According to Gemini, the deaths in the US are projected to peak in 2055 and then slowly decrease. While Boomers had a smaller birth rate than their parents, their large numbers resulted in a large number of Gen Xers (1965-1980).
Our CCRC's pull cords have sensors that detect movement which is checked at the concierge's station, so we don't need to open our doors. Pendants/watches would be nice in case we couldn't make it to a pull cord, even though there is one in each room. However, I'm too wedded to my Apple watch to wear both.
Does the predicted reduction in SS benefits include the increase in the amount of Part B premiums that will be dedected? There is also an article in today's WSJ that projects IRMAA charges alone are projected to increase 30% from 2026 to 2030.
My father was a general practicioner who had a solo practice until he died prematurely of a stroke at age 65 in 1987 (I remember going on a few evening house calls with him when he used a spot light to identify patients house addresses). More than 1,000 people, mostly his patients, attended his funeral. Unfortunately, I think it is clear that the independent medical practices like his will soon be history.
When I moved to NYC in 1994, I was able to find an excellent family solo practicioner. However, after ~20 years he decided dealing with insurance companies was too expensive and stressful so he joined the NYU medical system. While his missed his independence he said that he was surprised to find that being relieved from much of the stress he experienced in private practice had rejuvenated his enjoyment of being a physician.
What I don't understand about your article is your sole focus on Cigna. Are we to assume that you don't have any problems with all of the other insurers?
My wife and I have been on Aetna MA since we retired in 2019 because it is covered by her retirement benefit program as a former City of NY employee (she was a professor at CUNY). We have never had a problem finding high quality health care providers but I suspect that the large number of retirees in this plan gives the City of NY bargaining power that individual MA participants lack.
I looked at the link to research and while there are many summaries of research on social media and couldn't find any that dealt with the issue of upvotes versus downvotes. If you are aware of one, please post a direct link to it.
Market odds from analysts are currently about 95% that the Fed won't change rates at its meeting at the end of this month. Thus, I would take a wait and see approach for now.
There is evidence that, on average, women tend to be more conservative investors. Unfortunately, while I know it wasn't your intention, some of what your wrote could be viewed as having a sexist tone. What follows is how I developed into a sensitive, neurotic investor,Women more than men would be my ally. I was destined for a scaredy-cat existence.Where do investors like me tend to hide? You’ll find us in the maternal domains of the fund universe. Note that your descriptions of your feminine investing approach include neurotic, scaredy-cat, and tend to hide.
Comments
According to Gemini, the deaths in the US are projected to peak in 2055 and then slowly decrease. While Boomers had a smaller birth rate than their parents, their large numbers resulted in a large number of Gen Xers (1965-1980).
Post: Social Security is not going bankrupt, but that is not the full story
Link to comment from January 24, 2026
Our CCRC's pull cords have sensors that detect movement which is checked at the concierge's station, so we don't need to open our doors. Pendants/watches would be nice in case we couldn't make it to a pull cord, even though there is one in each room. However, I'm too wedded to my Apple watch to wear both.
Post: Smart Watch
Link to comment from January 23, 2026
Does the predicted reduction in SS benefits include the increase in the amount of Part B premiums that will be dedected? There is also an article in today's WSJ that projects IRMAA charges alone are projected to increase 30% from 2026 to 2030.
Post: Social Security is not going bankrupt, but that is not the full story
Link to comment from January 23, 2026
My father was a general practicioner who had a solo practice until he died prematurely of a stroke at age 65 in 1987 (I remember going on a few evening house calls with him when he used a spot light to identify patients house addresses). More than 1,000 people, mostly his patients, attended his funeral. Unfortunately, I think it is clear that the independent medical practices like his will soon be history. When I moved to NYC in 1994, I was able to find an excellent family solo practicioner. However, after ~20 years he decided dealing with insurance companies was too expensive and stressful so he joined the NYU medical system. While his missed his independence he said that he was surprised to find that being relieved from much of the stress he experienced in private practice had rejuvenated his enjoyment of being a physician.
Post: Overpaid?
Link to comment from January 22, 2026
What I don't understand about your article is your sole focus on Cigna. Are we to assume that you don't have any problems with all of the other insurers?
Post: Overpaid?
Link to comment from January 19, 2026
My wife and I have been on Aetna MA since we retired in 2019 because it is covered by her retirement benefit program as a former City of NY employee (she was a professor at CUNY). We have never had a problem finding high quality health care providers but I suspect that the large number of retirees in this plan gives the City of NY bargaining power that individual MA participants lack.
Post: How important is planning for Medicare premiums in retirement? VERY!
Link to comment from January 15, 2026
Only about 1/3 of psychiatrists accept Medicare.
Post: How important is planning for Medicare premiums in retirement? VERY!
Link to comment from January 15, 2026
I looked at the link to research and while there are many summaries of research on social media and couldn't find any that dealt with the issue of upvotes versus downvotes. If you are aware of one, please post a direct link to it.
Post: The “Mean Girls”/Junior High Bullies at HumbleDollar
Link to comment from January 13, 2026
Market odds from analysts are currently about 95% that the Fed won't change rates at its meeting at the end of this month. Thus, I would take a wait and see approach for now.
Post: Should I Lock in CD Rates Now or Stay in Money Market?
Link to comment from January 13, 2026
There is evidence that, on average, women tend to be more conservative investors. Unfortunately, while I know it wasn't your intention, some of what your wrote could be viewed as having a sexist tone. What follows is how I developed into a sensitive, neurotic investor, Women more than men would be my ally. I was destined for a scaredy-cat existence. Where do investors like me tend to hide? You’ll find us in the maternal domains of the fund universe. Note that your descriptions of your feminine investing approach include neurotic, scaredy-cat, and tend to hide.
Post: Investing Softly
Link to comment from January 25, 2024