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Born and raised in West Michigan, I graduated from the University of Michigan where I was an All-Big Ten second baseman on the baseball team and was drafted and played professionally in the Minnesota Twins organization. I have a master’s degree in Business Administration from Olivet College and I'm currently Vice President - Research & Development for Wolverine Mutual Insurance Company. I am married with five children, four grandchildren, and reside in northern Michigan on my 60 acre dream property.
Comments:
This is disappointing. I would have thought a post like this would get dozens of down votes. I guess this site isn't what I thought it was.
Post: Stay Informed by Marjorie Kondrack
Link to comment from October 2, 2024
I'm with you, Bob. Can't they both lose?
Post: Stay Informed by Marjorie Kondrack
Link to comment from October 2, 2024
I come here for personal finance discussions. Too many threads seem to focus on how to solve the world's problems. It's getting tiresome.
Post: Stay Informed by Marjorie Kondrack
Link to comment from October 2, 2024
I think the whole point of Safe Withdrawal Rate (SWR) analysis is finding an annual withdrawal that is "safe" under all historical periods. If you are following the standard guideline with some spending flexibility, you do not need to be concerned with sequence of returns, in my opinion.
Post: Sequence of Return Risk
Link to comment from September 28, 2024
Lol. My kids are the "succeeding generations". They will be paying your bills. You're welcome.
Post: How did it all work for us? Why not now?
Link to comment from September 28, 2024
You said this isn't a comment on anyone's specific lifestyle choices and then go right ahead and criticize most people's specific lifestyle choices. 😂
Post: How did it all work for us? Why not now?
Link to comment from September 28, 2024
It's very possible, older people, where most of the wealth is, are the ones driving the trends we're discussing. That would be ironic.
Post: How did it all work for us? Why not now?
Link to comment from September 27, 2024
Who says it's young people buying bigger houses? Isn't it possible that older people are the ones driving this trend?
Post: How did it all work for us? Why not now?
Link to comment from September 27, 2024
It appears what is so different about 2024 is people have come to expect and vote for government handouts without any understanding of the economic or civic consequences. For whatever it's worth, my oldest two daughters are married in their twenties, each with two children, and each stay at home with their children rather than participate in the workforce. Both families own modest homes and drive older cars. They're struggling, but they will get by, just like you did.
Post: How did it all work for us? Why not now?
Link to comment from September 26, 2024
I can't remember specifically either. Like many others, I became acquainted with Jonathan by reading his column in the Wall Street Journal many years ago and I bought one of his books several years ago. His writing career and my investment career have coincided nicely.
Post: How and when did you find out about HumbleDollar?
Link to comment from September 25, 2024