After All These Years

Dan Smith

For 30 years, Dan was a driver-salesman and local union representative, before building a successful income-tax practice in Toledo, Ohio. He retired in 2022. Dan has two beautiful daughters, two loving sons-in-law and seven grandchildren. He and Chris, the love of his life, have been together for two great decades and counting.

    After All These Years

    Dan Smith  |  Jun 24, 2024

    JEFF, DAVE, JERRY, Glenn, John, the ElderBeerMen, and then Jeff again. Experts say a robust social network is crucial to a happy retirement. My life’s journey has revolved around a handful of friends who begin and end with the same good dude. 
    I was a 15-year-old kid who didn’t like school, and I had the grades to prove it. I did, however, have two burning desires. I couldn’t wait to turn 16 so that,

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    Your Results May Vary

    Dan Smith  |  Jun 12, 2024

    “SELL THE SIZZLE, BOYS.” With those words from the sales manager at a big insurance company, the 2003 class of newly minted registered representatives were off to the races, extolling the virtues of the firm’s products to family, friends and anyone else who would listen.
    I still vividly remember that moment. Yes, I was there.
    To become registered reps, the 2003 class had to pass the necessary exams to get a Series 6 securities license and a license to sell life and health insurance.

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    Studying for the Bar

    Dan Smith  |  May 9, 2024

    HOW DO SOME INVESTORS end up in places they don’t belong? Where do they turn for information and guidance? Who do they talk to before making important financial decisions?
    What follows are the results of my unscientific research, which was conducted in some of the finest and most respected centers of advanced learning anywhere.
    Barroom seminars, your window on the world. Are we talking politics, investing, religion, world peace or other topics of paramount importance,

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    Our Spending Spree

    Dan Smith  |  Mar 20, 2024

    WHEN I GOT DIVORCED, my ex-wife told the judge at family court that I was good with money. But most folks I knew at that time wouldn’t be so kind: They’d say I was cheap.
    No, I didn’t align myself with the financial independence-retire early, or FIRE, movement. During my days as a driver-salesman, after I diverted 15% of my pay into the 401(k), I spent every nickel raising the kids, paying the bills and trying to keep up with my big bucks buddies.

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    He Sold Staples

    Dan Smith  |  Jan 24, 2024

    IN SPRING 1984, WHEN I was age 32, we purchased a little ranch house in need of tender loving care. That’s why I found myself in a musty crawlspace, removing clutter and installing vapor barriers.
    I heard a booming voice from above. It wasn’t God telling me I should run for president. Instead, it was my new neighbor Ken. I came to the surface, dusted myself off and went inside the house.
    Standing there was a 47-year-old,

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    Taxing Our Brains

    Dan Smith  |  Dec 20, 2023

    I SPENT A GOOD portion of my early adult life in neighborhood taverns. Back then, I sold beer for a living. You can imagine that I saw and heard some crazy things. Remember the sitcom Cheers? I knew doppelgangers for each and every Cheers character.
    But the things I heard in those bars didn’t come close to the things I heard later when I worked as an income-tax preparer.

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    Beer to Taxes

    Dan Smith  |  Sep 14, 2023

    I DON’T FIT THE USUAL profile of a HumbleDollar reader. I don’t have what I’d consider a high net worth, nor am I a college graduate. Still, I hope my story shows it’s possible to reinvent yourself.
    Around 1920, my dad’s family moved—with few belongings but a willingness to work—from Tennessee to northwestern Ohio. My dad met my mom while working at Hostess Bakery, and he later worked at Willys-Overland, welding together Jeeps during World War II.

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