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    • Just to emphasize a step you have already taken: match your living situation to where you see your physical needs down the road. If you have bad knees in your 50s, one-level living should be your goal, switch out toilets for taller ones, replace carpets with walker-friendly flooring. Also, don’t leave a mess for your heirs. Get a handle on your possessions and make your estate plan comprehensive, accessible and shared with those who need to know.

      Post: What wisdom can you share?

      Link to comment from February 10, 2025

    • SCao, a very thoughtful and gracious forum entry. Like you we have some investing (and spending) mistakes, but we are trying to take our knowledge now to help younger family members by, for example, funding Roths for working teens and 20-somethings to at least give them a head start on retirement. We use the occasion to talk about financial planning and compound interest, hopefully something they will appreciate down the road though it’s pretty abstruse this early for the teens.

      Post: Kindly Compounding

      Link to comment from February 6, 2025

    • There are reasons I would not now recommend the TIAA guaranteed annuity route, but we started those in the 80s, and both of us came from backgrounds with much family financial turbulence, so it made sense at the time. Now, with other saving and investment we could fully fund LTC coverage so we won’t take out policies, but I think your idea is a good one to hedge maybe half the cost per day of LTC.

      Post: How Are You Planning to Pay for Potential Long Term Care Expenses?

      Link to comment from February 6, 2025

    • Thank you, Marjorie, that pen name was automatically assigned by the Wordpress gods.

      Post: A Balanced Retirement by Marjorie Kondrack

      Link to comment from February 1, 2025

    • Social Security tax on AI agents and robots.

      Post: Should Social Security benefits be income tax free?

      Link to comment from February 1, 2025

    • Reading through comments, many have simplied finances through retirement—that seems to be what Jonathan has done in a hurry post-diagnosis, closing/merging accounts and retitling. Also educating beneficiaries, though he has not had many details on this aspect.

      Post: I’ve stolen the words Willful Ignorance and Disengagement from a prior forum post.

      Link to comment from January 30, 2025

    • Some of this resonates, but I always keep in mind that in science, computing, engineering and many other fields there is just a lot more information to cram in the same number of years of education.

      Post: Making money – out of touch with the good old days. Maybe just a little rant by RDQ

      Link to comment from January 30, 2025

    • To your comment about traction, one really helpful aspect of the Gates Foundation and some other large charitable orgs/family philanthropies is their transparency, i.e., willingness to spend resources on publishing their failures as well as their successes. Gates Open Research has been a valuable tool for sharing the good and the bad from vaccines research to educational outcomes.

      Post: Does Charitable Giving Make Things Better?

      Link to comment from January 30, 2025

    • In prep for retirement my husband and I joined an online Great Books reading group. Because so much of this literature is in translation we are having fun dipping into to various translations thanks to Libby and used bookmarks stores. Like Edmund, we are also going down the slippery slope of chess after not having played for 30 years.

      Post: A Balanced Retirement by Marjorie Kondrack

      Link to comment from January 29, 2025

    • But please post a follow up after he clarifies this system. Was it something of his own devise or from business school?

      Post: The Draw of Cash

      Link to comment from January 29, 2025

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