I’m sorry I ever bought an Ibond and hope to liquidate my small account before the deadline. My credit union recently merged into a larger one, so my checking account was changed. TD cannot, for some reason, verify my new account. I even got an agent on the phone, no success. Every other financial institution I deal with was able to verify my new bank account, not TD. The IRS accepted quarterly tax payment from the new account, but TD cannot verify it. I now have to mail in, USPS, a form with all my information with Signature Guarantee. I just want out.
Despite my best efforts and a lot of reading on TIPSWATCH.com, I still don’t understand TIPS, so my bond allocation is invested Short Term Treasury Bond ETF. Am I alone? I am counting on stocks and social security to hedge inflation risks. Setting up a TIPS ladder seems daunting.
Good to be aware of these rules and IRMMA does apply to me. At the same time, I consider IRMMA not as a tax, but as greater cost sharing for hMedicare insurance premiums, which is less than what I paid for health insurance during my working years.
My mother shared your concerns and her gold coins helped her sleep at night. I inherited them and want to sell, but inertia and sorting through buyers, buy/sell spread, taxes, etc. slow me down.
Thank you for sharing this with us. Like Jonathan, you are a living example on how to live the joys and meet the challenges of growing older. Peace to you and your family.
I go on morning walks and do physical therapy exercises most days. I take a lot of classes through my local senior center and Osher Lifelong Learning Institute (OLLI, national continuing education for seniors). I also attend music concerts, theater performances and movies with interest groups through Olli and senior center. I loved working. I also love not working. I am financially secure thanks to reading Jonathan and other Bogle investors when I was saving for this time in my life.
Comments
Article behind a paywall. Perhaps I can get through my library.
Post: Two Fraudulent Attempts to Withdraw Funds in Two Days
Link to comment from September 22, 2026
I’m sorry I ever bought an Ibond and hope to liquidate my small account before the deadline. My credit union recently merged into a larger one, so my checking account was changed. TD cannot, for some reason, verify my new account. I even got an agent on the phone, no success. Every other financial institution I deal with was able to verify my new bank account, not TD. The IRS accepted quarterly tax payment from the new account, but TD cannot verify it. I now have to mail in, USPS, a form with all my information with Signature Guarantee. I just want out.
Post: What to do about the new ID.me login requirement at TreasuryDirect
Link to comment from September 15, 2026
Ugh. Can I redeem my one I-Bond (purchased 2022) now and declare taxes on the difference in buy/sell. I do not want a third party ID.ME account.
Post: TreasuryDirect changing login procedure to mandate ID.me later in 2026
Link to comment from August 17, 2026
Despite my best efforts and a lot of reading on TIPSWATCH.com, I still don’t understand TIPS, so my bond allocation is invested Short Term Treasury Bond ETF. Am I alone? I am counting on stocks and social security to hedge inflation risks. Setting up a TIPS ladder seems daunting.
Post: Treasury Inflation Protected Securities (TIPS) are a Generational Bargain Right Now
Link to comment from July 28, 2026
Good to be aware of these rules and IRMMA does apply to me. At the same time, I consider IRMMA not as a tax, but as greater cost sharing for hMedicare insurance premiums, which is less than what I paid for health insurance during my working years.
Post: A $30,000 Mistake
Link to comment from July 4, 2026
My mother shared your concerns and her gold coins helped her sleep at night. I inherited them and want to sell, but inertia and sorting through buyers, buy/sell spread, taxes, etc. slow me down.
Post: Why I Own Gold Bars
Link to comment from March 12, 2026
Thank you for sharing this with us. Like Jonathan, you are a living example on how to live the joys and meet the challenges of growing older. Peace to you and your family.
Post: No, it is not a scam
Link to comment from March 11, 2026
I share your love of spreadsheets but you win in humor. Never underestimate an engineer’s ability to write!
Post: Yes, I am a NIIT wit
Link to comment from February 11, 2026
I go on morning walks and do physical therapy exercises most days. I take a lot of classes through my local senior center and Osher Lifelong Learning Institute (OLLI, national continuing education for seniors). I also attend music concerts, theater performances and movies with interest groups through Olli and senior center. I loved working. I also love not working. I am financially secure thanks to reading Jonathan and other Bogle investors when I was saving for this time in my life.
Post: What does your daily schedule look like?
Link to comment from November 1, 2025
I will be there in spirit. Perhaps attendees can post a group picture.
Post: November 7 HumbleDollar Reader/Writer Meet Up
Link to comment from October 5, 2025