Umbrella insurance

Every state has its own laws regarding what assets are protected from creditors, and the litigation environment and liability laws also vary.  I can relate to “Protecting What We Built” by Dennis Friedman, and recently doubled our Umbrella insurance limits.  Strangely, few insurance companies offer stand alone umbrella insurance, so most consumers “Bundle”  it with their auto and/or homeowners policies.  This makes it harder to compare policies.