We live in NJ where the only ACA plan that provides any care out of network or out of state is $48,000 for the two of us — we are not subsidy eligible. My husband goes on Medicare this month and with supplement and IRMA his costs drop 70% and his care options significantly increase.
Luke, thanks for reminding us that we are not trapped in the money lessons we learned from our family of origin. My mom had very strict rules about what we could order at restaurants - for instance, onion rings were forbidden as “bad value’ - and part of growing as a financially mature adult is getting new perspective. Discretionary dollars, based on your life stage and location, should be spent on things you enjoy. The challenge is to do the work to figure out what’s enjoyment for you and not some consumer dream or what your dad wanted or or or….
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We live in NJ where the only ACA plan that provides any care out of network or out of state is $48,000 for the two of us — we are not subsidy eligible. My husband goes on Medicare this month and with supplement and IRMA his costs drop 70% and his care options significantly increase.
Post: On My Own—But Not
Link to comment from November 26, 2022
Luke, thanks for reminding us that we are not trapped in the money lessons we learned from our family of origin. My mom had very strict rules about what we could order at restaurants - for instance, onion rings were forbidden as “bad value’ - and part of growing as a financially mature adult is getting new perspective. Discretionary dollars, based on your life stage and location, should be spent on things you enjoy. The challenge is to do the work to figure out what’s enjoyment for you and not some consumer dream or what your dad wanted or or or….
Post: Go Ahead, Spend It
Link to comment from November 26, 2022