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Kathy C

    Forum Posts:

    Comments:

    • From my mom: Don't go into debt. Buy only what you can afford. Live below your means.

      Post: What financial lessons—good or bad—did you learn from your parents?

      Link to comment from April 20, 2024

    • You fail to plan, you plan to fail. Warren Buffet

      Post: What’s your favorite financial quote?

      Link to comment from April 6, 2024

    • Going out to eat!!!!! and GAS in CA

      Post: What everyday purchase do you consider most overpriced?

      Link to comment from April 6, 2024

    • Living WELL below your means, get that emergency account established with 9 mos. of living costs, save for retirement as soon as you get a job!!!

      Post: What’s the most important financial concept?

      Link to comment from April 6, 2024

    • NEVER. Most credit cards extend the manufacturer warranty up to one year longer (typically double what is stated up to 1 year.)

      Post: When does it make sense to buy the extended warranty, if ever?

      Link to comment from December 30, 2023

    • I subscribe to many travel emails. Some with a fee for better deals. I use the credit card game to sometimes book on their sites using points and earning points for that purchase. ALWAYS book airfare FIRST based upon the best/cheapest days to travel Look at the calendar on Google Flights. Then when you find a great deal, THEN look for accommodations, which are much easier. Most people do things backward... find where they want to go, book certain days, then find the flights... WRONG!!

      Post: How do you save money on travel costs?

      Link to comment from December 30, 2023

    • YEARS ago, at the beginning when I was seated and the server came to take a drink order while mulling over the menu, I used to ask them: Do you know what compensatory means? 99% looked at me dumbfounded. I then said do you know what compensate means..... I then used it in a sentence.: Your tip is compensatory based on the quality of service I receive. :) I usually got better service. ;)

      Post: Is it okay not to leave a tip at a full-service restaurant?

      Link to comment from December 30, 2023

    • If I had ever had service so bad as to not want to leave a tip, I'd ask to speak to a manager to let them know what my experience was like. Maybe the server just had a difficult day or is having a tough time in life, and it crossed over into work that they couldn't do without the money. Just not leaving a tip doesn't fix the bad service situation. On typical to good service, I leave a tip from 15-20%. On ONE occasion, after receiving our beverages after 30 min, and after another 45 or so not getting the order, we just walked out. I called the restaurant the next day and let them know what had happened. It was busy, but not THAT busy to not even get our food. I think the order was never put in.

      Post: Is it okay not to leave a tip at a full-service restaurant?

      Link to comment from December 30, 2023

    • I would first tithe 10%. next, I'd buy a reasonable house for my sister to live in or use as a rental to live where she'd like. I would then redo my kitchen cabinets and bathrooms. Next, I'd pay off my husband's debts (car) and invest the rest. One of the investments would be a travel fund where we'd fly business class when flying long distances across an ocean. If I got the urge again, I'd buy a business property: self-storage, or RV parking. :) I have more than enough residential rentals.

      Post: If you inherited an unexpected $5 million, how would you use the money?

      Link to comment from December 16, 2023

    • When I first got married moved out of the house for the first time I kept a strict budget I think following a budget for several years help me to more or less know now and retirement what I have and don't have not have to watch it so closely. I highly recommend it for people and debt or those just starting out to actually see where your money goes or has gone.

      Post: Should folks create and follow a written budget?

      Link to comment from October 7, 2023

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