As I keep getting older, I strive mightily to at least slow down the process, alas,  all of my heroic efforts are in vain, those darn birthdays just keep on coming, like clockwork, and I have finally thrown in the towel and accept it.
However, as I age, I find myself getting increasingly annoyed at things that just waste so much time. Specifically, ads of any type, and at the top of the list are  pop up ads,

I have a decision to make over the next year or two. Money is certainly involved, but it’s not primarily a financial decision.
Currently, our daughter is living with us while she saves up money to buy her own townhouse or condo. She’s a huge lover of cats (understatement of the year). A few years ago, I noticed the jet-black feral cat that hung out across the street at our neighbors’ home was carrying a kitten around by the neck.

FOR YEARS, THERE’S been growing concern about the top-heavy nature of the U.S. market. Today, just 10 stocks account for 35% of the S&P 500’s total value. And while the largest technology stocks—dubbed the Magnificent Seven—have done exceedingly well in recent years, their extreme outperformance is making people nervous.
Observers are comparing today’s market to past periods when certain groups of stocks appeared similarly flawless. Consider the late 1990s, when companies such as General Electric dominated the market.

Hi all,
I am a new sunscriber. Would like to get your thoughts on the topic of increasing cash position vs. stay invested when the market is high. As we know, the current US market is fully / over-priced, Mr. Warren Buffett has been increasing Berkshire’s cash position and pausing major buying (in the US market). There are tendency to exit equity market (or reduce position). On the other hand, we often heard we should stay invested and not interrupt the compounding process of equities –

It’s ignoring connections and applying the reality of connections to strategic thinking.
Pretty heady stuff, eh?  Not really, just common sense or more realistically, cents. We are talking about what we say we want and the consequences of getting it. 
Corporate profits are much maligned by some people – greedy, too high and all that. Yet profits are what drive stock prices and whether they realize it or not most Americans depend on good performance in the stock market.

My wife and I are a year or two away from retirement.  We have been with a financial advisor for 2o years.  The advisor is calling all the shots.  Our retirement accounts have done very well.  We are currently paying a 1% assets under management fee.  Our advisor does not try to sell us products: he just guides the ship.  We would like to reduce the amount we are paying for financial guidance.  In general, are the flat-fee advisors a good choice for getting through the retirement years?

I TURN AGE 62 IN January—which means I could claim Social Security retirement benefits and perhaps collect at least a few monthly checks before I succumb to cancer.
But is that the smartest strategy? One of my top priorities is ensuring Elaine is financially comfortable after I’m gone, so I want to make sure she gets as much from Social Security as possible.
We got married in late May, a few days after I was told I had lung cancer that had metastasized to my brain and elsewhere.

Even flying by the seat of one’s pants can work. As Nike says, Just do It!
I claim no expertise in investing, and rightly so. I read and listen about the basics like diversification, bonds vs stock and such, but not much more. 
To me the most important thing is to save and invest and keep doing it which I have done since I was eighteen – 63 years.  Probably more expertise would have meant larger fund balances,

I hate the debate over when to claim Social Security—because it seems to be dominated by folks who fall into one of three camps.
First, there are those who have already claimed benefits, and who insist that their choice—whatever it was—is the right one and that others should follow their fine example. Second, there are those who think keeling over early is retirement’s biggest risk, so claiming at age 62 is the only way to go.

This may be a stretch for the forum but I’m going to throw it out there and hope it helps someone.
When my first wife told me that I held my breath while sleeping I didn’t think much about it. Then Chris (new wife) told me that I stop breathing and probably have apnea, and should do a sleep study.
So I did. And I hated it. Dozens of wires attached all over my body. The worst of them on my head,

WHO’S YOUR FINANCIAL hero? This should be someone whose qualities and character lend themselves to emulation in your own financial life.
Let’s set some ground rules here for picking a financial hero. First, your hero probably shouldn’t be the usual suspect: Warren Buffett. While Buffett is certainly a very successful investor, the investment game that he’s playing is very different from the one most of the rest of us are.
The same goes for folks like Elon Musk,

Jonathan asked what advice I give my children related to their retirement.
Our children are ages 54, 53, 50 and 49.
I don’t give our children advice about retirement planning or money and I don’t expect to ever be in a position to do so. But even if I was, giving any advice requires detailed knowledge of all the related facts which I don’t have.  I will do my best to answer a question if asked. 

I WAS FORTUNATE to find enough time during my working years to pursue various hobbies and other personal interests. My part-time work arrangement allowed me to have four-day weekends. I’d hoped that, after retirement, I would have even more time to take on personal projects.
But surprisingly, I found myself with less free time. Not only was I failing to start new projects, such as writing software for the website of the nonprofit I cofounded,

Jonathan was interviewed by Christine Benz on The Long View podcast produced by Morningstar which can be found anywhere podcast are found or here:
Jonathan Clements: ‘Life Is Full of Small Pleasures’ | Morningstar

MOTIVATIONAL SPEAKER Jim Rohn said, “You are the average of the five people you spend the most time with.” His contention: We should carefully pick the folks who surround us because, over time, we’ll become more like them.
Recent research offers some support for this idea. For instance, if we have a close friend who becomes obese, one study found we’re 57% more likely to become obese as well. If that’s so, we might also want to cozy up to skinny friends who count exercise as fun recreation.