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Today, 11/24/2025, I logged into mysocialsecurity.gov account. On the Benefit Verification Letter tab I found my December 2025 benefit amount that will be paid in January 2026. There was currently no indication of my 2026 SS benefit on the main SSA splash page. The gross amount for 2026 was equal to my 2025 gross amount plus the announced 2.8% COLA as rounded down to the whole dollar. My 2026 Medicare Part B premium deduction was the standard $202.90 per month as previously publicly announced.
I expect there are others that are gathering available 2026 information that may find such final information useful in their planning. I had previously established both ID.me and login.gov security identifications so I do not know if the previously user ID and password are still functional for logging on.
Best wishes for a joyful Thanksgiving.
TIPSwatch.com has an outstanding article today, 11/25/2025, on the topic of 2026 Medicare costs changes which is a comprehensive summary on all aspects of the dollar changes and how the changes compare with overall inflation. I recommend reading David Enna’s article.
I too looked at my SSA on the Government site and found it to be useful. It provided my total benefit and then broke out Medicare, IRMAA and my withholdings to the dollar and cent. Useful for forward planning. And to no surprise, my monthly benefit went up a whole $4 from last year.
I just looked at my account and for 2026. I will net $7.60 less than 2025. Whoopee🥵
I am curious if the expected 2026 IRMAA surcharges are reflected on your Benefit Verification Letter? What I typically saw from clients was just their annual SSA-1099 which does show the IRMAA part B & D surcharges.
Yes they are which is the main reason my net is going down. Each deduction is itemized in the letter.