LIKE ALMOST EVERYBODY else, my wife and I faced large health care cost increases this year.  It wasn’t all from changes in our health insurance. We’re getting up there in years. We go to the doctor more often. Not all hospital charges are covered by Medicare or our health insurance. And there are some costs that aren’t covered at all–namely dental, ear and eye problems.
We’re fortunate: We can afford the cost growth. Many of our acquaintances can’t.