Getting older definitely requires more maintenance. Like the house (new roof, water heater, HVAC), continuous movement, high nutrition and getting current with that yearly physical and dental are important to update before retirement.
Pick out a few things to sell--I've done that with things I love that the kids do not want: but nothing under $20. Takes awhile to sell or give away. Kitchen/bedding/bathroom items are needed by people being rehomed so that is easy. Old towels go to animal shelter. Lots of places love old couches/chairs that are in reasonable shape and will come get them.
Poor folks are not taken care of. Many states have refused federal Medicaid monies, or have purged members. Still a lot of Puritans out there who punish those who are poor or in bad circumstances. Living in the US is fragile.Medicaid - Statistics & Facts | Statista
Many things have been a fight with Medicare, as well. If you have an uncommon ailment, it is work to get what you need. Although your carrier matters, the level of care depends on the policy you chose. Doctors have a lot of clerical expense as well as dealing with delayed payments from Medicare.
I was so excited to see the $2K cap on Medicare Part D expenses. We have had $8-10K costs for years. Last year I saved enough to cover the $8K because I really did wonder if the $2K would hold. Now with Musk and Congressional meddling, I am worried all over again.
Last update was 1983. It is fairly lazy for Congress to just increase the age of full retirement and call it good. As the generations change, the FICO tax can vary, and should. Physical laborers have a difficult time making it to 65, and if they are the main earner, this leaves the wives at risk.
Comments
Getting older definitely requires more maintenance. Like the house (new roof, water heater, HVAC), continuous movement, high nutrition and getting current with that yearly physical and dental are important to update before retirement.
Post: One Man’s Junk
Link to comment from February 14, 2025
Pick out a few things to sell--I've done that with things I love that the kids do not want: but nothing under $20. Takes awhile to sell or give away. Kitchen/bedding/bathroom items are needed by people being rehomed so that is easy. Old towels go to animal shelter. Lots of places love old couches/chairs that are in reasonable shape and will come get them.
Post: My House Divided
Link to comment from February 14, 2025
Agree with you about Tucson.
Post: My House Divided
Link to comment from February 14, 2025
Poor folks are not taken care of. Many states have refused federal Medicaid monies, or have purged members. Still a lot of Puritans out there who punish those who are poor or in bad circumstances. Living in the US is fragile.Medicaid - Statistics & Facts | Statista
Post: Health care is always unaffordable – not really
Link to comment from February 14, 2025
Last time I had surgery, they wanted $700 up front to schedule. Many people do not have that amount in savings.
Post: Health care is always unaffordable – not really
Link to comment from February 14, 2025
Our insurance premium went up $300 to account for the new Part D. However, it is still cheaper than before.
Post: Health care is always unaffordable – not really
Link to comment from February 14, 2025
Many things have been a fight with Medicare, as well. If you have an uncommon ailment, it is work to get what you need. Although your carrier matters, the level of care depends on the policy you chose. Doctors have a lot of clerical expense as well as dealing with delayed payments from Medicare.
Post: Health care is always unaffordable – not really
Link to comment from February 14, 2025
I was so excited to see the $2K cap on Medicare Part D expenses. We have had $8-10K costs for years. Last year I saved enough to cover the $8K because I really did wonder if the $2K would hold. Now with Musk and Congressional meddling, I am worried all over again.
Post: Health care is always unaffordable – not really
Link to comment from February 14, 2025
I wonder if the GOP sees SS as another profit based thing that should be privatized.
Post: Scrap Social Security. I’ll invest what I pay in payroll taxes and do much better. SS is a scam. Really, asks RDQ
Link to comment from February 14, 2025
Last update was 1983. It is fairly lazy for Congress to just increase the age of full retirement and call it good. As the generations change, the FICO tax can vary, and should. Physical laborers have a difficult time making it to 65, and if they are the main earner, this leaves the wives at risk.
Post: Scrap Social Security. I’ll invest what I pay in payroll taxes and do much better. SS is a scam. Really, asks RDQ
Link to comment from February 14, 2025