A couple of months ago Sean Mullaney covered this topic. https://youtu.be/31-GevC1lVs?si=X8nCVaZaGhdDUpw6 As others have said, you have to run the numbers.
Ted though I am a staunch Toyota guy, the Telluride has a beautiful design. Know a few who own them and they love them. Just keep an eye on the oil pan. All of the owners had to replace the gasket after 4 years.
As a second generation American and a veteran who served in many other countries, I'm proud to be an American citizen. I love the USA. I wish others now in 2026 would catch the spirit we had in 1976 during the bicentennial.
No it's hard. We can't even get Congress together to eliminate the massive fraud in the SS and Medicare programs. Let's start with that first. It's the easiest first step.
There was an earlier post about talk involving retirees to take Tradition IRA withdraws at a fixed 12% tax rate. Imagine the chunk of tax revenue that would come out of this. What if we threw that tax money into the Security Trust Fund? It's a win - win for retirees with large TIRAs and SS.
My lifestyle never changed. It was easy to calculate to keep MAGI at the number you want. I did plan and saved up a good chunk of cash for the years before Medicare kicked in. At 62 we paid $7 for our Bronze plan, at 63 it was $19, 64 was $39. Never made an IRA or brokerage withdrawal. We took SS at our FRA.
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A couple of months ago Sean Mullaney covered this topic. https://youtu.be/31-GevC1lVs?si=X8nCVaZaGhdDUpw6 As others have said, you have to run the numbers.
Post: Will Your Death Double Your Spouse’s Tax Bill?
Link to comment from July 16, 2026
Ted though I am a staunch Toyota guy, the Telluride has a beautiful design. Know a few who own them and they love them. Just keep an eye on the oil pan. All of the owners had to replace the gasket after 4 years.
Post: Buying a car in retirement
Link to comment from July 14, 2026
I never go to stores that require me to pay a membership fee.
Post: Frittering away Frugality
Link to comment from July 8, 2026
As a second generation American and a veteran who served in many other countries, I'm proud to be an American citizen. I love the USA. I wish others now in 2026 would catch the spirit we had in 1976 during the bicentennial.
Post: Happy 250th Birthday America
Link to comment from July 3, 2026
No it's hard. We can't even get Congress together to eliminate the massive fraud in the SS and Medicare programs. Let's start with that first. It's the easiest first step.
Post: Fixing Social Security is not that hard, here’s how
Link to comment from June 15, 2026
There was an earlier post about talk involving retirees to take Tradition IRA withdraws at a fixed 12% tax rate. Imagine the chunk of tax revenue that would come out of this. What if we threw that tax money into the Security Trust Fund? It's a win - win for retirees with large TIRAs and SS.
Post: Just the facts about Social Security
Link to comment from June 12, 2026
I think he's the Nikola Tesla of our time. As a shareholder I support him 100%
Post: SpaceX IPO: Is Margin Optional?
Link to comment from June 5, 2026
Please explain.
Post: SpaceX IPO: Is Margin Optional?
Link to comment from June 4, 2026
What you did is called, "winning."
Post: There is no such thing as a tax loophole, but here they are anyway
Link to comment from May 18, 2026
My lifestyle never changed. It was easy to calculate to keep MAGI at the number you want. I did plan and saved up a good chunk of cash for the years before Medicare kicked in. At 62 we paid $7 for our Bronze plan, at 63 it was $19, 64 was $39. Never made an IRA or brokerage withdrawal. We took SS at our FRA.
Post: There is no such thing as a tax loophole, but here they are anyway
Link to comment from May 18, 2026