I joined local senior center and takes various dance classes. Dancing is great exercise, challenging my muscles, balance, endurance and brain, all in a community setting. I’ve met many great active seniors. I am going to tap dance this morning. We are a serious team working on our Spring recital!
I share your concerns and your corporate experience with “productivity consultants”. I’m sufficiently diversified and planning to stay the course with my investments. I’m watching SS and Medicare but not ready to say “it’s different this time”.
Travel is the focus for so many of my retired friends, many going on multiple international trips every year and always planning the next one. I love hearing about their adventures, but I find travel, airports and crowds exhausting. I prefer my daily routines at home, continuing education classes, theater and music performances with friends. Thank you for validating travel is not for everyone.
I loved working and love not working. Life continues and endlessly interesting. I am lucky I read people like Jonathan and Bogle along the way to plan financially.
“Pink collar” gal here, also financially independent and secure with a solid understanding of financial basics, thanks to Jonathan and HD. I truly can’t thank you enough.
I have a single 80+ year old aunt who has made zero arrangements for declining health challenges. She has had three operations and many trips to the ER in the past two year. She has many nieces and nephews but relying on three female nieces she still talks to. Problem is we all live 1-1/2 hours away. Of course I will help a family member but she has no plan and refuses to talk about it. We lurch from one crisis to another. If I am going to be part of her “solution” I need to be part a plan. She refuses to talk about it. I’m stuck, not wanting to abandon her.
Currently all of my bonds are in Traditional IRA : Total Bond Fund VBTLX 14%, Short Term Treasury VGSH 9%. I agree with Jonathan’s thinking of taking risks on the equity side and using bonds for stability during down markets. I prefer treasuries only. I want to move from VBTLX to a mix of Short and Intermediate Treasury ETFs, but am still waiting for VBTLX to recover from 2021-2022 loss. Am I thinking about this correctly in waiting?
Comments
Jonathan, Do you hold TIPS?
Post: Bond Index Funds or Something Else?
Link to comment from February 2, 2025
I joined local senior center and takes various dance classes. Dancing is great exercise, challenging my muscles, balance, endurance and brain, all in a community setting. I’ve met many great active seniors. I am going to tap dance this morning. We are a serious team working on our Spring recital!
Post: A Balanced Retirement by Marjorie Kondrack
Link to comment from January 30, 2025
I share your concerns and your corporate experience with “productivity consultants”. I’m sufficiently diversified and planning to stay the course with my investments. I’m watching SS and Medicare but not ready to say “it’s different this time”.
Post: Limits of Power by Jonathan Clements
Link to comment from January 18, 2025
Morningstar has been forecasting higher returns for non-US stocks for at least the past two years. Eventually they might be right.
Post: Is There a Change Coming in the Direction of the Markets’ Winds?
Link to comment from January 15, 2025
Travel is the focus for so many of my retired friends, many going on multiple international trips every year and always planning the next one. I love hearing about their adventures, but I find travel, airports and crowds exhausting. I prefer my daily routines at home, continuing education classes, theater and music performances with friends. Thank you for validating travel is not for everyone.
Post: No “Go-Go” by Kristine Hayes Nibler
Link to comment from January 12, 2025
I loved working and love not working. Life continues and endlessly interesting. I am lucky I read people like Jonathan and Bogle along the way to plan financially.
Post: Revising Retirement by Marjorie Kondrack
Link to comment from December 29, 2024
“Pink collar” gal here, also financially independent and secure with a solid understanding of financial basics, thanks to Jonathan and HD. I truly can’t thank you enough.
Post: Model Behavior
Link to comment from December 23, 2024
I have a single 80+ year old aunt who has made zero arrangements for declining health challenges. She has had three operations and many trips to the ER in the past two year. She has many nieces and nephews but relying on three female nieces she still talks to. Problem is we all live 1-1/2 hours away. Of course I will help a family member but she has no plan and refuses to talk about it. We lurch from one crisis to another. If I am going to be part of her “solution” I need to be part a plan. She refuses to talk about it. I’m stuck, not wanting to abandon her.
Post: The Oldest Daughter Dilemma
Link to comment from December 15, 2024
Eat them every day, breakfast and dinner dessert. Costco sells an excellent 3lb bag, frozen organic.
Post: Health Is Wealth
Link to comment from October 23, 2024
Currently all of my bonds are in Traditional IRA : Total Bond Fund VBTLX 14%, Short Term Treasury VGSH 9%. I agree with Jonathan’s thinking of taking risks on the equity side and using bonds for stability during down markets. I prefer treasuries only. I want to move from VBTLX to a mix of Short and Intermediate Treasury ETFs, but am still waiting for VBTLX to recover from 2021-2022 loss. Am I thinking about this correctly in waiting?
Post: How should I allocate my bond funds?
Link to comment from October 11, 2024