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    • This issue is most important for the DIY investor since your Financial Advisor usually guides the surviving spouse (they ought to for the thousands or tens of thousands you pay them each yr). People smarter than me (Rational Reminder) say the issue isn't income but asset allocation as you can always sell off pieces to provide income. Humanoids that have always had a paycheck want some replacement check to feel comfy, even if it provides a lower IRR like annuities or dividends. I guess I am one that can't have 100% stock and pick off some shares when I need, even though those smart people have said it ends up with a higher number.

      Post: How have you financially protected a surviving spouse or dependent?

      Link to comment from August 10, 2024

    • 3 month t bill is 2.44%

      Post: Cash No Longer Trash

      Link to comment from August 6, 2022

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