John Yeigh on 7/5
Comments
We are thankful that we have had no changes in our MA plan in two years and we are completely happy with our choice. But I appreciate your articles on the topic and will always keep them in mind
We are so thankful and blessed to have multiple pensions. But even if we didn't I could never imagine as your example says " handing over $100,000 to get $5,500 monthly in twenty years.
I have a son and two son in laws that I've been sharing Indexing articles and knowledge with for years. They even know our actual success yet two out of the three still pay for financial managers.
All we can do is share knowledge, we can't force anyone be comfortable enough to accept it
I would do Vanguard Lifestyle funds also, except I don't feel the need for a bond portion because of our high current income stream compared to our expenses. For that reason I stay fully invested in stock index etf's
That sounds like what Hostess is made of nowadays. When I started we had a three days freshness code. Now their product is drop shipment and has a"freshness" code of two to three months. Back in 1978 Twinkies sold for 24¢ and everything else sold for 27¢
I had to look at your name to be sure I didn't write your response 😁 . It is exactly how I would have responded including the fact that our accounts are all at Vanguard
Fun Fact , Twinkles we're originally banana . But when the war started all bananas were sent to the soldiers so Hostess started using vanilla filling instead
It's mixed blessing of guaranteed income from pensions (33 years at Hostess Cake/Wonder Bread , 15 years from school for myself, 30 years from school for my wife) and my social security, her spousal social security, and a few decades of investing in low cost Vanguard etf's
Comments
We are thankful that we have had no changes in our MA plan in two years and we are completely happy with our choice. But I appreciate your articles on the topic and will always keep them in mind
Post: Medicare Advantage Part C — Not too soon to start planning for 2027
Link to comment from August 12, 2026
We are so thankful and blessed to have multiple pensions. But even if we didn't I could never imagine as your example says " handing over $100,000 to get $5,500 monthly in twenty years.
Post: For most retirees, the greatest fear is not death—it is running out of money before they die.
Link to comment from August 7, 2026
I agree completely with you and Marilyn's comment. The sad truth is that money can't buy health or eliminate loneliness
Post: For most retirees, the greatest fear is not death—it is running out of money before they die.
Link to comment from August 7, 2026
I have a son and two son in laws that I've been sharing Indexing articles and knowledge with for years. They even know our actual success yet two out of the three still pay for financial managers. All we can do is share knowledge, we can't force anyone be comfortable enough to accept it
Post: Today in Financial History
Link to comment from August 1, 2026
I would do Vanguard Lifestyle funds also, except I don't feel the need for a bond portion because of our high current income stream compared to our expenses. For that reason I stay fully invested in stock index etf's
Post: What’s in your portfolio ?
Link to comment from June 15, 2026
Thanks for sharing. My biggest concern going forward is also that my wife isn't interested in finances so I try to simplify ours
Post: What’s in your portfolio ?
Link to comment from June 15, 2026
That sounds like what Hostess is made of nowadays. When I started we had a three days freshness code. Now their product is drop shipment and has a"freshness" code of two to three months. Back in 1978 Twinkies sold for 24¢ and everything else sold for 27¢
Post: Would You Be Miserable?
Link to comment from June 10, 2026
I had to look at your name to be sure I didn't write your response 😁 . It is exactly how I would have responded including the fact that our accounts are all at Vanguard
Post: How to Use AI With Your Portfolio
Link to comment from June 10, 2026
Fun Fact , Twinkles we're originally banana . But when the war started all bananas were sent to the soldiers so Hostess started using vanilla filling instead
Post: Would You Be Miserable?
Link to comment from June 10, 2026
It's mixed blessing of guaranteed income from pensions (33 years at Hostess Cake/Wonder Bread , 15 years from school for myself, 30 years from school for my wife) and my social security, her spousal social security, and a few decades of investing in low cost Vanguard etf's
Post: Would You Be Miserable?
Link to comment from June 9, 2026