rick voorhies

Comments:

• I agree with your responses but I have to add that I think the only Federal program sufficiently funded is Congressional Pay and Perks!

  Post: I’m depressed, not very optimistic about retirement 😱 by R Quinn

  Link to comment from October 2, 2024

• As I have answered my Government students for the last 30 years. They ask, "How can you tell when a politician is lying to you?" My answer has always been, "Their lips are moving." And the US has not truly been a republic since 1824.

  Post: Stay Informed by Marjorie Kondrack

  Link to comment from October 2, 2024

• Personally I always liked waist and waste, especially when they show up incorrectly in the New York Times (NYT) and Washington Post (WP), or Morningstar. I hate the use of the wrong word. Once, a student used a word in the last paragraph of the paper which basically said that the entire paper and all the proofs used were pure crap.

  Post: Rules of the Road by Jonathan Clements

  Link to comment from August 30, 2024

• My wife is different in that she hates to shop most of the time, except in the grocery store. When she needs, and I mean needs, new slacks or a dress I have to drag her out to buy something and even then she wants to walk in, pick up something that looks nice try it on and buy it. End of shopping trip. I am the same way about my closes, but I usually try to take her in and while she tries on one thing I shop for her for several other items for her wardrobe, get her to try them on and buy them for her if they work for her.

  Post: Women and men are different. Quinn’s in trouble again

  Link to comment from August 23, 2024

• Steve, That is kind of light on stocks for me. I was 100% stocks in 1987, 1991, 2001, 2007, and 90% in 2021. I just started adding some bond exposure in 2024 with ishares year numbered TIPs like IBIG for 2030 in a TIPs ladder beginning in 2024 through 2033. But I know what your saying. I am thinking of upping the bond exposure but just never have felt comfortable with bonds. But as my wife says, as long as we don't lose our original stake we're okay.

  Post: Is Small Beautiful? Four Index Choices from Vanguard by Steve Abramowitz

  Link to comment from July 29, 2024

• Steve, This is quite a different missive than normal on Humble Dollar but I thought I would respond. I have most funds at Vanguard however, I do not use all Vanguard funds. I have VTI and VXUS for my main ETF investments but along with those I chose AVUV and AVDV for Small Cap Value and EMXC for Emerging Markets. I also have DFIV for some LCV in International markets. I use SCHP for TIPS as my bond component and FLRN for cash. I knows these are not the lowest fee ETFs but the mix has done well for my wife and I. The stock portion of the portfolio is about 85% and the bond and cash portion is about 15% but of course that changes daily. What do you think? I totally enjoy all the Humble Dollar columns and get some very good ideas from them. JRV

  Post: Is Small Beautiful? Four Index Choices from Vanguard by Steve Abramowitz

  Link to comment from July 28, 2024

• Jerry, Our public library has asked if I will put on a free class on End of Life preparations. I would definitely like to see any information you feel okay sharing concerning your class. I'm thinking of titling the class "If I'm Not Here". What do you think? Rick V

  Post: In My Absence

  Link to comment from April 30, 2024

• Just remember that CCRCs are no guarantee against falling. My wife's elderly (89) year old aunt fell while walking for exercise within a hallway of her building. Two broken wrist, one broken arm, a broken pelvis, two broken collarbones, and a shattered right leg that had to be pinned with rods after 6 weeks of special medications to increase bone density, and then 4 more months of rehab and she was ready to go home with her daughter. The doctors said they believed she hooked her tennis shoe on the carpet and it threw her off balance and she hit the radiator and then the floor. So no matter how young or old, be careful. Of course, her injures may have been exaggerated by the osteosclerosis that she has had for years.

  Post: Thinking Ahead

  Link to comment from July 11, 2023