RQ
thnx for another informative article
I have been lucky in life by being able to save and spend at the same time so the averages have no meaning to me. I also take SS and 100% P&T from the VA with that there is no need to take any money from our Roth and other Mutual Fund which we use for our Emergency Fund. We are lucky to live in a country that treats us fairly
Keep up the good work to make people think......Right or Wrong
RQ
good article as ALL of yours are even if I disagree gives me another viewpoint
for us there is no magic number ........as long as we have a positive cash flow and an emergency fund I feel we will be fine
leave RQ alone all he is trying to do is make us think and make up our own mind.......mine and mt wife was to tale at 62 because we already had a cash flow so the extra has paid for rounds pf golf and dinners out for me it has been 18 years of joy.......too each there own
money held in accounts is that just paper statement and that is why I carry $300 in my pocket just in case the Cyber World has a melt down........I feel I can weather the storm until the Nerds fix what ever code they need.....the world did not end on Y2K so I think they have a handle on it that is why I still have a flip phone.......KISS
this is one I would not like to revisit it but it happened........we had just returned from a great golf trip to Ireland and sitting with morning coffee watching the Today show at 8:45 AM 9/11/01 than it happened.......we recovered from this as we will from the Market selloff .....we are resilient and look forwards also learn from history
our LTC insurance is the VA they pay for home care and if it gets going to a LTC home the VA uses your SS so no additional outlay.......we are covered with no cost to us except my service time and exposure to AO which haunts me today
I never worked for a that had any type of retirement so when I quite working I invested in Vanguard Wellington Fund and never looked back......if the fund goes down 10% I invest more money....I am now 78 with a comfortable nest egg and a very positive cash flow income which include SS and a VA benefit so my Wellington is my Emergency Fund...life is good
we are lucky enough to have a stable life style....all of our monthly expenses are covered by our Social Security payments our fun monies are my VA benefits and my wife's part-time work...our investments are our Emergency Funds which we do not touch unless needed......we have a Roth so no RMD.....we live well within our means but well enough to enjoy life when we want with no worries about monies....our we lucky or well prepared I think both
Good Luck Jonathan we are both on a Cancer Journey and hope it is long
Comments
RQ thnx for another informative article I have been lucky in life by being able to save and spend at the same time so the averages have no meaning to me. I also take SS and 100% P&T from the VA with that there is no need to take any money from our Roth and other Mutual Fund which we use for our Emergency Fund. We are lucky to live in a country that treats us fairly Keep up the good work to make people think......Right or Wrong
Post: The real world of saving, income and retirement beyond the HD community – cause for guilt?
Link to comment from September 30, 2025
RQ good article as ALL of yours are even if I disagree gives me another viewpoint for us there is no magic number ........as long as we have a positive cash flow and an emergency fund I feel we will be fine
Post: There is no magic number – and it sure isn’t $1 million
Link to comment from September 11, 2025
leave RQ alone all he is trying to do is make us think and make up our own mind.......mine and mt wife was to tale at 62 because we already had a cash flow so the extra has paid for rounds pf golf and dinners out for me it has been 18 years of joy.......too each there own
Post: Rehashing the age 70 thing. Tell Dear Dickie what is it that he doesn’t get about SS at age 70?
Link to comment from August 22, 2025
money held in accounts is that just paper statement and that is why I carry $300 in my pocket just in case the Cyber World has a melt down........I feel I can weather the storm until the Nerds fix what ever code they need.....the world did not end on Y2K so I think they have a handle on it that is why I still have a flip phone.......KISS
Post: Have you seen your money lately?
Link to comment from August 13, 2025
quote Mark Cuban...."I'm happy to send $275 million for my taxes"
Post: The great uninformed and misinformed population worries Quinn
Link to comment from April 19, 2025
to solve the cart problem shop at Aldis put a quarter in take get quarter back when return..........also you will a few bucks.........haha
Post: RDQ There is so much to rant about these days. Let’s go for the people who don’t believe facts-perhaps about Social Security
Link to comment from April 12, 2025
this is one I would not like to revisit it but it happened........we had just returned from a great golf trip to Ireland and sitting with morning coffee watching the Today show at 8:45 AM 9/11/01 than it happened.......we recovered from this as we will from the Market selloff .....we are resilient and look forwards also learn from history
Post: Hitting Repeat
Link to comment from April 5, 2025
our LTC insurance is the VA they pay for home care and if it gets going to a LTC home the VA uses your SS so no additional outlay.......we are covered with no cost to us except my service time and exposure to AO which haunts me today
Post: How Are You Planning to Pay for Potential Long Term Care Expenses?
Link to comment from February 8, 2025
I never worked for a that had any type of retirement so when I quite working I invested in Vanguard Wellington Fund and never looked back......if the fund goes down 10% I invest more money....I am now 78 with a comfortable nest egg and a very positive cash flow income which include SS and a VA benefit so my Wellington is my Emergency Fund...life is good
Post: Simplicity Is a Virtue
Link to comment from February 8, 2025
we are lucky enough to have a stable life style....all of our monthly expenses are covered by our Social Security payments our fun monies are my VA benefits and my wife's part-time work...our investments are our Emergency Funds which we do not touch unless needed......we have a Roth so no RMD.....we live well within our means but well enough to enjoy life when we want with no worries about monies....our we lucky or well prepared I think both Good Luck Jonathan we are both on a Cancer Journey and hope it is long
Post: Spending It
Link to comment from January 11, 2025