Good question. I have always been heavily invested in equity. The current weighting of tech stocks has me concerned. I am interested in having equal weight index funds but Vanguard does not seem to have any. I simplified to just Vanguard as I got older but would like to find equal weight index funds.
The county I work for is facing a budget deficit. During a recent webinar on the budget, upcoming layoffs were discussed. Several people asked about early retirement incentive packages. This was dismissed by leadership because it would require putting this option on the ballot for county residents to vote on. The budget crisis was not a surprise, they saw it coming and either decided not to entertain the incentive package as an alternative or were just disorganized. Offering voluntary early retirement incentive packages seems more empathetic than laying off employees with families to support and mortgages to pay. But maybe offering early retirement incentive packages really doesn't save much money compared to laying people off?
Dana, let us know how well you keep up with former co-workers. For me, I'm afraid my co-workers won't have the time and energy to stay in touch after I retire. Typically I've seen that happen with other people who have left my workplace. Meanwhile, enjoy your retirement!
Please educate me. If I am at work and want to create a log-in for a new website, how do I use the password manager? Of if I already have a password for a website that I created with the password manager, how do I use it? Do I have to log-in to the password manager at work or wherever I am?
Comments
Floyd, have you calculated your overall expense ratios, if they apply?
Post: What’s in your portfolio ?
Link to comment from July 4, 2026
Kristine, did you send that message in an e-card or a physical care?
Post: Exercising true frugality
Link to comment from July 4, 2026
Good question. I have always been heavily invested in equity. The current weighting of tech stocks has me concerned. I am interested in having equal weight index funds but Vanguard does not seem to have any. I simplified to just Vanguard as I got older but would like to find equal weight index funds.
Post: What’s in your portfolio ?
Link to comment from June 27, 2026
I wonder what you think about SpaceX? Of course other than to say not to buy individual stocks....
Post: Pricing the Future
Link to comment from June 20, 2026
Kristine, I have always enjoyed your posts and comments. Why are you deleting your own comments now? Or is someone else deleting them?
Post: Where are the ladies?
Link to comment from March 28, 2026
The county I work for is facing a budget deficit. During a recent webinar on the budget, upcoming layoffs were discussed. Several people asked about early retirement incentive packages. This was dismissed by leadership because it would require putting this option on the ballot for county residents to vote on. The budget crisis was not a surprise, they saw it coming and either decided not to entertain the incentive package as an alternative or were just disorganized. Offering voluntary early retirement incentive packages seems more empathetic than laying off employees with families to support and mortgages to pay. But maybe offering early retirement incentive packages really doesn't save much money compared to laying people off?
Post: America Doesn’t Just Do Layoffs. It’s Fallen in Love With Them
Link to comment from March 21, 2026
Dana, let us know how well you keep up with former co-workers. For me, I'm afraid my co-workers won't have the time and energy to stay in touch after I retire. Typically I've seen that happen with other people who have left my workplace. Meanwhile, enjoy your retirement!
Post: Six Months In! (from Dana/DrLefty)
Link to comment from January 4, 2026
Can you compare the first in, first out (FIFO) versus average cost basis methods? Why pick one over the other? Thanks
Post: 2026 Financial Plan
Link to comment from January 3, 2026
Yes I would also like to know your source of information.
Post: Thanksgiving: The Keeping Story
Link to comment from November 27, 2025
Please educate me. If I am at work and want to create a log-in for a new website, how do I use the password manager? Of if I already have a password for a website that I created with the password manager, how do I use it? Do I have to log-in to the password manager at work or wherever I am?
Post: Beefing Up Security
Link to comment from November 15, 2025