I’ve never understood the need to pay big bucks for a steak I can make just as well at home. Texas Roadhouse or Longhorn Steakhouse are good values. Usually when we go out it’s for ethnic food that we can’t make at home. Or bbq. Here in the South, you definitely don’t need to spend big bucks on great bbq.
I would add one thing about leaving assets to your children. Be transparent. Let them know what the plan is and your reasoning. They may have valuable input and offer differing perspectives that might not occur to us.
Most of the southern states have lower costs of living. We retired to Georgia from California. Not because of the cost of living but because our oldest son and grandkids are here. But the lower cost of living is a nice side benefit. Wouldn’t be our first choice. We lived in Colorado for 7 years and that is where my heart is. But my wife could no longer tolerate the snow.
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You must listen to David Sedaris narration of his experience as a department store Santa Claus elf. A classic…and hilarious!
Post: Purple Handcuffs and the Gift of Time
Link to comment from November 12, 2025
I’ve never understood the need to pay big bucks for a steak I can make just as well at home. Texas Roadhouse or Longhorn Steakhouse are good values. Usually when we go out it’s for ethnic food that we can’t make at home. Or bbq. Here in the South, you definitely don’t need to spend big bucks on great bbq.
Post: Three Peas and a Reality Check. (A Very Tiny Rant)
Link to comment from November 5, 2025
My 5 year old, $1500 fridge does that also. Our son has a fridge that’s connected to the internet. Hard pass on that!
Post: Have you purchased an appliance lately? Talk about sticker shock.
Link to comment from September 21, 2025
I would add one thing about leaving assets to your children. Be transparent. Let them know what the plan is and your reasoning. They may have valuable input and offer differing perspectives that might not occur to us.
Post: Navigating the Unknowns of Financial Decisions
Link to comment from September 13, 2025
Obviously if you have a pension that “magic number “ is much easier to achieve.
Post: How Much to Save to Retire?
Link to comment from September 7, 2025
Most of the southern states have lower costs of living. We retired to Georgia from California. Not because of the cost of living but because our oldest son and grandkids are here. But the lower cost of living is a nice side benefit. Wouldn’t be our first choice. We lived in Colorado for 7 years and that is where my heart is. But my wife could no longer tolerate the snow.
Post: How Much to Save to Retire?
Link to comment from September 7, 2025
I’m starting by increasing my donation to PBS in light of elimination of Federal funding to public broadcasting.
Post: Big Beautiful Bill Response
Link to comment from September 7, 2025
Sometimes too much information isn’t a good thing. If you hadn’t been able to track your precious records, all of that angst could have been avoided!
Post: A Record Journey
Link to comment from August 20, 2025
Pension and SS more than covers our lifestyle, at least for now.
Post: Is 4.7% the New 4% Safe Withdrawal Rate
Link to comment from August 20, 2025
Pretty sure he’ll change his mind the closer he gets to 75. At 71, I have no intention of dying at 75!🤣
Post: Playing the Long Game
Link to comment from August 18, 2025