Veggi Vet

Comments:

• When I started investing, I held around 15% in VWO, the Vanguard ETF for emerging markets. After underperforming for quite a while, I sold it. I now obtain my global 'diversification' from holding the entire US stock market with VTI. Sometimes long term trends are what they are for a reason.

  Post: French Connection

  Link to comment from April 17, 2024

• Hippocrates said 'Let food be thy medicine'. Sound advice then, even sounder advice now that we are more reliant on pharmacologic drugs to treat our most common killers: lifestyle diseases.

  Post: Eat Sleep Move

  Link to comment from April 10, 2024

• Like a stock picker getting lucky on his/her first pick, the odds are against your son's success continuing in any type of consistent fashion. He probably would have been better off tanking his first year, which would have provided a strong incentive to pursue a more productive line of work. His incentive at this point probably focuses on repeating that first years' success, just like the habitual stock picker attempts to ferret out the next Apple or Nividia... The close relationship you have developed with him is wonderful, but it may make it more difficult for you to realize when your support has indeed become an enabling device for a potential gambling addiction, as you said yourself.

  Post: Against the Odds

  Link to comment from April 3, 2024

• If there was a 'Truth in Naming' law, they'd have to call it Medicare Disadvantage...glad things worked out for your mother eventually. Living in NY has some 'advantages'.

  Post: What Advantage?

  Link to comment from March 27, 2024

• My financial intuition told me it was a good idea to do this when I bought my first home back in 1988. Thanks to this excellent explanation, now I know why! Thanks, Jonathan for another excellent article!

  Post: Matters of Principal

  Link to comment from March 23, 2024

• I've decided to hold VTI instead of VT to avoid the increased currency/political risk that foreign-based companies are subject to.

  Post: Asking Myself

  Link to comment from March 16, 2024

• Of course, but I didn't pay high taxes while I was working, either!

  Post: Targeting Taxes

  Link to comment from March 14, 2024

• If someone has enough assets in a Roth IRA to cover all future living expenses, and has an RMD of under $100k, that person should be able to live out the rest of life tax free if they max out their QCD annually, correct? Assume that his/her SS benefits fall under the taxable minimum for the sake of this question.

  Post: Targeting Taxes

  Link to comment from March 13, 2024

• Many of these points resonate with me. I've never used a spreadsheet. My investment in two stocks that outperformed the market by a significant margin allowed me to retire early. I started SS @ 63. The return on my portfolio, along with SS benefits, is greater than my expenses, so I'm still in saving/investing mode in retirement. Thanks for posting this article!

  Post: He Asked, I Answered

  Link to comment from March 9, 2024

• So why can't the IRS just add a box for QCDs on the line for IRA distributions to make it super simple? I plan to use this strategy to make my entire RMD tax free, and use my Roth for all expenses.

  Post: QCDs and Me

  Link to comment from March 6, 2024