AUTHOR: kt2062 on 6/23/2024 FIRST: Jonathan Clements on 6/23/2024 | RECENT: kt2062 on 7/1/2024
Comments
Please educate me. If I am at work and want to create a log-in for a new website, how do I use the password manager? Of if I already have a password for a website that I created with the password manager, how do I use it? Do I have to log-in to the password manager at work or wherever I am?
My problem is that I mixed traditional (deductible) IRA contributions with non-deductible IRA contributions in the same IRA account. There is no way I can know which is which. I did the 8606 forms, but would have to do the pro-rata calculations in any case. And I couldn't afford to roll that portion of the IRA over to leave only the non-deductible amount alone. Hope this makes sense.
Elaine, thank you for the update. Jonathan's legacy will live on through this forum and the knowledge and wisdom he has imparted over the years. Please thank him for all of us.
Jacknak, great points. You can always earn more money but you can't get more time. I'd like to retire before I get too tired to travel. I want to stay active in retirement.
The great unknown is how the stock market and economy will do. People are telling me now is not a good time to retire given the uncertainty--tariffs, inflation. SS and so on. That's unless you have a substantial pension.
Howard, thank you for your thoughtful comments. I have spoken with small business owners who are struggling with the uncertainty of the tariffs. I hope the tariffs are reversed and these businesses will survive.
As far as federal cuts, I just hope we do not see any natural disasters or pandemics. And increasing donations to necessary organizations--although not enough to replace federal dollars--is definitely worthy of admiration.
Comments
Please educate me. If I am at work and want to create a log-in for a new website, how do I use the password manager? Of if I already have a password for a website that I created with the password manager, how do I use it? Do I have to log-in to the password manager at work or wherever I am?
Post: Beefing Up Security
Link to comment from November 15, 2025
My problem is that I mixed traditional (deductible) IRA contributions with non-deductible IRA contributions in the same IRA account. There is no way I can know which is which. I did the 8606 forms, but would have to do the pro-rata calculations in any case. And I couldn't afford to roll that portion of the IRA over to leave only the non-deductible amount alone. Hope this makes sense.
Post: Backdoor Roth Explained
Link to comment from October 18, 2025
Bogdan, welcome! Let's keep this forum friendly and tolerant of diverse opinions. Thank you for taking on Jonathan's legacy.
Post: Quick Intro
Link to comment from September 20, 2025
Elaine, thank you for the update. Jonathan's legacy will live on through this forum and the knowledge and wisdom he has imparted over the years. Please thank him for all of us.
Post: Jonathan and website update
Link to comment from September 20, 2025
According to the chart, Plan F is not available to those who turned 65 before 2020?
Post: Healthcare spending and premiums during a post age-65 retirement- facts and ideas.
Link to comment from September 14, 2025
Jacknak, great points. You can always earn more money but you can't get more time. I'd like to retire before I get too tired to travel. I want to stay active in retirement.
Post: How Much to Save to Retire?
Link to comment from September 13, 2025
The great unknown is how the stock market and economy will do. People are telling me now is not a good time to retire given the uncertainty--tariffs, inflation. SS and so on. That's unless you have a substantial pension.
Post: How Much to Save to Retire?
Link to comment from September 13, 2025
Cecilia, thanks for the suggestions!
Post: How Much to Save to Retire?
Link to comment from September 13, 2025
Philip, I'm not sure. That's a good point though
Post: How Much to Save to Retire?
Link to comment from September 13, 2025
Howard, thank you for your thoughtful comments. I have spoken with small business owners who are struggling with the uncertainty of the tariffs. I hope the tariffs are reversed and these businesses will survive. As far as federal cuts, I just hope we do not see any natural disasters or pandemics. And increasing donations to necessary organizations--although not enough to replace federal dollars--is definitely worthy of admiration.
Post: Big Beautiful Bill Response
Link to comment from September 7, 2025