I think it’s wise to to make the decision whether or not to have children based on factors other than purely finances. I have no regrets, but yes, some things were costly that reminds me of an idea for a post that I’ve been thinking about writing about getting a second job.
Thanks for the recommendation for FreeRaxUsa. I’ll check it out this year. Im using Turbo tax desktop at least one more time this year because it’s been around so long. I have a feeling they are trying to phase it out because they are pushing hard to use the online version. First I noticed the online version is free through CreditKarma and second, after I bought Desktop, they offered to let me try the online version for no additional charge. They also have some kind of deal with ADP.
I like the simplicity of rolling a 401K into the same place as all the other accounts. I admit I have not considered loosing the protections. Thanks for the post.
Thanks for the encouragemen to write. I made my first forum post awhile back and was thrilled that it got great responses. I have an idea for another and am composing my thoughts for it.
Comments
Good for you for tackling that yourself, Mark. I probably would have tried it too. I’ve taken on hard tasks, but not any that messy.
Post: Scent of a Cheapskate: Frugality Gone Wrong
Link to comment from April 18, 2026
I think it’s wise to to make the decision whether or not to have children based on factors other than purely finances. I have no regrets, but yes, some things were costly that reminds me of an idea for a post that I’ve been thinking about writing about getting a second job.
Post: Financial regrets about parenthood?
Link to comment from April 11, 2026
I plan to take as little as possible. I’m hoping it’s less than 4%. That way the calculations using 4% give me some buffer.
Post: Forget the 4% rule.
Link to comment from March 14, 2026
I have zero desire for a car like a Porches, Lamborghini, etc. I once road in a Ferrari. Most uncomfortable car I have been in.
Post: Choices, choices everywhere
Link to comment from February 14, 2026
Thanks for the tip
Post: High Interest Savings Accounts vs Bond funds
Link to comment from February 9, 2026
Be careful if you get off the interstate in St. Louis and have to ask directions. :)
Post: Planning a Trip
Link to comment from January 31, 2026
Thanks for the recommendation for FreeRaxUsa. I’ll check it out this year. Im using Turbo tax desktop at least one more time this year because it’s been around so long. I have a feeling they are trying to phase it out because they are pushing hard to use the online version. First I noticed the online version is free through CreditKarma and second, after I bought Desktop, they offered to let me try the online version for no additional charge. They also have some kind of deal with ADP.
Post: Checks and Balances
Link to comment from January 31, 2026
I admit last year, I bought a tiny bit of IAU for fun, It’s gain has been a bit less than the market. Should have went with silver….
Post: The Playground Indicator
Link to comment from January 31, 2026
I like the simplicity of rolling a 401K into the same place as all the other accounts. I admit I have not considered loosing the protections. Thanks for the post.
Post: Consolidating 401(k)s in retirement
Link to comment from January 10, 2026
Thanks for the encouragemen to write. I made my first forum post awhile back and was thrilled that it got great responses. I have an idea for another and am composing my thoughts for it.
Post: Where are all the HD writers?
Link to comment from October 18, 2025