Mark Grady

Comments:

• Richard, Happy 80th Birthday, wishing you many more. I read HD daily and always enjoy your articles and your often tongue and cheek outlook on the financial impact of the many events we experience in our life. You have a very pragmatic outlook that is hard to disagree with and your responses usually put a smile on my face. Thank you for the gift of your past contributions and I hope we continue to hear from you in the future.

  Post: Four Score Wisdom

  Link to comment from November 7, 2023

• These are all great ideas for how to spend time in retirement. I would like to add to this list Service Clubs. In the past people joined service clubs to promote their careers. In retirement they serve as a great source of fellowship and satisfaction from participating in activities that serve the youth and at risk members of your community. My choice of service organizations is Rotary International. You can easily find a club in your area online and your response will most likely generate an invitation to join them as a guest at their weekly club meeting. Give Rotary a try .

  Post: It’s Who You Know

  Link to comment from July 2, 2021

• One point that seems to be overlooked in this discussion is that distributions from a 529 account do not need to be spent on getting a college degree. Trade schools and other qualified programs also qualify for tax free distributions as well as supplies and living expenses if these programs are considered full time..

  Post: Beyond Saving

  Link to comment from June 21, 2021

• Jonathan, I can relate to your biking experiences. I have ridden road bikes for most of my adult life and have been reading your work since your days at the WSJ. I have had 3 trips to ER from bike accidents in addition from the failures to clip out of the pedals in time to stay upright. The first time was on RAGBRAI in Iowa when my front tire got caught in a wide crack going down a long hill. I landed hard on my side and .ended up with broken ribsd close clipping my front wheel and I crashed on my left side ending up with a broken. The second time was on a group El Tour ride in Tucson, AZ when another rider passe arm. The latest and hopefully last was on another group ride in AZ when I was drafting some faster riders and my front wheel collapsed on some very rough pavement and I ended up with a fractured vertabrae This resulted in wearing a back brace during the hottest months in Arizona. I have sworn off large group rides because of the unpredictable nature of other riders in close proximity. I am still riding at 73 and have switched to a light weight hybrid e bike. I feel much safer and more in control than I did on my road bikes. I have enjoyed reading your life experiences and sound investment advice over the years and hope you continue riding and writing for many years to come.

  Post: Life Cycle

  Link to comment from June 5, 2021