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Born and raised in West Michigan, I graduated from the University of Michigan where I was an All-Big Ten second baseman on the baseball team and was drafted and played professionally in the Minnesota Twins organization. I have a master’s degree in Business Administration from Olivet College and I'm currently Vice President - Research & Development for Wolverine Mutual Insurance Company. I am married with five children, four grandchildren, and reside in northern Michigan on my 60 acre dream property.
Comments:
Maybe I'm being a little petty, Jonathan. My fund of funds is 100% equity, value tilted, and a little higher cost than standard index fund offerings, so it wouldn't be appropriate for most people, especially novice investors. That's mostly why I'm reluctant to share, but I also suspect many would disapprove and let me know, lol. For whatever it's worth, I also hold cash in my brokerage account to the tune about 10% of my portfolio.
Post: Looking for Guidance on Formulating a Well-Balanced Investment Plan
Link to comment from September 17, 2024
Nice post, Nuke Ken. I think I have found the perfect retirement activity for me that checks all the boxes above. I started coaching high school football at a small, rural, school this fall. It keeps me intellectually and physically engaged, and serves the young men of the community.
Post: The Persistence of Memory by Ken Cutler
Link to comment from September 17, 2024
Your use of the term "political correctness" here demonstrates a misunderstanding of the term. There's nothing "soft" about PC. It's an attempt to institutionalize an ideology that is often mean and intolerant of other's values, race, religion, sex, etc.
Post: The Persistence of Memory by Ken Cutler
Link to comment from September 17, 2024
Actually, I'm not that comfortable sharing it, Jonathan, because I don't care for the scrutiny it would bring, but I strongly endorse a Vanguard Life Strategy or Target Date fund for all accounts.
Post: Looking for Guidance on Formulating a Well-Balanced Investment Plan
Link to comment from September 15, 2024
This may not be helpful to you, but I have chosen a single, well diversified fund that comprises all my retirement accounts; IRA, Roth, HSA. Easy peasy, no rebalancing, nothing to do. Don't make it more complicated than it needs to be. Investing has never been so easy and cheap. Now dealing with the tax issues of withdrawal is another story. It's never been more complicated and convoluted.
Post: Looking for Guidance on Formulating a Well-Balanced Investment Plan
Link to comment from September 15, 2024
After reading the headline, I'm not sure it's necessary to read the post. 🥴
Post: We can’t control what others do and we can’t stop misfortune from striking. But we can control our own actions. Those who are financially prudent will most likely enjoy success, even if events don’t always go their way.
Link to comment from September 13, 2024
It's been interesting to see how different people's tax situations can be. I expected to see most funds in tax-deferred. For the most part, that's been the case, but with a lot of variation.
Post: What’s your asset breakdown by tax treatment?
Link to comment from September 12, 2024
Hi Don. I think you must have a typo in your numbers. Your 2021 figures are way over 100% if I'm reading your post correctly.
Post: What’s your asset breakdown by tax treatment?
Link to comment from September 11, 2024
"I would shoot for 33% of each due to the knowledge I have gained since retiring." Would you mind expounding on that, Dan? I am going to try to build up more taxable before retirement, but I don't think I will get anywhere near 33%. Hopefully I'll end up with something like 40/20/40.
Post: What’s your asset breakdown by tax treatment?
Link to comment from September 11, 2024
Good article, John.
Post: What’s your asset breakdown by tax treatment?
Link to comment from September 10, 2024