Good to be aware of these rules and IRMMA does apply to me. At the same time, I consider IRMMA not as a tax, but as greater cost sharing for hMedicare insurance premiums, which is less than what I paid for health insurance during my working years.
My mother shared your concerns and her gold coins helped her sleep at night. I inherited them and want to sell, but inertia and sorting through buyers, buy/sell spread, taxes, etc. slow me down.
Thank you for sharing this with us. Like Jonathan, you are a living example on how to live the joys and meet the challenges of growing older. Peace to you and your family.
I go on morning walks and do physical therapy exercises most days. I take a lot of classes through my local senior center and Osher Lifelong Learning Institute (OLLI, national continuing education for seniors). I also attend music concerts, theater performances and movies with interest groups through Olli and senior center. I loved working. I also love not working. I am financially secure thanks to reading Jonathan and other Bogle investors when I was saving for this time in my life.
My deepest condolences to Elaine and the rest of Jonathan’s family. Jonathan became my personal finance guide when I found him in the Wall Street Journal years ago. It is impossible to overstate the impact he on me. Rest in peace, Jonathan.
A kindred spirit. I think about use and maintenance before adding things to my life. It might look like I’m frugal but it is a lifestyle choice for me.
Comments
Good to be aware of these rules and IRMMA does apply to me. At the same time, I consider IRMMA not as a tax, but as greater cost sharing for hMedicare insurance premiums, which is less than what I paid for health insurance during my working years.
Post: A $30,000 Mistake
Link to comment from July 4, 2026
My mother shared your concerns and her gold coins helped her sleep at night. I inherited them and want to sell, but inertia and sorting through buyers, buy/sell spread, taxes, etc. slow me down.
Post: Why I Own Gold Bars
Link to comment from March 12, 2026
Thank you for sharing this with us. Like Jonathan, you are a living example on how to live the joys and meet the challenges of growing older. Peace to you and your family.
Post: No, it is not a scam
Link to comment from March 11, 2026
I share your love of spreadsheets but you win in humor. Never underestimate an engineer’s ability to write!
Post: Yes, I am a NIIT wit
Link to comment from February 11, 2026
I go on morning walks and do physical therapy exercises most days. I take a lot of classes through my local senior center and Osher Lifelong Learning Institute (OLLI, national continuing education for seniors). I also attend music concerts, theater performances and movies with interest groups through Olli and senior center. I loved working. I also love not working. I am financially secure thanks to reading Jonathan and other Bogle investors when I was saving for this time in my life.
Post: What does your daily schedule look like?
Link to comment from November 1, 2025
I will be there in spirit. Perhaps attendees can post a group picture.
Post: November 7 HumbleDollar Reader/Writer Meet Up
Link to comment from October 5, 2025
My deepest condolences to Elaine and the rest of Jonathan’s family. Jonathan became my personal finance guide when I found him in the Wall Street Journal years ago. It is impossible to overstate the impact he on me. Rest in peace, Jonathan.
Post: Farewell Friends
Link to comment from September 23, 2025
I inherited a some gold coins and would love to sell. It is complicated. I read how to sell them and “I’ll think about that tomorrow” takes over.
Post: Current status of diversification
Link to comment from September 4, 2025
A kindred spirit. I think about use and maintenance before adding things to my life. It might look like I’m frugal but it is a lifestyle choice for me.
Post: Frugality, Minimalism, and Aligning Values
Link to comment from August 25, 2025
I think of SS as insurance. I am fortunate,I can afford to support myself until 70. I know a lot of healthy 90+ year old women.
Post: Rehashing the age 70 thing. Tell Dear Dickie what is it that he doesn’t get about SS at age 70?
Link to comment from August 22, 2025