Thank you Rick! I really appreciate all the suggestions and support here. I just may try to find a good financial planner. I'll start with the enrolled agent.
Thank you for your kind words, Jan. You're correct that I can always find another job to supplement my income if I need to. Of course getting another job entails getting used to a new environment, people, etc. Not sure I want to do that, but I can if I need to.
David these are great points.I also have to consider the toll on my health. I really like the idea of going part-time I'm pretty firm on waiting until I'm 70 to start SS I have considered converting some of my traditional IRA to a ROTH. Kathy T
Good questions Dick. I will definitely be in a lower tax bracket. My current tax bracket would be higher if I wasn't contributing the maximum amount to my 457. I have also been paying an extra $5000 a month towards my mortgage. Also I spent a lot towards the house remodel. And will pay for landscaping before I retire..These are all expenses I won't have in retirement
Norman, working part-time is a consideration for me. I don't know how long I will last at that but I am considering giving it a try. But I would need to supplement my salary with some of my savings. It definitely is something that requires adjustment.
Comments
Not sure why you got a down vote. Thank you for the encouragement, Chris. I'm sure it will be an adjustment for me.
Post: The Fear of Letting Go
Link to comment from June 26, 2025
I guess we can learn a lot from other people's journeys. Thanks for the suggestions.
Post: The Fear of Letting Go
Link to comment from June 25, 2025
Thank you S_Carver. I will look into these books. And I have been a fan of Jonathan and HD for many years.
Post: The Fear of Letting Go
Link to comment from June 25, 2025
Thank you Rick! I really appreciate all the suggestions and support here. I just may try to find a good financial planner. I'll start with the enrolled agent.
Post: The Fear of Letting Go
Link to comment from June 25, 2025
Thank you for your kind words, Jan. You're correct that I can always find another job to supplement my income if I need to. Of course getting another job entails getting used to a new environment, people, etc. Not sure I want to do that, but I can if I need to.
Post: The Fear of Letting Go
Link to comment from June 24, 2025
So am I so unusual to have these fears?
Post: The Fear of Letting Go
Link to comment from June 24, 2025
I'm invested in Index Funds, except for the GE stocks I have held onto due to Loss Aversion. But it's not a substantial part of my investments
Post: The Fear of Letting Go
Link to comment from June 24, 2025
David these are great points.I also have to consider the toll on my health. I really like the idea of going part-time I'm pretty firm on waiting until I'm 70 to start SS I have considered converting some of my traditional IRA to a ROTH. Kathy T
Post: The Fear of Letting Go
Link to comment from June 24, 2025
Good questions Dick. I will definitely be in a lower tax bracket. My current tax bracket would be higher if I wasn't contributing the maximum amount to my 457. I have also been paying an extra $5000 a month towards my mortgage. Also I spent a lot towards the house remodel. And will pay for landscaping before I retire..These are all expenses I won't have in retirement
Post: The Fear of Letting Go
Link to comment from June 24, 2025
Norman, working part-time is a consideration for me. I don't know how long I will last at that but I am considering giving it a try. But I would need to supplement my salary with some of my savings. It definitely is something that requires adjustment.
Post: The Fear of Letting Go
Link to comment from June 23, 2025